Posts Tagged ‘credit bureaus’

GSCSC, Inc. Announces New Services

Thursday, August 13th, 2009

Welcome to the GSCSC, Inc. Website, and welcome to the GSCSC, Inc. Website Blog. We would like to announce the release of a few new services, being offered for a short period of time. If you want to know more about these services, please feel free to send us E-Mail. Send your inquiries to: info@gscsc.net and we will be glad to assist you.

List of Current Services Available- With Pricing

Credit Repair and Enhancement (Currently 50% off regular price):

· Inquiry Removal- currently $25.00 (capping at $200.00 per bureau)

· Tradeline Removal- currently HALF OFF at $100.00 per line (all 3 bureaus)

· Public item removal- currently HALF OFF at $150.00 per line (all 3 bureaus)

· ID Theft Services- Quotes are given when report is reviewed

· FICO Boost Program- If qualified- service is $500.00, credit must be reviewed first

Personal Lines of Credit Funding:

· Bank and Credit Union Funding Program

· Requires: 680+ FICO, under 40% utilization, No derogs

· Back end fee of 10% of the funding amount

Tradelines:

· Adding Primary Tradelines

· Price varies from $150.00 to $300.00 per line (depending on limits)

Shelf Corporations:

· Obtaining Shelf Corporations at a fraction of the “normal” price

· Building a shelf corporation- Pricing starting at $975.00

· Ability to run FULL Dun & Bradstreet Reports- $49.99 from D&B (normal price is $179.00)

Business Funding:

· We have the ability to obtain business funding IF the business is properly built up. Funding up to 100k, Funds in 24 hours to 10 days. Minimum requirements needed are:

a) 640+ Fico (no derogs)

b) Minimum 1 year in business

c) 3 Months Bank Statements

d) Merchant Statements are a Plus
e) Copy of Business License and/or Articles of Incorporation

Applications, FAQ and proof files available upon request. We also have applications that are unbranded as well for our resellers only. Please let us know if you have any questions on our programs!!! Call us toll free at: (800) 922-5170 to talk with one of our consultants. We look forward to working with you. To your success, always, GSCSC, Inc.

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GSCSC, Inc. C&A Pin Program

Thursday, February 19th, 2009

Welcome to the GSCSC, Inc. Website, and welcome to the GSCSC, Inc. Website Blog. In this week’s article, we will be introducing our new GSCSC, Inc. C&A Pin Program. Do you think that your SSN with bad credit has no hope? Think again! Why do you want to spend your money on worthless, illegal, and fraudulent CPN numbers? They don’t work! Let us introduce you to a system that combats all of the illegal CPN number strategies, and which gives you the ability to get back on your feet the legal way! Here is our program. Remember, legal is the right way to go.

NEW C&A PIN Program! (The Alternative to CPN Numbers!)

Special Price: $5,500.00

Save: $1,000.00 

Greetings,

Introducing the new C&A Pin program! This is going to be a very exciting program to help you get back into the credit industry and regain financial stability. It’s time to fight back, and regain credibility! This program will resolve much of the issues that most peple have with the use of illegal and fraudulent CPN numbers and allow the client to purchase anything that they like using their own current SSN Admin Number assigned to them. CPN numbers are a waste of your time and hard earned money!

We assist our clients in getting a legal new credit file using their existing SSN Admin number.

We assist in getting them a driver’s license to match their new credit file along with a SSN Card directly from the Social Security Administration.

We also provide our clients with three new primary tradelines. We do all this for $5,500.00 that’s it.

CPN numbers are worthless and fraudulent. The system we use is the
only legal way to create a new credit file to get you a fresh start and we give you a boost with three legal primary tradelines. We purchase or
buy Debt that is real and reported to all 3 Credit Bureau’s, Installment & Revolving Only.

CPN numbers are useless and fraudulent. You get with our process a new driver’s license issued to match your new credit file along with a SSN Card issued directly from the Social Security Administration and three primary tradelines that will immediately generate a 700+ FICO credit score on all three credit reports. This is the only legal way to get a fresh credit start. CPN numbers just don’t work! With your new legal name change, new driver’s license, and with your new SSN card, you can use this new profile to purchase a home, auto, purchase business equipment, obtain vehicle leases, obtain bank issued credit cards and lines of credit, Etc. I hope this helps and if you have any additional questions about this exciting new program, feel free to give us a call toll free at: (800) 922-5170. We accept money orders, bank wire, and cashiers checks.

How It works:

1. We help clients obtain a new name legally, yet keeping
their current social security number intact.

2. Client is instructed on how to obtain a new driver’s license using
the new legal name change and with the new SSN card.

3. We then help the client open up a new credit profile with all major credit reporting agencies.

4. We then add three primary tradelines to the new credit profile and build out a 700+ FICO credit score on all credit bureaus.

Benefits:

1. Client can use the new SSN card and legal name change for tax purposes, where illegal CPN numbers won’t allow this.

2. Clients can open up a new bank account legally, and clients can apply for credit legally, where illegal CPN numbers won’t allow this.

3. Clients can purchase a home, car, or other material items, obtain bank issued credit cards, and much more, where illegal and fraudulent CPN numbers won’t allow this.

4. Clients can report taxes under this new legal name change, using their original SSN Admin number. Illegal and fraudulent CPN numbers won’t allow for this.

5. Clients can get student loans under this program. Using illegal and fraudulent CPN numbers, does not allow for this.

6. Clients can use the new legal name change and original SSN Admin number to obtain funding or loans. Using a fraudulent and illegal CPN number, won’t allow for this because the party using it is commiting fraud by using the illegal CPN number.

