GSCSC

Welcome to the GSCSC, Inc. website and the GSCSC, Inc. website blog. In this weeks article, we will be presenting you with the Real Estate Credit Program. GSCSC, Inc. is proud to announce the release of our Real Estate Credit Program to our clients and resellers. This powerful program, even with a shaky, unstable, and uncertain economy, and credit crunch crisis, and financial crunch crisis, can assist you in becoming a very successful real estate investor. You may be asking, “How can this be done?” By following this program, and the training that it offers, you can do this very easily.

We have updated the program from our previous classroom based methodology to a more modern methodology, and we are proud to introduce our advanced methodology of becoming a successful real estate investor to you. Using these techniques, and one of our aged shelf companies with established real estate credit lines, even a novice real estate investor can succeed. Here is our program.

Real Estate Credit Program

Aged Shelf Corporations with Established Credit

Aged shelf companies or aged shelf corporations can offer a business owner a large increase in borrowing power as well as enhanced credibility for their businesses when talking to customers and lenders. The law says that a corporation is a legal person separate from its owners, and thus the ability to be able to have a personal credit profile, and a business credit profile at the same time. As we have stressed to our clients, having two personal credit profiles and using CPN numbers is illegal. The only true way to have more than one credit file is by using your personal credit files, and those by which you obtain by opening up a new business. File segregation is illegal. Again, you cannot have more than one personal credit profile. You can however, have more than one corporate business credit profile, each under a distinct business name, as each corporation or LLC is its own person. We’ve made this clear from the beginning.

The age of the owners do not necessarily correspond with the age of the companies which they may open, and by law, they do not have to correspond, as they are different persons. For example, when the H.J. Heinz Company advertises that it was established in 1869, it does not mean that all of the shareholders are well over 100 years old. It simply means that the company was filed in that year. You can take full advantage of similar credibility benefits when you are advertising to your customers. The age of your company can give greater credibility to customers and lenders than a business that was recently established. So, acquiring companies with established credit and existing credit lines can give the business a big financial boost.

GSCSC, Inc. offers many such corporations and LLCs to its clients. There are many aged Nevada shelf corporations, Delaware corporations, Wyoming corporations, offshore corporations and Canadian Corporations available. The most valuable companies for building a business are aged shelf corporations with established credit. These are companies that already have corporate credit scores and established relationships with lenders.

GSCSC, Inc. has developed and setup a special package and program that we offer to our clients that includes an aged shelf company where we can arrange contact with our lenders who, upon approval, can arrange up to $1 million in real estate credit for real estate purchases. Also included is real estate training, consulting and a supplemental credit building program. The additional credit building program helps our clients to obtain additional CASH credit lines once the business credit profiles, credit scores and credit ratings have been established. The $1 Million real estate credit line is already established, and once the client completes the manditory training, which takes 2-3 days, they may begin using the real estate credit line, even before the business credit profiles are completed. Our Aged Shelf Company with $1 Million real estate Credit Package includes the following items as shown here:

$1 Million of approved Real Estate Credit for Real Estate purchases through your corporation or LLC - You will receive an aged shelf corporation or LLC. The corporation or LLC is a 5 year old clean, clear entity, No Revoke Status, and No Reinstatement Status, and this is provided to you in writing when you obtain your company.

You submit valid real estate purchase proposals for funding. You can receive up to $1 million in secured real estate credit for real estate first mortgages by a lending institution. Plus, we have established key relationships with many additional private lenders who are willing to lend to corporations as well as individuals. Naturally, the lender will first need to verify that the property value will support the loan amount and that the loan is safe for the lender through approved underwriting before each transaction is funded.

We have arranged millions of dollars in credit and financing for clients. HOWEVER, NATURALLY, THERE IS NO GUARANTEE THAT ANY PARTICULAR TRANSACTION WILL BE FUNDED. THE DISTRIBUTION OF THE REAL ESTATE CREDIT LINE IS SUBJECT TO APPROVAL OF LOAN SAFETY BY THE LENDING INSTITUTION AND THE PRIVATE LENDER(S) THAT WE WORK WITH.

One-On-One Training -  We send an expert who has earned over $1,000,000 in real estate to your home town to train you how to use the approved real estate credit lines and how to make the most money investing in real estate. This is a comprehensive, in-depth 2-day training program and is manditory in order for the client to begin using the established real estate credit lines. This is not classroom training. This is individual one on one hands-on, face-to-face training in your home town.

The personal real estate trainer will look for properties with you, will show you how to put the offer together, usually with little to no money out of your pocket, and how to make the most money investing in real estate.

The Founder/President and highly trained management staff of GSCSC, Inc. has been offering this program to clients since 1994. Every single client who has participated in the one-on-one training program has been extremely satisfied.

Whether you are a new or experienced real estate investor, we are more than confident you will be very satisfied with this one-on-one training program. Other than the expenses incurred for the purchase of this powerful program, there is only one additional expense that you must come up with. You will cover the trainer’s travel and lodging fees. The reason for this is that whether the trainer needs to walk across the street to get to you, or travel across the country, we want to make sure you have the minimum expense and we do not want to mark up the cost for everyone because the travel costs vary. A typical cost may be six hundred for round trip tickets and two hundred a day for hotel and food. So, the cost is very minimal.

Additional Credit Lines for Non-Real Estate Purchases - An assigned corporate credit builder coach, will work with you to build your corporate credit reports. This also includes a structured program with a toll free support line. Your credit coach will work with you directly, one on one, so that you can use, tailor, and build additional credit for your needs.

