Posts Tagged ‘installment’

Primary Installment Tradeline Account Program

Thursday, November 27th, 2008

Welcome to the GSCSC, Inc. website, and the GSCSC, Inc. website blog. In this article, we will be discussing our Primary Installment Tradeline Account Program. In addition to this, you may want to read our blog: “Primary Revolving Tradeline Account Program” as well. We offer personal tradelines, and business trade references to help you build solid personal credit scores, and corporate business credit scores. Both types of tradelines are equally important when it comes to building and repairing your personal credit.

In addition to this, you also need Primary Installment Trade References and Primary Revolving Trade References listed on your business credit profiles to help you build a solid PAYDEX score, and an IntelliScore score to help you qualify for corporate CASH funding. Remember, both personal and business tradelines and trade references are available. Here’s our program.

Primary Installment Tradeline Account Program

One of the most important aspects of building personal credit and corporate business credit is having a flawless and perfect history of paying your personal accounts and business accounts on time. Unfortunately, obtaining credit lines that report to your personal credit files and to your business credit profiles can be very difficult, especially those tradelines or credit lines with larger limits. It is also very unfortunate that so many companies out there today, seek to sell you fraudulent tradelines and fraudulent trade references that do nothing for you at all.

The personal credit bureaus and business credit bureaus, now more than ever are performing much more in-depth spot checking on falsely reported tradelines and trade references. Have you ever wondered why the tradelines and trade references that you have recently purchased have not been posted on your personal and business credit profiles? Have you ever been red flagged by the credit bureaus? Are you growing tired of buying programs that just don’t work? We have the answer to solve all of these problems, and you’ll never have to enroll in another program that just takes your money, and leaves you high and dry. This program works!

Our Primary Installment Tradeline Account Program is designed to prevent problems such as these, and to help people like you to build true personal credit, and true corporate business credit.

History of Our Primary Installment Tradeline Account Program

In June, 2007 the underwriting guidelines of most banks, hard money lenders, and most private lenders shifted dramatically. In addition to their normal requirements, banks and other lenders started to require that customers prove that they have a flawless and perfect history of paying loans similar to the credit line they were requesting from a specific lender. 

Once this lending guideline was set in place, we immediately initiated extensive in-depth research, development and testing of our personal and business installment and revolving tradeline and trade reference account programs. We wanted to ensure that our programs would not be red flagged by the credit bureaus, and by potential lenders to which our clients were seeking funding from. We had to ensure the safety of our clients purchases. We had to ensure that they got the best, as so many companies don’t care about the client, and it shows up more and more every day. just look at all the people who have been red flagged already by the credit bureaus.

We quickly surmised that the only solution was figuring out a way that we could legally report a VALID, VERIFIABLE tradeline to the personal credit bureaus, and also legally report a VALID, VERIFIABLE trade reference to the business credit bureaus.

In July, 2007 we began searching for a group of solid investors who would be able to provide the funds necessary to implement this exclusive strategy, and help us to provide powerful solutions to our clients. We came up with the team of solid investors that we needed to help us with this strategy.

As a result of this key relationship which we established with these solid investors, in late September, 2007 we pooled together $10,000,000.00 of funds from our investors and started a finance company that offers personal and business tradelines and trade references to our clients.

In October, 2007 we rolled out our personal tradeline program and our business trade reference program and began offering all of our clients personal credit lines and business credit lines of up to $50,000.00 (higher limits may be available upon request). This proved to be an invaluable service, resource and credit building program for all of our clients.

When our customers request a personal installment or revolving tradeline, or a business installment or revolving trade reference for their personal or business credit profiles, we dip directly into the $10,000,000.00 pool of funds and transfer an amount equal to the credit limit requested into a separate account as required by federal banking laws. The funds now placed into this separate account are used to secure the credit amount requested by the customer. These funds remain in this separate account until such a time the account is closed. The customer does not ever have access to these funds.

The loans issued by our finance company are serviced by a national Fortune 500 company. This Fortune 500 company handles the servicing of the account as well as the credit reporting. They will report both good and bad credit histories, so it is highly recommended that you pay your bills on time or before the actual due date to prevent negative reporting.