Cost: $5,500.00. Cashiers checks, money orders, wired funds will only be accepted for payment! A Limited time offer at this price.

Timeline:  process completed within 30-60 days. The average timeline has been 45-60 days depending on the speed of filing at the court house in the client’s respective area.

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New Credit Line And Credit Card Program

Saturday, January 10th, 2009

Welcome to the GSCSC, Inc. Website, and welcome to the GSCSC, Inc. Website Blog. GSCSC, Inc. is proud to announce our New Credit Line And Credit Card Program! If you need FAST FUNDING, GSCSC, Inc. has a solution to help you obtain FAST FUNDING. Personal Guarantor included, so there is no need for a credit score, use of your SSN, and no credit check is required.

Special Free Giveaway:

For every ten clients that enrol in this program, one client will receive out of a random drawing, a free laptop computer. For every five clients that enroll in our program, out of a random drawing, one client will receive a free 120 gigabyte Microsoft Zune! This Special Free Offer is granted to serious clients only. To see the free laptop computer that will be given away, visit this website page:

http://www.gscsc.net/powermaster-9194-laptop.htm

Don’t forget to visit our free downloads page:

http://www.gscsc.net/files/index.php

Here is our program.

GSCSC, Inc. is always on the forefront of powerful programs, funding sources, aged shelf corporations, LLC’s, offshore banks, offshore hedge funds, asset protection programs, land trusts, living trusts, and more! We have just launched yet another proven, tested, and powerful program to help our clients get the working capital, and CASH that they need!  Do you need some fast funding, fast working capital, and cannot obtain it on your own, due to bad credit, illness, accident, or something similar? How would you like a high limit credit card that can help you through those rough times, until you are back on your feet? How would you like to be able to pay for that aged shelf corporation that you’ve wanted, but just didn’t have the finances for? How would you like to obtain a high limit tradeline for your credit reports? Now there is a way with this exciting new program. This New Credit Line And Credit Card Program reports all of its activity on all of the major credit bureaus! GSCSC, Inc. has the quick answer and solution to your FAST CASH NEEDS! No credit check, no PG, and no back end fees are required!Amex/MC/VISA Credit Line Program: 

Obtain a $1,000.00 Capital One credit card within 10 business days without a personal credit score or personal credit check. SSN and credit scores are not required!

Personal guarantor included, so no PG is required on your part. Subsequent to the Capital One credit card being issued to you, within 14 business days a $100,000.00 American Express credit card will be sent to your mailing address. The letters of approval from each issuing institution, will be provided to you within 24 to 48 hours from the time you enroll in this program. How’s that for FAST and QUICK?  

The personal guarantor is included to stand in for you, so once again, no PG is required on your part.

The personal guarantor that will be used in place of you if you have bad credit, will not take any back end fees from your credit cards. You will receive all credit card statements, and bills which of course, you are responsible for. Only one set of credit cards per client are allowed. Cost: $6,500.00. Fee is paid upfront and is completely refundable if you do not receive your credit cards as promised. Refunds are granted within 24 to 48 hours if you do not receive your credit cards as outlined in this program. GSCSC, Inc. places this refund guarantee in writing to all clients. There are no additional processing fees or any other success fees collected on the back end of the credit line issued to you. So, the option is open to the reseller to charge on the back end of the issued credit line if they so desire to do this. The Client Order Form is to be filled out with client information, signed, dated, and notarized, and submitted with full payment. Process will not begin until payment has been fully credited. This program is only offered to serious clients, and to resellers. We will not work with those that say they are going to do this, and then never do anything. This is for serious people only. This is not for the careless, or for those who do not respect good credit. Feel free to contact us for an application, but only if you are serious about this program. Send E-Mail to:  

 

 

info@gscsc.net  

for more detailed information on this program. We look forward to serving all of your personal and business needs.

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Business Privacy Number And Personal Privacy Number Program

Thursday, January 1st, 2009

Welcome to the GSCSC, Inc. Website, and welcome to the GSCSC, Inc. Website Blog. Happy New Year to everyone! This week’s article introduces our new Business Privacy Number and Personal Privacy Number Program. We have stressed over and over again, the need to protect your business credit, business assets, and your personal credit and your personal assets. We mentioned in previous articles and E-Mails that CPN Numbers are illegal, fraudulent, and to stay completely away from buying fraudulent CPN Numbers, and fraudulent tradelines, and trade references. Download our free CPN Numbers E-Book here:

http://www.gscsc.net/files/index.php

and learn why CPN Numbers are an invalid choice for establishing personal credit and business credit.

IMPORTANT NOTE: THESE BUSINESS AND PERSONAL PRIVACY PROTECTION NUMBERS ARE ****NOT***** CPN NUMBERS. As CPN Numbers are illegal and fraudulent, GSCSC, Inc. will not sell, setup, distribute, or otherwise, be involved with CPN Numbers with respect to building personal credit or building corporate business credit! We have for a very long time now, frowned upon CPN Numbers, and won’t be involved with them. In addition to this, one such company on the Internet: Legal CPN, sells these illegal CPN numbers, and these illegal CPN numbers are a waste of time, effort, and they are absolutely a waste of your hard earned money. As GSCSC, Inc. is also a reseller of the Credit Secrets Bible, we want you to take a very close look at this link:

http://www.youtube.com/watch?v=b4qY1f-la5k&feature=channel_page

Seriously, don’t get trapped by CPN numbers. You will go to jail for a very long time by using CPN numbers.