Personal Credit Builder Program - This program is included at no additional cost when you purchase this powerful program. If your personal credit scores are not high enough to qualify you for CASH FUNDING from traditional credit lines, this program will help you to meet those requirements. This program is offered free to clients for a limited time only. Be sure to check our blogs often to see the latest specials being offered by GSCSC, Inc.

For a limited time only, when you purchase an aged shelf company with established real estate credit lines, you will also receive a FREE package of five (5) VALID, VERIFIABLE TRADE REFERENCES with your purchase. We will establish the relationship for you, make purchases, and pay them off, and thus provide you with a means of obtaining an 80+ PAYDEX credit score on your corporate business credit profiles. If you already have an existing business, these trade references can be used to further increase your corporate business credit scores and corporate business credit ratings with D&B, Experian Business, and Equifax Business.

Package Price: $34,686.00 Limited Time Offer.

How does the program work?

After the lender has successfully verified the value of the property securing the loan, and the lender has approved the transaction through standard underwriting practices and procedures and sufficient loan safety, up to $1 million will be wired into escrow on a deal by deal basis for the purchase of real estate or other secured items. Again, this is not a guarantee. Funds are disbursed only after a lender has fully agreed to finance a particular transaction for the client. Credit is also available for a wide variety of business equipment, automobiles and other items that can be tailor made for your needs that can be obtained as part of the corporate credit builder program and as part of the corporate credit coaching program.

Real estate financing is available for residential, commercial, raw land or other real estate as well as other secured property or equipment. Your Personal Real Estate trainer will  show you how to prepare acceptable offers to purchase property using the real estate credit lines and the additional corporate credit lines established on your company. The trainer will also show you how to prepare offers that do not specifically require a cash down payment, and much more.

Will the corporation or LLC have a Dun & Bradstreet D&B number and PAYDEX credit score?

This is a common question that we get asked every day by potential clients. The answer is yes. A D&B number, submission for a PAYDEX credit score and credit ratings and tailoring additional credit built for your specific needs is acquired as part of the additional credit lines support program, offered to you in the credit builder program.

Can I use the funds any way I want?

This too, is a common question that we get asked every day by potential clients. This depends on what you want to use the funds for. If the transaction makes business sense for both you and the lender, and it is within reasonable safety parameters, yes. The money will be wired into escrow to purchase items such as real estate or it may be paid directly to the corporation or LLC from which you are purchasing other items. The lender has great flexibility but no successful lender will blindly wire a million dollars of CASH into your bank account without first taking a look to be sure that there is sufficient value to secure the loan. All of the clients currently enrolled in this program who have followed the instructions taught in the one-on-one training course and who have followed the advice of the Trainer have been able to obtain CASH financing for real estate purchases.

Can I borrow money without using my own personal credit?

Yes. The secured credit lines are available with 100% corporate credit without regard to personal credit scores, depending on lender requirements. Alternatively, the underwriter may have you combine the company’s strength with that of your own to boost your borrowing power. Naturally, this is subject to the safety of the loan to the lender. Some lenders that we use will require this be done with the use of your personal credit, while others that we work with may not. So it’s up to the lender.

How in the world can you and your company do this for me with today’s tight credit market?

We have direct access to a very strong, stable lender who has, for many years, built up a very robust network of private investors who invest money in real estate mortgages. So, rather than working directly with traditional banks, our lender funds the line of credit distributions directly from its vast network of private investors. In one of our recent website blogs, we discussed hedge funds, and offshore banks. This is one of the vast number of resources that GSCSC, Inc. taps into for this program.

Can I use the real estate credit and corporate credit to purchase the corporation or LLC from you, or pay for it on the back end of a CASH credit line that I obtain?

Absolutely NOT. You must purchase the corporation or LLC with your own funds. We’ve been burned in the past doing things like this before. As a business owner, you need to prove to us and to our network of lenders that you have put some investment and capital of your own into the startup costs of your business. It is one way to show us that you are serious, and that you take real estate investing seriously.

Can I put some of the cash in my pocket?

There are specific ways to structure property purchases so that you are able to receive cash back in your pocket from the purchase of property, though this is not guaranteed. The methods used for doing this will be taught in the real estate training course that comes with the program.

Who approves of the loans and real estate or other purchases that I will be making?

The real estate training course will show you exactly how to make acceptable offers and exactly how to structure them, and the lender approves of the financing transactions.

Do you and your company provide real estate investments for me that I can purchase using the corporate credit established on my company?

We get this question asked by potential clients all the time. Whereas you can use the real estate based funds provided by the real estate credit lines to purchase any acceptable piece of real estate from a potential Seller, investments that have been pre-screened by the course instructor of the course are often available if desired. This is offered as a convenience only and, you are not required to purchase these properties. You can use the funds to purchase other properties that you find apart from those offered in the course. In addition to this, GSCSC, Inc. also has available, Safe, Secured Notes, which you may also acquire. Ask one of our representatives about our Safe Secured Notes Program.

What kind of real estate can I buy?

With this powerful real estate credit program that we offer our clients, you may purchase these forms of real estate as shown here:

Residential Real Estate.

single family Dwellings.

multi-Family Dwellings.

commercial Real Estate.

foreclosures and Raw Land.

single Family Foreclosures.

Multi-Family Foreclosures.

Developments and Rehabilitations including the associated materials and labor costs. Complete details are taught in the manditory real estate training course.

Government Subsidies Where Possible, including HUD houseing, Low Income housing and more.

Can I obtain 100% financing without taking cash out of my pocket to purchase properties?