Our primary installment and revolving tradeline and trade reference accounts have the following features attached to them upon setup of each tradeline or trade reference, and they are:

These tradelines and trade references  report directly to Experian, Equifax, Transunion, and also to D&B.

Credit is available for reporting 30 days after the 1st payment is made on the account.

Credit line is considered to be a primary installment/note loan.

Credit line can be closed anytime after 6 months.

When the account is closed, the loan payment history will show that the loan is paid in full, provided that there is no balance due.

Credit line is reported by a nationally recognized fortune 500 company.

No credit check is required or performed in order to obtain the tradeline or trade reference.

Setup Time — 72 hour setup time in most cases. 

For a limited time starting on November 26, 2008, until December 26, 2008, the pricing of our tradelines and trade references have been reduced to assist our clients in obtaining these powerful tools to help them build their personal and business credit. After this offer expires, our normal pricing structure will be resumed. 

Limit  SetUp Fee  Monthly Fee  $1,000.00  $249.00  $25.00   $2,500.00  $299.00  $50.00   $5,000.00  $349.00  $75.00   $7,500.00  $349.00  $100.00   $10,000.00  $349.00  $125.00   $15,000.00  $399.00  $150.00   $25,000.00  $449.00  $175.00   $37,500.00  $499.00  $200.00   $50,000.00  $499.00  $225.00   You are responsible for the account, and any payments associated with the account. 

All late fees associated with the account are the responsibility of the client.

Failure of the client to pay any balance due will result in collection activities.

Remember both good credit and bad credit histories are reported to your personal credit files, and to your corporate business credit profiles. We strongly recommend these tools for the serious client that knows what these tools can do for their personal credit and for their corporate business credit.

If you have any questions about this program, please feel free to send E-Mail to: info@gscsc.net. Call your local GSCSC, Inc. Reseller for more details, or call us toll free at: (800) 922-5170.  

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Primary Revolving Tradeline Account Program

Wednesday, November 26th, 2008

Welcome to the GSCSC, Inc. website, and the GSCSC, Inc. website blog. This article and announcement introduces our Primary Revolving Tradeline Account Program. Remember that primary revolving accounts, and primary installment accounts can assist you in building a strong personal credit score that is more apt to help you get approved for a bank loan, mortgage, a new car, or a credit card.

Happy Turkey Day to All:

Starting today, and ending on December 26, 2008, we have dropped our pricing on all of our tradeline programs. This include: our Primary Installment Tradelines, our Primary Revolving Tradelines, and also includes our Primary Installment Trade Reference program, and our Primary Revolving Trade Reference program. The prices you’ll see here will revert to our normal pricing structure on December 26, 2008. We hope that you enjoy these savings. Here’s our Primary Revolving Tradeline Account Program.

Primary Revolving Tradeline Account Program

Thank you for your interest in our Revolving Tradeline Account Program. One of the most important aspects of building personal credit is having an outstanding history of paying your accounts on time.

Unfortunately, obtaining VALID, VERIFIABLE PRIMARY REVOLVING OR INSTALLMENT TRADELINES or CREDIT LINES that report to your personal credit files can be extremely  difficult, especially tradelines or credit lines with larger credit limits. More and more these days, so called credit repair companies try to sell you aged, seasoned tradelines, authorized user accounts, and unfortunately most of these, are outdated credit repair schemes and are red flagged by the credit bureaus.

The only type of tradeline that can withstand the credit bureaus, and the  constraints of the credit scoring model, are those tradelines that can: A. BE VERIFIED. B. PROVE THAT YOU ACTUALLY DO BUSINESS WITH THEM. C. ARE VALID SINCE YOU PAY A MONTHLY BILL WITH THEM. And D. HAVE YOU LISTED IN THE TRADELINE ACCOUNT PROVIDER’S DATABASE AS A VALID CUSTOMER, and furthermore, the tradeline cannot be aged, seasoned, or back dated to reflect a false credit history Or false payment history. Our Revolving Tradeline Account Program ensures that these tradelines you buy meet these critical criteria and ensure that your purchase is not red flagged by the credit bureaus. We further ensure that when potential lenders look at these accounts on your personal credit reports, they won’t question them either, and you are more likely to get a loan based on these tradeline accounts being listed on your credit reports.