Many providers of so called CPN Numbers, tell you to change your name, drivers license and use the so called CPN Number on it, change your address, phone number, and more, to fool credit bureau computer systems into creating a false identity and false credit profile. GSCSC, Inc. will not be involved with any such activities. We will not with this program, add back dated credit history information to any credit files, use fraudulent tradelines or trade references, use aged, or seasoned accounts, or the like to be used with these specially developed identification numbers. We are licensed reporters, and under strict licensing terms and regulations with all of the personal and business credit bureaus, cannot do anything fraudulent with any credit profiles we report on for our clients.

After much in-depth research, development, and testing, GSCSC, Inc. is very proud to announce the release of our Business Privacy Number (BPN) and Personal Privacy Number (PPN) Program. These are 9-digit credit bureau approved identification numbers that you can build credit on. Yes, we said, “9-digit Numbers That You Can Build Credit On.” We bought into every CPN Number scam and program out there, and worked with the credit bureaus, banks, other lenders, and finally have a program that works! This program is way more powerful and way more effective than CPN Number scams, and credit repair scams offered by many so called credit repair experts.

If you want more information about file segregation with the use of illegal CPN Numbers, visit the FTC Website at:

http://www.ftc.gov

and if you want to see how valid a so called CPN Number is, visit the SSN Validator Website:

http://www.ssnvalidator.com

 

Pricing for BPN and PPN Identification Numbers:

For either the Business Privacy Number (BPN), or the Personal Privacy Number (PPN), the numbers cost at retail: $499.00. Dealer pricing is available. Tradelines or trade references are additional. Tradeline and trade reference packages available for quick credit score building purposes. You receive your number in 2-3 business days. Tradelines or trade references are reported by the last week of the month, and then a few days later, your credit score is populated on the credit reports.

 

GSCSC, Inc. is the number one privately held, Business Privacy Number and Personal Privacy Number Service provider in the nation. Providing Business formation services, corporate credit building services and personal credit building services for over ten years and serving more than 48,000 clients nationwide. GSCSC, Inc. provides complete, effective, and affordable Business Privacy Number and Personal Privacy Number services, that has enabled our tested clients to achieve a New Business Credit Profile and Personal Credit Profile with a New Credit Profile Number for each. GSCSC, Inc. has tested these programs over and over again with several of our long term clients, and GSCSC, Inc. continues to be the number one premier source for Business Privacy Numbers, for Personal Privacy Numbers, Asset Protection, Privacy Protection, Credit E-Books, Tradelines, trade references and Credit Repair Products, since we offer our products cheaper than ANY OTHER CREDIT FIRM IN THE WORLD!

 

We sell our products at prices which enable our resellers to earn more than a 100% profit from reselling these products, for doing little to no work, other than making the purchase and submitting the client’s contract application. For people who seek a professional partner with timely and professional results; We continue to be the preferred choice.          

Our history proves you ‘Do Not’ have to pay tens and thousands in extra dollars; for high interest home loans!  Our history proves you ‘Do Not’ have to be deprived of a new auto purchase, auto lease, apartment or new home!  You ‘Do Not’ have to be deprived of a new job, credit card, equity loan, or anything else; Due to BAD CREDIT! Our Business Privacy Number and Personal Privacy Number Services: 

If you want to start over with a new Business or Personal Credit Profile, (BPN) or (PPN) Identification Number; your at the right place! DON’T BUY FRAUDULENT CPN NUMBERS THAT JUST DON’T WORK! Let us help you establish legally, a VALID, VERIFIABLE Identification number and business credit profile or personal credit profile that won’t get you into trouble with the law, or the credit bureaus.

    

 
 
 

IMPORTANT NOTE: Your NEW 9-digit Business or Personal Profile Identification Number can be offered in place of your SSN Social Security number when applying for corporate business credit or when you are applying for personal credit. This is not a 2nd SSN Number, Nor IS IT A CPN Number. You are legally responsible for any misuse of your new 9-digit number. It will not make your current SSN# disappear. Your new 9-digit number will be assigned to you for credit establishing purposes only. You will continue to use your SSN for employment, taxes, state benefits and for your drivers’ license. You are responsible for any business or personal credit agreements you make using your NEW Business Privacy Profile Number or your Personal Privacy Profile Number. These BPN and PPN Numbers are all Bank Approved, Lender Approved, and most importantly, Credit Bureau Approved. Get started today! You have nothing to lose, and much to gain from this program!

See for yourself why GSCSC, Inc. is the number one Business and Personal Credit Service Provider in the Nation! Don’t waste your time “TRYING” to set up a CPN Credit File; which never reports, may be illegal to use or you never can get credit on. There are a few things we might know after several years of experience in this industry that you don’t know which is why you cant establish a CPN File. If your tired of “TRYING” and you feel it’s time for real results, give us a try! We will not give you a recycled SSN, a recycled EIN number, a modified SSN, a recycled D-U-N-S number, or any number that is not legal. We will not add illegal trade history to your credit File, But what we will do is establish you a legal Business Privacy Profile Number or a Personal Privacy Profile Number and legal Credit Profiles which will be registered with all 3 credit agencies with, which you are free to add as many tradelines to as you want and can afford! Our turn around time is 2-3 days from start to finish, and all we ask you to do is pay the accounts on your new profiles on time, and watch your score increase LEGALLY! It’s just that simple.

 
 

Don’t be burned by those “We can give you everything in 5 minutes service providers, including a 700+ FICO, 4 years of GREAT HISTORY, a couple car accounts and a few mortgages.” Don’t delay, contact the experts that can truly help you right now.