Yes. The methods in which the 100% financing is structured are taught in the real estate training course when you obtain one of these packages from GSCSC, Inc..

Can I get more than $1 million in real estate credit?

No, not right away. The initial maximum granted on each company is for $1 million subject to review of the value of the real estate and lender underwriting procedures. By following the training that you receive, you can learn how to increase the amount that can be borrowed. We do make limited exceptions to this rule if a deal is properly structured, and it holds sufficient value to support the increase. In some cases, we extend the real estate credit lines when clients show a perfect pament history over a period of time. Usually clients will have to establish a good working relationship with us and our lenders to support increases in the real estate credit lines.

Do I have to have business credit profiles created in order to use the real estate credit lines with my company?

No. The real estate credit lines are already established on these companies, and do not require a D&B, Experian Business, or Equifax Business credit profile. However, we will assist you with reporting these credit lines to those business credit profiles when it is time.

Once I have enrolled in the real estate credit program and receive my company, when is the credit line active?

When you have enrolled in the real estate credit program, and paid for your company and received it, the real estate credit lines are already established and are active. However, before you are granted access to the credit lines, you must participate in the approved training that is provided to you in the real estate credit program.

What are the interest rates on the real estate credit lines?

It depends on the market and the current government rates at the time of funding. It is the same answer if someone were to ask you, How much does a car cost? It depends. It depends on the market interest rates and the risks of the loan you are applying for. As of this writing, low-risk loans, where the corporation or LLC will be used to help you purchase a home in which you will reside, interest rates are currently 5-8%. Medium risk loans, such as short-term rehabilitation financing are 9-12%. High risk loans can be thirteen to twenty-four percent.  High risk loans may be for properties near hazardous areas or for high-risk short-term construction. It also depends on the state in which the property securing the loan is located because there are different interest rate requirements in different states. The numbers listed  above are examples only. Because of the interest rate variations over time and other factors we do not make promises on what the interest rates our lender(s) will charge in the future.

Can I use the real estate credit to refinance properties that I now own, such as my home, or rental property?

Yes. This is available to our clients, even for your own homes that you own or rent out. When you purchase this package your Personal Trainer will show you exactly how to do this and how to properly structure the deal and how to get this type of financing.

Can I build credit on a corporation or LLC I already own?

Yes. We currently offer a custom program where this is possible but it would take a much longer period of time to complete, and would cost about the same as purchasing an existing corporation or LLC with the real estate credit lines already established on the company.

Can you prove that other client’s corporations or LLCs have been approved for the real estate credit lines?

Yes. We can prove that several hundred loan distributions have been made to our clients under this powerful program. We have letters from the lending institution which can be provided to you as an example only, that has approved the $1 million real estate credit line, subject to real estate funding proposals that pass their underwriting procedures. The lender and its network of funding sources will work to obtain preferable rates. Though the amount has been established, naturally, the lender will need to be absolutely sure that the property value will support the loan and that the loan is safe to the lender before distributions are made.

Do you have other clients who have done this successfully?

Yes. One of our clients in Tampa Florida, and one of our clients from Washington D.C. started out with nothing and each of these clients indicates to us that they now have built a $6 million net worth by following the training that they received from GSCSC, Inc. under contract with our course trainer. Two other clients in Florida and Delaware indicated that they purchased $450,000 in business equipment within the first two months of receiving their packages. Another client of ours retired was a state worker and is now a full time active real estate investor, even at this time. A client in California is earning more money on his part-time activities than he is making on his current job, and he is currently one of our resellers of this program. Naturally, results vary from client to client. The program will only work for you if you do and follow the real estate training methods and techniques provided to you in this program.

What percentage of your clients are successful?

We are told by the head course trainer that 87.3% of the clients who have gone through the real estate training programs that we provide our clients with, are engaged in one or multiple real estate transactions, according to the course trainer. The few remaining people are either in the process of acquiring deals or have not put forth the required effort as taught in the course by the trainer.

Can I trust you and your company?

Absolutely! We have been in business since 1987 first as a sole proprietorship, and we fully incorporated the business in late 2000 and we are wholly committed to your success. We have a strong incentive for you to be successful for three  main reasons. These reasons are:

1. Taking care of our customers is the right thing to do.

2. It makes business sense for us because most of our business is through word of mouth referrals from happy customers. And,

3. When you are happy you will be more likely to be a repeat customer of GSCSC, Inc. Our goal is to satisfy your needs and to have a long-term relationship with you. That is why we fully disclose that the funding is subject to one of our associated lenders approving each transaction and we do not guarantee financing of any particular transaction to any client in our real estate credit program.

What Will I Learn From the Training Course Associated With the Company that I am purchasing from you?

GSCSC, Inc. has contracted and setup a key relationship, established with one of the most professional and profitable real estate investors in the nation. Neil Auricchio, will teach you the very basics of purchasing real estate, right up to the most advanced techniques in the industry for purchasing real estate in a shaky economy. Purchasing real estate in the traditional sense, in today’s current market is outdated investment practice, and if you are using these outdated techniques, you probably have been turned down by most major lending institutions, especially for real estate transactions. You will learn the strategies and techniques that Neil Auricchio uses, to invest in real estate and it will help you become successful, even in the current credit crunch, and economic crisis that we are now in.

Do You Have Testimonials from Existing Clients?

Yes. We have actual written letters from clients/students who have used the real estate credit program and students who have attended the courses. In some cases, we can also allow you to speak directly with the head course trainer, but this will require advanced notice.

I have a particular property I want to buy. Will your real estate credit program work for me to acquire it?