History of our personal revolving tradeline program:

Since the announcement of the FICO 2008 update to the credit scoring model and lenders reluctance to qualify loans based on aged, or seasoned accounts, so called primary and joint accounts and authorized user accounts, we have been doing extensive and in-depth research to find professional and legal ways to legitimately report positive credit on our clients personal credit reports and on their corporate business credit reports as well. We have spent countless hours and a lot of money along the way, and now have a professional and legal strategy to use.

After about twelve months of extensive and in-depth research and development in tradeline account testing and reporting, we have the ability to report VALID, VERIFIABLE revolving credit lines and installment credit lines on our client’s personal credit reports and VALID, VERIFIABLE revolving trade references and installment trade references on their corporate business credit profiles as well, and none of these programs have been rejected or red flagged by any of the major credit bureaus.

In order to legally and properly report VALID, VERIFIABLE tradelines or credit lines to all of the personal credit bureaus and to legally report VALID, VERIFIABLE trade references or credit lines to all of the business credit bureaus, we MUST FOLLOW CERTAIN STRICT GUIDELINES, and they are:

We must pull at least 1 credit bureau report in order to verify that our clients meet minimum credit requirements.

We must report all history (good or bad) to your credit reports. There are no exceptions!

We must provide you with a credit limit in line with a specific purchase, Equipment, tangible goods, Etc.

We cannot “back date” or otherwise falsify any reporting of any credit line to your personal or business credit reports. There are no exceptions!

Your credit limit must be a real credit limit and you must have actual ability to use it.

You must be able to purchase actual products such as computer systems, and they must be delivered to you via FedEx or some other valid means.

Our primary revolving tradeline accounts  have the following features in place with each account:

These primary revolving tradeline accounts report directly to Equifax, Experian and Transunion, as well as to D&B.

Credit is available for reporting in 30 days.

Credit lines may increase in dollar amounts over time with outstanding payment history.

Credit line is considered a primary revolving credit line.

The revolving tradeline account can be closed anytime after full payment of balance.

Setup time — 72 hour setup in most cases.

Specific Guidelines:

These are the specific guidelines for which we use to determine the amounts charged and paid for these revolving tradeline accounts as listed below. Pricing is subject to change without prior written or verbal notice, and does not represent in any way, a commitment on the part of GSCSC, Inc. or its resellers, agents, affiliates, successors, assigns, subcidiaries, suppliers or otherwise. Holiday special expires on December 26, 2008. GSCSC, Inc. Reseller pricing may be different, so please contact your local GSCSC, Inc. reseller for more detailed information.

Credit Score  Limit SetUp Fee  Initial Balance  Payment

Up to 580  $1,000  $149  $150  $25.00 – 6 mos

Up to 581 – 600  $2,500  $149  $250 $41.66 – 6 mos

Up to 601 – 620  $5,000  $149  $500  $83.00 – 6 mos

Up to 621 – 640  $10,000  $149  $1,000 $166.67 – 6 mos

Up to 641+  $25,000  $149  $2,500  $208.33 – 1 yr

Minimum payment is based on initial balance over a 6 month or 12 month period at 0% interest. Additional purchases and additional payments will result in a different minimum payment on your account.

You are responsible for the entire balance on your account. Late payments result in negative credit history. Failure to pay off your balance prior to closing the account will result in collection activities.

If you have any questions on this program, please feel free to call us toll free at: (800) 922-5170, or contact your local GSCSC, Inc. Reseller. Feel free to send E-Mail to: info@gscsc.net. Enjoy your holiday.
 

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Personal And Business Tradeline Programs

Friday, October 31st, 2008

Welcom to the GSCSC, Inc. website and the GSCSC, Inc. website blog. In today’s article, we will be introducing our Personal and Business Tradeline Programs. One of the most important items for building a rock solid personal or business credit profile, is the use of PRIMARY TRADELINE ACCOUNTS, PRIMARY tradelines, INSTALLMENT and REVOLVING tradelines. Without these primary accounts, most tradeline providers offering similar services, are very rapidly red flagged by the personal and business credit reporting agencies. In most cases now, with more and more SPOT CHECKS being performed on personal credit reports, and especially on the companies reporting tradelines, you will find more often than not, that the tradelines you purchase, won’t ever get reported. This is because the holder of the account for example Joe Smith, is reported as having a five year history with Home Depo, with a good credit history, and on time payments, and when the credit bureaus check with Home Depo, and find that Joe Smith was never a customer, that he is not in their database, the credit report containing that line is reported as fraudulent, and the line is removed, or may not even appear on the report at all. In this case, Joe Smith loses perhaps, $1,500.00 which he paid to a company for a fraudulent trade line. In addition to this, the company that reported the illegal, invalid tradeline is also red flagged, and in addition, all of its customers are red flagged as well. Unsuspecting people pay for such types of tradelines for both their personal credit reports, and also for their business credit profiles as well, not knowing the real trouble that is awaiting them.