 

 

 

Now more than ever,in tough economic times, and the ever growing credit crunch, it is nearly impossible to move ahead, and to gain the financing and credit that you need. Now there is an answer to this problem. Let GSCSC, Inc. help you beat the odds, and let us help you do this legally! Call us now, you can’t afford not to. Please call us toll free at: (800) 922-5170. Get started now! Please note: Many people have asked us if a BPN Number, or a PPN Number, are the same as a CPN, and the answer is absolutely not! Based on the confusion that so many people have had about this BPN Number and PPN Number program, and CPN Numbers in general, this program is no longer available. We will leave the article up here, but we do not offer this to clients. There is just simply too much confusion, and we do not want to have to explain this over and over to everyone.

 

 

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Internet Profit Builder Program

Tuesday, December 9th, 2008

Welcome to the GSCSC, Inc. website and to the GSCSC, Inc. website blog. This article deals with the release of our Internet Profit Builder Program. We’ve recently teamed up with one of the most powerful business marketing guru’s in the nation to provide you with the Internet Profit Builder Program. If you want to see your business grow FAST, then this program is for you. The Internet Profit Builder Program was designed to help businesses grow rapidly, and most importantly, to bring in potential leads to your website, and increase internet sales!

Internet Profit Builder Program

Welcome to GSCSC, Inc. We are proud to announce the release of our Internet Profit Builder Program! Get ready to make your new or existing website and internet business explode with visibility, traffic, and most importantly, website sales!

Before we introduce the Internet Profit Builder Program to you, we’d like to take the time to offer you the program under a $2500.00 unsecured Business Credit Line. This $2500.00 unsecured business credit line will be listed as a VALID, VERIFIABLE BUSINESS TRADE REFERENCE for your new or existing business. What better way to build business credit! What are you waiting for? This is an opportunity to make your business grow, and at the same time, build true corporate business credit. The trade reference credit application is only an email away.

Build Business Credit – We issue unsecured business credit lines up to $2500.00 for new customers. Your payments are reported directly to the major business credit bureaus to help you build your business credit profile and business credit score. After you have established a good working relationship with us, and also established a good payment history, the unsecured business credit line may be increased. Just remember that this is a verifiable trade reference.

How to Use Your Credit Line to Improve Cashflow:

We call it “Business Marketing on Credit“! Instead of fronting all of the money for your internet marketing campaigns and your email marketing campaigns, utilize your unsecured business credit line to improve cash flow. As a new or existing business owner, there are many expenses that you have to incur on a monthly basis. With this unsecured business credit line, you will be able to break these expenses up over a period of time without having to front all of the money to get started. For more details on all of our business marketing services, visit:

http://www.gscsc.net/marketing-services.html

25%-50% Deposit required for new customers.

Terms are 100% Net 30 for orders under $750.00.

For orders over $750.00, terms are 50% net 30, 50% net 60.  

To request an application for this $2500.00 unsecured business credit line through GSCSC, Inc, please call us toll free at: (800) 922-5170 or send email to us at the following address:

info@gscsc.net

and someone will contact you promptly. This is a limited time offer, and expires on the 26th of December 2008. Now let’s get started!

Before anything else, the first thing a business needs to survive is leads. It seems pretty simple right? Wrong! You can’t have sales without first having leads and you can’t have clients without having those sales. The same holds true with today’s websites. What you may want to do is look at each of your websites as its own business and each unique visitor to your website as a potential lead. It’s up to you to get as many qualified leads, or visitors as possible to your website and then to convert them directly into website sales!

The GSCSC, Inc. Internet Profit Builder Program was specifically created to help business owners around the country take their website to the next level. The Founder/President of GSCSC, Inc. has tested, researched and developed an integrated array of internet marketing strategies that can work for any established business, on or offline.

To understand the Internet Profit Builder program you first must understand how to make money from a website. If you’ve ever seen the movie “Field of Dreams,” do you remember the saying “if you build it they will come?” Well, what ended up happening was Kevin Costner (the main character) built a baseball field in the middle of a corn field, and suddenly baseball players started coming out of thin air.

Unfortunately, the same situation doesn’t hold true for today’s modern business websites. Just because you build a website, it doesn’t mean that people will come to it, but getting people to it is the essential and vital key to profiting from a website on the internet. There are a few ways to make money from a properly developed business website, and these are:

Websites for Ecommerce (Selling Online) – This is selling a product or service to someone through your business website.

In order to make this happen, you will need to be able to take payments through your website with a payment form or shopping cart and a merchant account.

Websites for Generating Leads – Typically a website can generate a potential lead for you by someone calling in, emailing you, or filling out a form on a website. Then you can have a salesperson from your company follow up to take an order either by phone or in person. If you are an offline business, this method will work best for you!

Websites for on-site advertising – This is when you sell space on your website for someone to advertise. This strategy is most effective for high-traffic websites such as auctions, Etc.

Websites for click-through advertising – These websites make money either when someone clicks on a link on your website or when someone clicks on a link on your website and buys something from the website that you linked to.

Once you have your website developed and hosted, and once you have your money-making system in place, its now time to get some traffic, or in other words potential buyers to your site and not only get them to buy but keep them buying. This is where the Internet Profit Builder Program comes into play for the business owner. Try to keep all of this in mind as we move forward. Let’s explain this in more detail so that you fully understand it.

Ten Strategies of the Internet Profit Builder Program

Throughout the Internet Profit Builder Program we will educate you on, and help you implement and use all ten of these powerful business marketing strategies. Here are the ten strategies:

1. SEO – Search Engine Optimization

This is getting to the top of the search engines such as Google , MSN, AOL and Yahoo! In their “free”, “natural”, or “organic” listings.  These are the main listings not the sponsored listings.  In order to make this happen, you will have to either become savvy at building websites or find someone like our company who is already savvy.