Just about any real estate transaction can be funded directly through this program if there is sufficient safety to support the loan. One of the biggest mistakes a novice real estate investor can make in this program or any other real estate investment program, however, is to fall in love with one specific property. Many of the most successful real estate investors in our program make several offers every week. What our program can do is to tell you if the deals you have in mind are or are not to your benefit. The very experienced consultant that comes to you with the real estate credit program will help you sort out the good from the not so good real estate transactions.

Moreover, the training course tells you where to find the most profitable transactions and how to properly structure your offers. Very experienced and very new clients consistently say they enjoy tremendous benefits from the training and consulting that GSCSC, Inc. provides. We suggest that you watch the DVD training courses that we provide you or attend the live courses prior to using your consulting time so that you and your consultant will be on the same page. The difference between this real estate credit line and a traditional line of credit obtained through a traditional bank is as follows:

With a traditional line of credit an appraisal and loan safety analysis is performed before the line of credit is granted and usually requires a personal guarantee from the business owner, especially now with the current market the way that it is. Its unfortunate that most traditional banks have stopped funding real estate purchases.

With traditional credit lines, loans, and most credit cards, especially in today’s current market, a personal guarantee is always required by the credit granter.

With this program, since the property is presented to the lender after the conditional credit is presented, the appraisal and loan safety analysis is performed afterwards, and the portion of the available credit line is allocated to the particular project if and or when the appraisal and loan safety analysis is favorable to the lender granting the loan.

Will my personal credit score be involved in the real estate transaction and how will it affect the decision?

Your personal credit score is not necessarily a part of the approval process. Depending on which lender that we use to acquire your funding, they may or may not choose to use it. If the underwriter asks for it, it may or may not be used so much for loan qualification purposes as much as it is more likely to be used to verify the integrity of the person who controls the corporation or LLC. In other words, if the president or manager of the corporation or LLC has bad credit it does not necessarily affect the loan approval, depending on the lender’s specific requirements. However, if the person or persons who control the corporation or LLC have a continuous pattern of fraudulent activity that has resulted in fraud judgments being placed on the personal credit reports of the individual or individuals controling the company, then it would likely be a matter of honesty. So, bad personal credit may or may not have as much weight in the decision, depending on the lender’s requirements, but habitual lack of honesty does. Your credit reports will be looked at to further help us to validate that you are who you say that you are, as we must abide by standard lending practice and lending procedures with respect to the real estate credit lines established on your company.

How long does it take to get a transaction financed with this real estate credit program?

We get asked this question on an every day basis by potential clients. Soon after the lender is satisfied that there is sufficient loan safety to secure the loan, and the lender is willing to fund the transaction. We do not make promises on the time that it will take to close a loan, however, the loans tend to close faster than those of traditional lenders. Adequate time is needed to analyze the transaction for lender safety. Remember to give yourself enough time in order for the lender to properly perform the due diligence required. The lender will not bypass the required loan safety procedures simply because you are in a hurry to purchase a specific property. They will not forgo underwriting guidelines and procedures because you will lose the transaction if they don’t fund it on your timetable. They will not bypass security guidelines and procedures because you will lose money that you have spent for earnest money, appraisals or other items. They will only fund the transaction when they are satisfied with the loan safety and when the lender is satisfied that it is safe to fund the transaction. So, give yourself sufficient closing time to allow for this need. Here is just one example of a property that was just financed for one of our newest clients during the last week. This client just started with us about one month ago, and we financed this deal.

Client: Offer was made where the corporate real estate credit line provides cash for a first mortgage on a property in Arkansas.

Seller: Seller of the property carries back a second mortgage. We can provide you with sample contracts showing you how to make such offers when you enroll in our real estate credit program.

The 1st mortgage loan was 50% of the purchase price of the property being purchased. Up to 80% of the value can be financed under the right circumstances and if the lender feels that the loan is safe to grant to the client.

The 2nd mortgage loan payable directly to the seller of the property was the other 50% of the purchase price of the property that the seller was selling to the client.  

The corporate real estate credit client was able to purchase the property for little to no money out of his pocket. Here is a perfect example of a real estate deal that will probably not get financed under this program:

Client wants to buy a property he or she has been interested in FAST. Purchase price $500,000.

Client wants to close in seven days, and Client has put earnest money up for the transaction, and Client is in contract with the Seller of the property.

Client wants to borrow the entire $500,000, and needs to do something FAST or the Seller is going to pull out of the deal and Client will lose the earnest money and other money that was put up for the deal.

Client needs funds in 24 hours, 1 week, or IMMEDIATELY.

Client also wants to borrow $150,000 to fix up the property in order to flip it and sell it fast.

Client states that its a good deal and Client does not want to lose the property, and Seller is upset about how long it is taking to close the deal with the Client.

Client wants to borrow $650,000 on a $500,000 purchase price. (See A Problem Here?)

Client says the property is worth $1 million.

The property may be worth $1 million in theory, but appraisals are done based on actual prices and not what prices should be. So, with this purchase in mind, we now have a comparable of $500,000 in the marketplace by which other properties in the area will be appraised. Though we, as real estate investors, can argue this point until we are blue in the face, lenders usually make and approve loans based lower than what the appraised value or prospective purchase price is and not based on what the purchase price could be or should be. Not that there are not exceptions to this rule; but expect this rule to be followed by the lender in most cases. Remember, we are not dealing with old real estate purchasing techniques, we are doing things differently now.