In order to prevent being red flagged by these bureaus, and more importantly, the banks, and private lenders to which you will aproach for funding, you need valid tradelines that can be verified, showing up on all of your reports, and those tradelines, you must actually be doing business with. Our unique tradeline programs, are a complete set of programs for businesses and for personal credit profiles alike, and these tradelines can all be verified once they appear on your business credit profiles, and on your personal credit profiles. And, since you are actually doing business with these tradelines, they won’t be red flagged by the credit bureaus, banks or private lenders because you are paying a monthly bill, and you are receiving a monthly statement that can be verified. This is the type of tradeline or trade reference that you want on your personal and business profiles.

 

Let’s get straight to the point of this week’s article. Do You Want a 720 to 850 Credit Score Across the Board Within Six Months? Take control of your financial future by investing in the most comprehensive and cost-effective credit restoration program in the nation. Over the last decade we have developed what we call the “advanced methodology of credit repair and credit restoration”.  This advanced approach assesses each client’s unique credit situation and determines the fastest, most cost-effective methods to improve the client’s credit scores across all of the major credit bureaus. Our firm utilizes the most cutting-edge methods of credit repair and credit restoration, which allows us to attack every negative mark on your credit report within a very short period of time. This exclusive program provides a three-prong approach to credit repair which may include the following: 1. Non-Traditional Credit Repair to Remove Derogatory Accounts and Credit Inquiries from all credit bureaus.2. Addition of Valid, Verifiable Positive Tradelines (If Required).3. Credit Management and Development Assistance to all clients. Our Aggressive Approach to Credit Repair Non-Traditional Credit Repair 

We have developed proprietary in-house technology and methods to effectively address every derogatory account and inquiry without being “red flagged” by the credit bureaus. This is an essential part of our program because traditional credit repair companies do not utilize our technology, processing techniques, or our “advanced methodology of credit repair”, therefore credit disputes are mor often than not, disregarded by the personal and business credit bureaus and they are classified as “frivilous”.

 

Addition of Positive Tradelines Addition of the proper number and classification of positive tradelines is an essential part of credit development so long as they are VALID, and VERIFIABLE primary tradelines. Addition of positive credit establishes a favorable payment history, which is required to obtain high credit scores and qualify for large purchases. We have developed a proprietary in-house method of adding the required VALID and VERIFIABLE number of positive primary accounts to your files within 30-60 days. Credit Management and Development Assistance Credit management is extremely important when building personal and business credit. Improper management of open accounts will temporarily lower scores and hinder your ability to qualify for high-limit credit lines. We teach you how to use your available credit to “leverage” more available credit and insulate your files, thereby preventing large monthly fluctuations in your credit scores across the board with all of the bureaus. 

Traditional credit repair companies only focus on removal of negative accounts, which only account for 35% of your total credit score. Worse yet, removal of these trade lines in certain situations will lower all of your credit scores dramatically. Don’t allow them to play “russian roulette” with your credit. Consult a professional that specializes in not only removal of derogatory accounts, but assists with addition of positive credit and teaches “insider” credit management techniques to you at the same time. Traditional techniques such as simply disputing accounts with the credit bureaus and addition of “seasoned” tradelines on a valid SSN, or even on an illegal CPN number have proven ineffective, yet large numbers of so called “law firms” and various fly-by-night companies continue to offer these obsolete methods of improving your credit at a premium price. Check out our Myths Of CPN Numbers article on our website for more information about the illegal use of CPN Numbers. File Segregation or willful intent to defraud lenders to gain credit is illegal.

 

If you have any questions regarding this program, please feel free to contact us at: info@gscsc.net or call us toll free at: (800) 922-5170.   

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