Getting directly to the top of these search engine results pages is competitive and involves building a quality website with quality content, adding search engine friendly code to the website which is something a webmaster would typically do, letting the search engines know about your website by submitting it, and continually updating and promoting the website over time.

Typically you are paying a set fee to a web designer consultant rather than the actual search engine for this service. The traffic that you generate doesn’t cost you anything. The down side is, there is never any guarantee of showing up where you want to in the search engine results, and it can also take you a long time to get your website to the top. The key is to find out what criteria the search engines are looking for and optimize your website for them.

What we do for you:

We take care of your keyword research, search engine optimization of your website (up to ten pages), submitting your website to the major search engines, and provide a flexible blog tool and other website tools to allow you to easily add more search engine friendly content to your website.

2. PPC Marketing – Pay-Per-Click Advertising

Have you ever performed a search on Google, Yahoo!, AOL, or MSN and noticed that some of the links being displayed there were of a different color or that they had a small amount of text indicating and showing you “Sponsored Links?” All good businesses pay money to be shown on these results pages. Any time that you click on one of these links, the business is charged a Per-Click fee. They can range anywhere from $0.01 to $10.00 and up for each click!

For example, you are a business owner who offers property management services to your clients. Here is the strategy you would use:

Think of all the words a real estate investor would search for specifically related to property management such as “rental properties,” “property management,” or “rental agreement.” The list can be quite extensive. Knowing this, you develop a keyword targeted list for your website.

Next, you would set up an account with the major search engines such as Google, MSN, AOL and Yahoo! and pay to show up in the search results for the keywords you have chosen for your website.

What is the benefit to you as a business owner?

As long as you are listed for the correct keywords in the search engine results pages, you get only qualified prospective leads, in this case real estate investors, to your website. The best part is you can control every aspect of the marketing, you can make changes or improvements at any time, and you only pay for the clicks that you receive!

PPC marketing and PPC advertising is highly flexible and scalable to any budget and it is easy to track. Without the right knowledge, however, you can spend a lot of money on clicks that don’t turn into leads or sales on your business website.

What we do for you:

We set up an account for you on Google Adwords which includes loading your list of keywords, writing your targeted ads, creating a landing page if needed, setting your budget, and setting your bids. We will then teach you how to monitor and improve your campaign over time.

3. Credibility – Partnerships or Joint Ventures

This type of internet marketing is simply finding another company to promote your products and services through their website, email, or any other method you can think up. You may have also heard this referred to as affiliate programs or link exchange programs.

Many times you will create some kind of pop-up ad, banner ad, moving ad, or text link on the partners website or email promotions that will direct them to your website. And, this is what you may want. Many business owners will typically use these for high traffic generation to their websites.

So how do you find these types of partnerships?

Think of another company on the internet with a complementary product or service to yours and approach them to develop a profit making partnership. These types of partnerships can be one of the best ways for you to reach buyers that you otherwise couldn’t afford to reach, especially when you are utilizing the internet for your business marketing campaign.

The vital key to developing success with marketing partnerships is to find win-win situations. If you structure it right, everything is based on results. Simply put, in plain English, your partner doesn’t get paid if you don’t get paid!

What we do for you:

We will work as an advocate for you in setting up and establishing your very first partnership, provide you a list of other potential partners, and provide a sample partnership agreement.

4. Email Campaign – Email Marketing Package

Imagine the power of targeted direct mail without all the printing and mailing costs associated with it. This is exactly what email marketing can provide you.

There are a lot of strategies for email marketing including sending newsletters, discounts or issuing special offers to your database of potential clients. The two biggest challenges in email marketing are building your first list and staying out of your prospect’s Junk Mail folder.

An important strategy with email marketing is utilizing email autoresponders. There are services available that will automatically send your lead a series of emails over time. Email Automation is great because it saves you a lot of time! So, even when you’re sleeping or out fishing, your leads are still receiving your emails automatically!

What we do for you:

Set up your account at our recommended email marketing provider*, create an opt-in form on your website to help you build a list of potential clients, help you write your autoresponders, and load your autoresponders into the email marketing system. Additional fees may apply.

5. Affiliates – Affiliate Programs

You can pay other companies for sending referrals or selling your products and services online using affiliate programs. The benefit of this relationship is that you only pay for results.

What we do for you:

We will help you set up an account with the major third-party affiliate providers and give you strategies on building a network of affiliates.

6. Link Building – Link Partnerships

This is a simple relationship where another website links to your website. Not only will this help you be more search engine friendly, but it also can help you get qualified buyers to your site when they click on your link from the partner website.

What we do for you:

We will submit your website to the major directories on the web which will build links to your website.

7. Banner Ads – Banner Advertising Package  

We have all seen them while searching online: pop-up windows, animated banner ads, even moving ads that cover a webpage and then suddenly disappear from the visitor of the website. If you can properly create a compelling and eye-catching ad and find a partner to display it, this type of advertising can be very effective in generating large amounts of traffic to your business website, which is what you want to have happen, especially if you run an auction service.

What we do for you:

We will professionally design three standard size image banners to use for your internet marketing campaigns and we will assist you in finding the best websites to display them on.

8. Public Presence - Online Public Relations

This involves sending out press releases or publishing content online. It is a great way to become known as an expert in your field. You will want to include a byline or short description about your website and a link in the bottom of every press release or article that gets published on the internet for visitors to download and read.