Major Benefits To The Program

Here are the major benefits to the Real Estate Credit Program offered to you by GSCSC, Inc. These benefits include the following:

Enhanced Credibility - When advertising, customer trust is enhanced when statements such as: “We have been in business since”…, are used. This program offers enhanced credibility to you and your clients.

Corporate Credit - Much easier when establishing credit with banks, suppliers, investors and venture capitalists. This program provides you with a rock solid, comprehensive, in-depth corporate credit building, and personal credit building strategy that can enhance your borrowing abilities with most lenders, even in tough times.

GSCSC, Inc. has a list of established companies that are available for immediate purchase. The companies are sold on a first-come, first-served basis. There are corporations available that have established bank accounts and established real estate credit lines. The companies are free from tax or legal liability. One exception may include California corporations where an annual franchise fee is due on the company each year.

The real estate course trainer has a multitude of clients who are involved in one or multiple real estate transactions using their companies that were acquired directly through our service. Our real estate course trainer has also purchased several of these entities for his own use as well.

One of the biggest parts of the program is education. We are offering a corporation or LLC and training on how to use it to successfully buy and sell real estate. Our program is unique and to our knowledge as of this writing, an identical program of this nature is not offered by any other organization anywhere else.

There are specific expenses that we incur on your behalf when we provide you with the corporation or LLC and the associated training and consulting services. Because these expenses are not recoverable by us once you enroll in the program and acquire the company and its benefits, they are NON-REFUNDABLE items. To fulfill some loan requests for our clients,the loan may be referred to third parties. The loan fulfilled through the third party may or may not require use of the company that is being purchased through this program. We will strive to satisfy your needs to the very best of our ability within the scope of our program. Be absolutely sure that you’ve made a well thoght out decision before enrolling in this program. GSCSC, Inc. clearly states that this program is not for everyone. It is however, beneficial to serious real estate investors that want to continue to build wealth.

GSCSC, Inc. can also provide a credit bureau approved virtual office in any US state and many foreign jurisdictions including an address with mail forwarding, telephone number and fax number. All companies are supplied with a toll free business number as well. Nominee officer and director privacy services are also available so that your confidentiality can be maintained. GSCSC, Inc. offers its clients the strongest form of asset protection and privacy protection anywhere. In addition to this, GSCSC, Inc. can provide you with a corporate identity package, and complete web presence. GSCSC, Inc. also provides business marketing services to its clients. Ask us about these services when you call us to enroll in our real estate credit program.

If you would like a blank shelf offshore corporation or LLC, these entities are also available for purchase. We can also establish and setup a US or offshore bank account for your corporation or LLC. You will have online access to your account as well as a debit card. For smaller amounts of money, you will use your debit card for purchases. For larger amounts, you will use the bank’s online service and wire money to those from whom you want to make purchases. GSCSC, Inc. provides the required Eligible Introducer Letter to the banks so that your account may be established without your presence. All you do is provide us with documents, and signatures to verify who you are, and we do all the work for you. It’s that simple. GSCSC, Inc. is here to meet your needs.

GSCSC, Inc. routinely reviews and visits the most advantageous local and offshore banking and incorporation jurisdictions. We have established key relationships with banks worldwide and can tailor make a plan that best suits your individual needs.

Real property prices and real estate lending programs are cyclical in nature. So, as a client you understand and agree that our program may change without notice. We provide service under this program for one year on an appointment, as available, basis. Contact us for more details.

To order an Aged Corporation or Shelf Corporation with Established Credit (also referred to as shelf corps with established credit or shelf corps with credit or shelf corps with credit lines or aged corporations with established PAYDEX scores), please call GSCSC, Inc. toll free at this number: (800) 922-5170. You may also reach us direct at this number: (775) 297-7250 and speak with one of our specialists who will gladly assist you. You may also request more information by sending an E-Mail to: info@gscsc.net with questions. Please call Monday through Friday between the hours of 9:00 AM and 7:00 PM Pacific Time.
 

Welcome to the GSCSC, Inc. website, and the GSCSC, Inc. website blog. We first of all want to thank you for the many responses that we’ve had with respect to all of our new blogs, and all the inquiries that we’ve received regarding our programs and services. In this article, we will be talking about Wealth Building and Asset Protection Opportunities.

Wealth Building and Asset Protection Opportunities

Date: Tuesday, December 02, 2008 3:24 PM

In This Issue:

Make Money Now Investing in Notes

Safely Earn 8-18% Per Year

$1 Million Real Estate Credit Program

The Strongest Asset Protection Available On the Planet

Aged Company Special Sale Extended One Week!

Captive Insurance Company - $1.2 Million Income Tax Free

Additional Services Available to Help You Succeed

Make Money Now Investing in Notes

Safely Earn 8-18% Per Year

I looked online today and saw that US banks are paying an average of 3% interest on savings. It is doubtful if this will even keep up with inflation. In other words, not gaining or losing, but you know how the banks work right?

Many of my past and current real estate investment clients are now earning 8% to 12% or even 18% or more investing in notes. So, if you have a spare $50,000.00 sitting around somewhere that you are just doing nothing with during this economic crisis, why not put it to work for you and earn $4,000.00 to $9,000.00 a year?

What is a safe secured note?

One definition of a safe secured note is: “A short-term debt security, usually with a maturity of five years or less.” The notes in which my real estate investment clients invest in, are secured by real estate in a very low LTV (loan-to-value) position. In this way, if the borrower on the note does not pay on the note, the client can easily take over the property and be repaid from the proceeds. The key to the safety of the note is the property that secures the note.