What we do for you:

We will help you set up an account at a major online press release service and load your press release into it and we will set up your account at one of the major article submission services to load up your articles that you will write.

9. Rapid Marketing – Viral Marketing Campaign

I’m sure that you have heard about viruses that go around through email and when you get it, it is sent out to everyone in your list and it goes on and on spreading exponentially. What if you took this very same concept and instead of being malicious with it, used it in your internet and email marketing campaigns? That is the idea behind viral marketing.

Viral marketing is anything spread from one of your leads to everyone that they know. If you have ever received a forwarded email from a friend saying how Microsoft is giving away money if you forward the email on, you’ve been a part of viral marketing. The key to viral marketing is to provide a great benefit to the person sending and the people receiving. The marketing campaign should also be relevant to your target customer to generate traffic to your website, and to also generate web sales, which is your ultimate goal.

This is one of the biggest and most powerful parts of the Internet Profit Builder Program. Once you see this powerful technique in action, you’ll be smiling from ear to ear!

What we do for you:

We will work with you to come up with an idea for your first Viral Marketing Campaign and help you implement it and distribute it on the internet.

10. Advertisements – Printed Material

Simply printing your website address on any of your marketing materials is a simple effective method of getting people to your website. You may put your website address on a direct mail piece or even on a billboard on a busy street in a major city.

What we do for you:

We will provide you with a design for an 8.5″ x 5.5″ postcard that you can use to promote your website via direct mail. In addition, we can also print other marketing materials at your request. Posters, brochures, and other printing services are available.

The Twelve Week Program Outlined:

Week 1 – Introduction, Website Analysis, and Keyword Research. Move on to next phase.

Weeks 2 Through 11 – Ten Strategy Action Period . These ten weeks consist of an educational coaching call each week with action steps and an implementation period defined by the coach.

Each week focuses on one of the ten strategies above in an order which best suits your budget, timeline, and business needs.

Week 12 – Final Analysis and Evaluation.

Results From Real Clients:

Over 86,000 Leads & Sales for Our Clients!

Consistent Sales Within Only a Few Months!

Multiple Sources of Traffic!

Ready to Get Found in the Search Engines?

From 0 Leads to Almost 2,000 in 6 Months!

How to Get Started:

These techniques and strategies have been proven successful for our client’s companies, and our own company as well. If your business is ready for a sudden increase in traffic, leads, and most importantly, internet sales, contact us today for a more detailed explanation of the services that we can offer you. For more detailed information, feel free to call us toll free at: (800) 922-5170. You may also call us direct at this number: (775) 297-7250. We are here to answer your questions or concerns and we very strongly encourage you to try these powerful marketing services if you are considering internet marketing as a strategy for your business. Don’t delay, call us today!  For more information or pricing details for this program, or any of our other business marketing programs, please visit: http://www.gscsc.net/marketing-services.html To learn more about our personal credit repair programs visit: http://www.gscsc.net/personal-credit-repair.htm To learn more about our corporate business credit services, please visit: http://www.gscsc.net/business-credit.html To get more information about our professionally developed business plans, please visit: http://www.gscsc.net/business-plans.html Feel free to contact us any time at: http://www.gscsc.net 

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Frequently Asked Questions

Tuesday, December 2nd, 2008

Welcome to the GSCSC, Inc. website and the GSCSC, Inc. website blog. This blog spot is used to answer some of the most Frequently Asked Questions that we answer on a daily basis through E-Mail, by phone, and on our weekly Conference Calls. We will be adding much more to this blog spot section as we compile many more of your questions from E-Mail, your phone calls, and from our weekly conference calls. Check back often, as this blog will be updated frequently. Thank you.

Here is a compiled list of the most frequently asked questions that we get from potential clients on a daily basis. We have tried to break these down into personal credit and business credit questions and answers. If your question is not on this list, please let us know, and we’ll be glad to add it here for you.

What are Shelf Corporations with 80 PAYDEX Credit Scores?

Shelf corporations with 80 PAYDEX scores are business entities that allow you to obtain financing whether be it mortgages or business loans today versus waiting around for years to be able to have a corporation buffer the liabilities based on its good credit history just as if you would a person with good credit. Shelf corporations or shelf companies are merely companies that are formed over a year ago or more, which continue to age for many years and are also known as aged corporations, seasoned corporations or shelf corporations.

Most people neglect to keep these companies up to date, and more often than not, these shelf corporations end up in revoke or reinstatement status, and these companies are more difficult to build corporate credit on. Our aged shelf corporations come free and clear of any tax or other liabilities as outlined in our service agreement contracts.

Below are some of the most asked questions we receive from our web audience with regard to shelf corporations, personal credit, corporate credit and funding. We wanted to place these questions on our website so that visitors, clients, and resellers could have a resource to refer back to, and where they can get the most common answers to their questions. We hope that this covers the majority of your questions. More questions and answers will be added as we compile them from our growing list of questions.

Q: What are Shelf Corporations?

A. Shelf corporations are merely a business that’s been established for a minimum number of years and can vary in aged history. Shelf corporations basically sit on the shelf waiting for someone to take them over and actively conduct business with them.

Q. Are Shelf Corporations Legal to use?

A. Yes, you are basically buying a company or business if you will, that’s all ready been formed and hopefully is free of any tax or other liabilities. Be very careful to select a provider that takes proper care of their aged shelf corporations, as you do not want to buy one of these entities that could have potential re-aging issues.

Q. Can I use a CPN number for building personal credit to obtain business credit since my personal credit is bad?

A. Absolutely NOT. Many people have come to us wanting to build personal credit profiles in order to obtain a high enough credit score to qualify for business funding, small business lines of credit, small business loans, corporate cash funding, business credit cards, personal lines of credit, personal loans, and the like.

Visit our website blog: “Myths Of CPN Numbers”, and our blog: “CPN Scam Alert and Warning”, to see why we do not allow this, and why we won’t work with anyone that has a so called CPN number. They are illegal, and FILE SEGREGATION is not something that we want to be involved with. We run rigorus checks to ensure that potential clients are not using CPN numbers. We use this website to check SSN validation:

http://www.ssnvalidator.com

to see if the age of the client, and the number that they provide, is a proper match. If the age of the number does not match the client’s birth date, then we will not work with the client. Only valid SSN’s are worked on.

Q. How do I prevent Re-Aging by the business credit bureaus and by the banks?

A. In most cases, you cannot do this. However, with our companies, and our “Advanced Methodology” of building corporate business credit, the Re-Aging of the company usually does not occur. Our services that prevent this from happening are superior in the industry. One way to prevent this from happening if you do not have one of our companies, is to make sure that you purchase a company that has never been revoked or reinstated. If for some reason, you have a company that has been revoked or reinstated, we have an in-house process for getting around the re-aging issue of the company.

Q. Why should I purchase an Aged or seasoned Shelf Company from GSCSC, Inc.?

A. You need one of these entities in order to establish a history for your company. If you buy an aged shelf corporation, and it is one that has no liabilities, or re-aging issues attached to it, you can shave years off of the corporate credit building process. Corporate image improves with age, so why should you take years to build that image with a new corporation, when you can do it with an aged shelf company.

Bidding on Federal and State contracts may require your company to be a certain age. Obtaining bank loans is often easier if you can show your company has a history of existance, and also a history of paying its bills on time, and over time. Obtaining corporate credit cards and leases often eases with age. You need to take into account when and how that age will affect what you are doing.

Q. Do you provide just the empty aged shelf corporations with out corporate credit attached?

A. Yes, however we prefer to facilitate a shelf corporation that already comes with a corporate credit package in place with an 80 PAYDEX business credit score. Shelf corporations without a corporate credit rating will not allow you to obtain large rounds of funding like you desire. That is why we provide a whole turn-key shelf corporation business establishment package, and assist you in building your business credit scores and ratings from the ground up. If you prefer to do this on your own, feel free. We will sell you the empty shelf corporation, but be careful how you proceed with building your corporate business credit. One wrong mistake made, and you will blow it.

Q. Why is it that your company prefers to use aged shelf corporations aged for up to 10 years, rather than those that are aged for up to 2 years?

A. Based on our funding experience and the types of funding we are known to facilitate for our clients, seasoned corporations of up to 10 years require little to no documentation for the type of funding we provide. However, be aware with the banks and other lending institutions tightening up more and more, the “No Docs” theory is out for now. You can still obtain the same amount of CASH funding for your business with a shelf corp of up to two years of age, say versus a 10 year old corporation, however, one with more age and mor maturity, and an outstanding corporate credit history are more likely to obtain larger amounts of funding. Don’t get hung up on the years of age, focus on obtaining the financing that you need.

Q. Do you and your company guarantee bank funding or any credit line funding with these aged shelf corporations and do you provide a written guarantee?

A. Absolutely Not! Banks don’t guarantee funding so why would you think that we do? It’s illegal and against the law to guarantee bank funding. We will not just say or tell you the things you like to hear so we can win your business. We are aware that others do it and are making these claims to win your business; and if that is what you want to hear or participate in, we suggest you go there because we don’t play those games here. Based on our funding experience of 18 years combine industry experience; if you have a borrower with a clean credit history, a strong fico score and a strong corporate credit and PAYMENT history, you will tend to see larger rounds of funding. However, we will not and cannot guarantee to you how much you will receive. We do not outsource our funding to other companies; our funding divisions will prepare you and your company for corporate funding. Do not think that this is going to be a FAST quick fix, or something that you can obtain over night; it just won’t happen.

Q. Can I purchase an older corporation older than 10 years?

A. Yes, but there is an additional investment to purchase something older. The amount funded will not change so if you are planning on purchasing one for the sake of getting more money at funding we advise you not to unless you need the age for other related matters in your line of business. You’ll be able to obtain the same amount of money with a corps that’s a little younger. Again focus on getting the money that you need.

Q. Can shelf corporations have multiple owners?

A. Yes, but all partners need to have clean credit histories with NO DEROGATORY items on their personal credit reports. All stake holders of corporations need to have a clean credit history. Ask your self this simple question: If you were the bank would you lend money to someone who can’t take care of their personal debt responsibly, I bet not. The business funding side is a lot different than the mortgage lenders and you will be surprised at how picky they are with their requirements.

Q. Do you provide shelf corporations to everyone?

A. No, we prefer to facilitate shelf corporations to sophisticated serious investors of wealth and seasoned pros who understand the power a shelf corporation with corporate credit will do for them. We disqualified dozens of prospects a year based on our business ethics. So many irresponsible people out there think that this is the easy way to FAST MONEY, and many companies out there, take full advantage of this fact, and they will sell you the sun, moon and stars to get a quick buck. We want serious people only enrolled in any of our programs. If you are not SERIOUS, then please take your business somewhere else.