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“GSCSC, Inc. currently has safe secured notes that are available for you to acquire right now.” Contact your local GSCSC, Inc. Reseller for details on how to acquire these safe and secured notes. Available while supplies last!

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Here are some great tips:

   1. Only invest if the loan to value ratio is 75% or less. This gives you cushion to make money if you need to foreclose.

   2. Don’t pay any more for the note than you would pay for the property if you were seeking a fair bargain.

   3. Get proof that the property is insured.

   4. Know the property’s appraised value.

   5. Only invest in 1st mortgage position.

Here are some examples:

   1. If you invest $50,000.00 and hold the note for 5 years at 8% per year, you’ve earned $20,000.00 and have turned $50,000.00 into $70,000.00.

   2. Let’s say you invest $50,000.00 in the same 5 year note. You earn interest for three years, earning $12,000.00. The real estate securing the note is worth $100,000.00. You stop receiving payment, so, you foreclose and sell the property. Let’s say the foreclosure cost $2,500.00 and you pay $7,500.00 in real estate commission fees, for a total expense of $10,000.00. You have now earned $50,000 and have turned $50,000.00 into $102,000.00. 

So, even if the worst thing happens, you stop receiving payment, you may stand to earn even more money.

The recent mortgage crisis happened because lenders were lending up to too high a percentage of the value of the property. I firmly believe that if the rules mentioned above would have been followed, the recent financial situation would not have occurred.

Our mission at GSCSC, Inc. is to “Protect and Grow the Finances of Our past and current Clients.” I know of no better way right now to grow finances in a safe, secure manner than to invest in secured notes.

GSCSC, Inc. currently has safe secured notes that are available for you to acquire right now. If you are interested in investing in safe secured notes, call your local GSCSC, Inc. Reseller for more details or call a GSCSC, Inc. Secured Note Representative at: (800) 922-5170. For more details, send email to: info@gscsc.net, and someone will contact you back within 24 hours.

$1 Million Real Estate Credit Program

Has the current recession and credit crunch crisis taken away your major investment avenues? With the downfall and future uncertainty of the stock market and most other investments available, where can you turn to generate large profits quickly during this recession and current credit crunch crisis?

GSCSC, Inc. proudly announces the $1 million real estate
credit program which was specifically designed to help our clients successfully invest in real estate.

The $1 million real estate credit program is a unique program that we provide to our clients where we arrange up to $1 million in financing for real estate purchases with a private network of investors. In addition to the financing, the program includes personalized training on how to invest in real estate by a millionaire real estate investor and trainer, which is necessary to help an entrepreneur succeed.

“This personalized training is not DVD or classroom training,” states Richard Goddeau, Founder/President of GSCSC, Inc. “This is real world hands-on training and it’s individualized to meet the needs of the client. GSCSC, Inc. absolutely refuses to put together a classroom training section to this program as that would only gain mediocre results for our clients. There are plenty of classroom, DVD and online training programs available out there today, but if you are truly serious about getting solid results and making money investing in real estate, then you need personalized hands-on one on one training in real life real estate investing situations, by an expert that understands exactly how real estate investing truly works and how to succeed. This is exactly what we provide to our clients.”

We also offer a reseller program for those who want to make money selling this program to others. Some of our resellers are making over $100,000.00 a year with this program.
           
How does GSCSC, Inc. accomplish a 100% satisfaction rate with this program? The answer is simple. We do it by putting in place a complete package for the client that includes resources no other company in the nation is offering. Here’s what you get:

   1. An aged shelf company for the client to obtain corporate business credit with.

   2. $1 million of secured real estate credit for investing in real estate. Must be used for real estate only.

   3. Personal one-on-one training in your home town by a millionaire real estate investor and trainer.

   4. Additional credit lines for non-real estate purchases once business credit profiles are built.

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“Some of our current resellers are earning over $100,000.00 a year reselling this program.”

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How does the program work?

The client receives an aged shelf corporation or LLC. This provides them with the ability to use corporate credit separate from personal credit and asset protection for their investments and personal assets. With the help of the personal trainer, the client submits real estate purchase proposals for funding. They can receive up to $1 million in secured real estate credit for real estate purchases by a lending institution. In addition to this, GSCSC, Inc. has established and maintains key relationships with many additional private lenders that are willing to lend to our clients when they find lucrative real estate investments. These private investors help the client avoid the road blocks that most traditional banks now place on real estate investors. If you are not sure that these restrictions and road blocks are limited to one type of investor, try applying for credit, and see what happens when you do it.

GSCSC, Inc. provides clients hands-on training by sending successful real estate investors to the client’s home town that will help clients find lucrative real estate properties that generate a positive monthly cash flow. These trainers also help the clients negotiate the deals, including obtaining better prices, low or no down payments, better financing terms and even government subsidies where available.

Using this powerful combination of an aged shelf company, corporate business credit rather than personal credit, using a personal real estate investing trainer and the network of lenders and investors eager to fund lucrative real estate bargains, the client has a powerful team in place to help them close deals and begin making money right away.

GSCSC, Inc. notes clearly here that this program is not for everyone. We will not offer this program to someone that does not follow the guidelines and training necessary to succeed or for those that choose poor real estate properties to invest in. This is not traditional real estate investing tactics, but a more modern method to obtain the results that you are looking for. The client must follow specific guidelines as set forth by our investors.

In order to continue making the program a success for all of our clients, it’s imperative that every client succeeds and there are steps necessary to follow to ensure that every client becomes a successful real estate investor. “This is yet another example of why we don’t use the classroom or DVD model with this program as we did in the past,” emphasizes Mr. Goddeau. “With the classroom or DVD model that we used with clients prior to releasing this one, there was no way to properly prove and ensure that the client not only understands how real estate investing works, but helping guide them through real life real estate deals from beginning to end as well was nearly impossible to do.” This issue has now been addressed by this new model, and works well with those real estate investors that truly know a good program and opportunity when they see it.

Some of our clients choose not to use the program for themselves right away, but rather resell the program to people that they know that could benefit from it first. The advantages to this strategy are that they could make a great deal of money as a reseller and even use some of the profits from reselling to pay for the program for themselves at a later date. This also gives the client the ability to test the new model and program on someone before they invest in it. The reseller program is solid and has been tested to ensure results for our clients.

With the recession closing down most available business opportunities for everyday investors and blocking the opportunities for entrepreneurs to start new businesses, GSCSC, Inc. has found a solution that not only survives during the recession but thrives in it as well.

For more specific and detailed information about the GSCSC, Inc. $1 million dollar real estate credit program, including the opportunities available to you as a reseller, request our program brochure. To begin a faster journey towards becoming a successful real estate investor, please call GSCSC, Inc. at: (800) 922-5170 right away.

The Strongest Asset Protection Available On the Planet

“If you or your family have personal and business assets, including cash, stocks, bonds, property, businesses and inheritance, then you are vulnerable to losing everything you own by a single lawsuit or judgment brought against you,” warns Richard Goddeau, Founder/President of GSCSC, Inc. “Everyone is vulnerable and your assets can be taken away in a split second by one simple court judgment brought against you. If you have built up substantial assets in your business, and also have substantial assets that you gained personally, you will want to protect them at all costs.

GSCSC, Inc. has helped many thousands of clients with asset protection and privacy protection services including business executives, medical professionals, attorneys and everyday people like yourselves, just trying to make a living and build a nest egg. One of GSCSC, Inc’s clients included a surgeon who was in the middle of eight breast implant lawsuits after it was found that silicone had leaked from implants due to the manufacturers’ design. This manufacturer had to file bankruptcy.  Since the manufacturer was no longer available to be sued, the lawyers went after the surgeon himself, though he wasn’t at fault. He enrolled in our asset protection and privacy protection program.

The surgeon had to file bankruptcy to clear away the lawsuits. Beforehand, however, his personal and business assets were under the jurisdiction of a licensed and bonded foreign trustee outside of the United States court’s jurisdiction. The trustee refused to release the funds to the surgeon’s legal enemies. As soon as the bankruptcy removed the debts and liabilities of the surgeon, the foreign trustee released the funds back to the surgeon.

The advantages of setting up an asset protection based and privacy protection based Cook Islands trust compared with a domestic trust are the powerful asset protections and privacy protections that the Cook Islands trust provides to the holder of the trust. With a domestic trust, the trust is required to follow the orders of the U.S. judge and if these orders include turning over the trustees’ entire assets to their legal enemies, then the trust must obey the orders of the judge. The Cook Islands trust however is not required to obey the orders of the U.S. judge and the Cook Islands offers a host of additional protections services for the trust that simply do not exist anywhere else in the world.

These days, you can never leave anything to chance when it comes to protecting your personal assets and your business assets. A stranger, business partner or even a best friend can very quickly turn into your worst enemy when an accident or business dispute occurs. If you have family, especially children, just imagine all of the trouble that they can get you into as well. Simply put, you need to protect yourself and your business before it is too late.

For more information about offshore trusts including the Cook Islands trust, please feel free to call GSCSC, Inc. toll free at: (800) 922-5170 or contact your local GSCSC, Inc. Reseller for more detailed information.

Aged Company Special Promotion Extended One Week!

Our Clients Asked for an Extension and We Are Listening to them! For a limited time, get an 11% Discount on Aged Shelf Companies - Expires December 9th, 2008.

We received a lot of calls over the last week from clients asking if we could extend the time period for our aged shelf company sale, due to the holidays.

GSCSC, Inc. is extending its 11% discount on all of our aged shelf companies, even our offshore aged shelf companies. Take advantage of the benefits an aged shelf company or aged shelf corporation provides during this limited extension special offer. Now is the time to build corporate business credit.

Captive Insurance Company Formation

How to Get Tax-Free Income on 1st $1.2 Million of Your Earnings. Is this possible?

You may have heard about captive insurance companies and what tremendous tax and money saving strategies they are for major corporations. In fact research shows that about 80% of the S&P 500 companies own one or more captive insurance companies. But did you know that they can work very well for smaller sized businesses as well.

A captive insurance company is an insurance company specifically created to insure its parent company. Basically, a captive insurance company is created as a self-insuring insurance company. This is a powerful opportunity for you to save a great deal of money in taxes, eliminate the money you are paying to your current insurance company and instead invest a smaller amount of this money into your own captive insurance company and earn revenue from the
investments the insurance company invests in. What can a captive insurance company do for your business?

Provide a much lower cost for insurance (thus saving you money).

The first $1.2 million earnings per year is tax-free.

Premiums are deductible.

Captive insurance provides coverage for areas your current insurance company may not be insuring you under.

Money from the insurance can be invested in sources that produce income, such as a high yield Swiss bank account.

Offshore captive insurance companies offer you even greater benefits.

For more specific information about forming your own captive insurance company and detailed benefits you will receive by setting one up, please feel free to call GSCSC, Inc. toll free at: (800) 922-5170 or feel free to contact your local GSCSC, Inc. Reseller for more detailed information. This is an exciting new service and program that we know our clients and resellers will love.

Additional Services Available to Help You Succeed!

Managing your estate, including various companies and trusts can be very complicated and time consuming. You may have been wanting to make some changes to your existing aged shelf companies including:

Name changes and updating officer lists.

Handling State Filings Fees.

Office staffing to answer phones or receive packages without having to hire additional employees.

estate planning or tax strategies for this years tax return.

Are you taking full advantage of all of the benefits available to you? Do you need any help making changes or updating your estate? Do you need your personal credit repaired?

You probably already know that GSCSC, Inc. can help you with asset protection, incorporating services, business credit building strategies, personal credit repair strategies and offshore banking services, but did you know we can also help you with many of the smaller tasks including business document filings, setting up office programs including a receptionist to answer phones and sign for packages; without having to hire additional employees, corporate kits, corporate seals, corporate binders, tax reduction strategies, estate planning and much more.

We also provide you with peace of mind by providing a free asset protection checkup to go over your asset protection and wealth building strategies with you to make absolutely sure that you are completely protected. Our core mission is to help our clients not only protect their assets, but grow their wealth as well.

For more detailed information about the additional services that we can provide you, please feel free to call GSCSC, Inc. toll free at: (800) 922-5170.

Welcome to the GSCSC, Inc. website, and the GSCSC, Inc. website blog. In this article, we will be talking about our Living Trust Program. Setting up a Living Trust is easy to do, and is just one of the instruments, along with Land Trusts, Asset Protection Devices, Self Directed IRA’s, and other tools, which can help protect you, your family, and your business. Using any of these tools, can help protect you, even in this economic time period, when banks are closing, homes are being lost, and more and more investors are losing everything that they own. Check out our Living Trust Program below.

Living Trust Program

There are three main benefits to a funded living trust

Probate can be avoided

Probate is the legal process of distributing property from one who has died to others. During the process, property is distributed and claims are resolved. Most always, there are attorneys fees as well as court costs associated with taking a will through probate. In addition, those who are to receive the proceeds of a will are unable to receive those proceeds until a probate court has allowed them to be distributed. This process can tie up the proceeds from a few months to several years.

If your heirs bring your will to your bank and attempt to withdraw money after your death the bank will not allow the funds to be touched until the probate court grants the bank permission. With a properly drafted living trust, on the other hand, those who you name in the trust can generally go to the bank, bring a copy of your trust along with their identification and your death certificate and withdraw funds immediately in accordance with the trust agreement.

Lawsuit protection

Lawsuit protection can be given to married people when assets are held between two trusts. Assets in a properly drafted trust for the wife can be insulated from the acts of the husband, for example.

Sheltering your estate

You can shelter all or a large portion of your estate when you have conformed to sections 2056 and 2041 of the IRS tax code.

Having property or money in your revocable living trust does not require you to change your federal tax filing. It is analogous to you wearing a different colored hat. You simply file your taxes the same way you did before you had your living trust setup.

There are two ways to put property into a trust.
You change the title to the property. For example you go to your bank, bring your trust document and ask the banker to transfer your accounts into your trust. You can also fill out a simple “quit claim deed” and transfer your real estate from your name into your trust.

You list the property on a “schedule ‘A.’” A schedule “A” is a piece of paper that is usually attached to the back of your trust. It simply describes the property that you would like to have included in your trust. For example, “The brown china cabinet” or “The red antique clock from Germany” or “My Hewlett Packard printer model # JJ54436.” Each time you change your schedule “A” it is best to also have it notarized. Many people update their schedule “A’s” once a year or when they buy expensive items.

It is often best to do both of the above when possible. For example, ask your banker to change the title to your bank account into the name of your trust and also list “Bank of America account # 00533-01349” on your schedule “A.”

You can modify your revocable living trust at any time. You can be the trustee. (The trustee is the one who manages the living trust and holds legal title to the property in the trust for the benefit of another person - or himself/herself - and who is required to follow the directions outlined in the trust document.) That is, you can control your trust. You can change the beneficiaries as many times as you like. (Beneficiaries are those who receive the proceeds of your trust— usually upon your death.) If you like, you can have another person or company act as the trustee to perform the duties under your direction. You can also change who the trustee is at any time. You can put money or property into your trust at any time you like or take it out of your trust when it is your desire.

Many people who have real estate holdings title each property in the name of a different trust. Then they have a company who provides trustee services stand in as the trustee. The trust has a name that is not associated with the one who had the trust setup for you or someone that you know (for example, Global Software & Computer Solutions Centers, Inc. Trust # 24775) so if anyone does a title search in the public records, the one’s name who holds the beneficial interest in the property does not appear.

Owning property in a revocable living trust does not provide you any more actual lawsuit protection than owning the same property in your own name. That is why many use the living trust in combination with an asset protection device. Many people hold title to their limited partnerships in their trust. For example, the parents hold their 15% general partnership interest in their trust. Then their children share the remaining 85% limited partnership interest.
Though the trust does not provide asset protection from personal lawsuits, a properly structured limited partnership does do this, (see above). Then, when you pass away, your general partnership interest can go to those whom you name, such as your children, without having to go through expensive and time-consuming probate procedures.

We highly recommend that you review all trusts in detail with a knowledgeable estate-planning attorney before implementing them into your estate and/or financial plan. Laws vary and change from time to time and your specific needs may vary.

Call GSCSC, Inc. toll free to speak with one of our trained Living Trust Specialists or Consultants for more information. Call us toll free at: (800) 922-5170 or contact your local GSCSC, Inc. reseller.