Q. Are there any requirements to invest in a shelf corporation with your company?

A. Yes, a good clean, clear credit and PERFECT PAYMENT history with NO DEROGATORY items and a minimum experian credit score of 700 or better: no exceptions. If you have been told that clean credit isn’t needed to obtain both secured loans and unsecured loans we suggest you go there because we do require a clean credit history, and the banks and other lending institutions will require this as well. If you think not, try it and see how fast your applications get turned down when you apply for funding.

Q. Will I be able to obtain corporate mortgages and business loans with shelf corporations?

A. Yes, we will cement the corporate credit rating of an 80 PAYDEX business credit score with each corporation and/or provide VALID, VERIFIABLE Experian Trade References for an additional investment cost. Please note: The Trade References that you will be provided with, if required, must be trade references that you do actual business with. We will not, and do not sell or provide our clients with aged, seasoned, back-dated or falsified tradeline or trade reference data, as this is illegal. In addition, we will not build for any client, personal credit or corporate business credit on CPN (Credit Privacy Numbers) as this is also illegal to do.

Q. Do you provide a corporate identity package with each shelf corporation that you sell?

A: No, but we can certainly provide one for your corporation and it’s an optional service. We can provide a complete fresh turn-key web design, logo and traffic campaign with your shelf corporation or existing corporation in 2-4 weeks. It’s important to have an online presence about your company’s services and build assurance to the lender that you do exist. Using Yahoo, MSN, Gmail and other free accounts is a tacky and unprofessional way of doing business. You need to look as professional as possible if you want to capture the most amount of funding. Compliment your business with a corporate web design that says you have arrived! Please contact us direct about our turn-key corporate web design identity packages.

Q. If I have bad credit will you be able to clean my credit?

A. Yes, we can delete your derogatory items off your personal credit reports and clean up your personal credit, and increase your personal FICO credit score, by adding brand new VALID, VERIFIABLE PRIMARY INSTALLMENT and REVOLVING TRADELINES and TRADE REFERENCES or POSITIVE CREDIT to your credit files and to your corporate business credit profiles if you already have them, before you can invest in a shelf corporation from our company or obtain business funding through our in-house funding division.

Q. Do you provide any credit partners or someone to act on behalf of my company?

A. No, not any longer. It is very expensive to do, and we’ve been burned by this strategy in the past. Only owners of corporations are allowed to seek funding, based on the current lending practices of all banks. Our financing guidelines now require that all owners of an entity be listed on docs. If you have bad personal credit clean it up because no one will lend to you. What makes you think that your bad credit deserves to be rewarded?

Q. Can I customize my shelf corporation document filing?

A. Absolutely Not, so don’t ask! Our relationship with our business partners, banking institutions and government agencies are much more important than your money. If you ask us to deviate from our normal paperwork flow, we ask that you keep this in mind; “We don’t need your business that bad and you can take it somewhere else”.

Q. I am looking for $1-$5 Million Dollars in funding, do you provide that at this time without docs?

A. No, so please don’t ask. We get these calls all day long from people who are gullible enough and desperate enough to think that some banking institution will blindly lend millions of dollars to a company just because of their strong corporate credit profiles. Strong corporate credit profiles today alone, are just simply NOT ENOUGH TO PROCURE CASH FUNDING. These lies are being dispelled via internet mediums such as craigslist and fly by night companies that are looking to capitalize on your greed and poor knowledge and they will tell you everything you like to hear so they can get you into their programs; they will even guarantee your funding. Banks don’t guarantee funding so why would a company that’s not a bank do so, have you ever thought about that? – We all would love more than anything, to raise millions of dollars in working capital without any documentation but unfortunately you got to have the assets, real tax returns and financials to back your game up with the bank as they will ask for the sun, moon and stars should you ever request that kind of money from them. Listen, do yourself a favor, and build your wealth by playing it smart. Do it the right way, and be extremely careful of another scheme out there as well, and that is FINANCIALS, and TAX RETURNS. Many companies out there will tell you that they have valid financials, and tax returns, all sealed, signed, Etc, or they can create them for you. Do not fall for this fraudulent scam. If an aged shelf company is not in business, and has not conducted business, then how can it have valid, verifiable financials or tax returns? Simply put, it can’t. The only true and valid documents that can be provided, are those of a business that is actually doing business, and that have filed these documents during the company’s lifetime in business. If someone offers you documents of this nature with an aged shelf company, which has no record of doing business, then watch out. Stay away from these service providers.

Q. How much money can i realistically raise with my existing or shelf corporation, considering the current market and economic state?

A. Expect to raise realistically about up to $300K and if you aggressively work on obtaining more funding all year long you will be able to obtain more in due time to surpass that amount. Our programs are for every day Americans of all nationalities who would like a better opportunity at building wealth. We teach, show and guide you through the entire process. We take a genuine interest in your business and you as the owner of that business!

Q. If i buy more than 2 aged shelf corporations from your company, can I get a major discount in pricing on them?

A. No, not unless you are a certified reseller, so please don’t ask. We get these calls all day long as well and more than likely you aren’t serious about buying even one and you just want to see how cheap we would sell them to you at a lower price based on an assumption, and you might even be a compeditor, looking to see if you can beat our pricing structure. The rule of thumb is all shelf corporation packages are sold at the market price per solution unless you are a paid registered reseller. You know very well that these leverage services give you access to higher lines of funding that otherwise you wouldn’t have access too, so don’t think that we aren’t on to your game plan here.

Q. Do you provide wholesale pricing?

A. No, not unless you are a certified reseller of our products. The kind of pricing you are looking for isn’t realistic to our time, cost, process and the amount of paperwork that is required in order to provide a turn-key solution at a wholesale cost. If you want wholesale pricing, become a paid registered affiliate with GSCSC, Inc.

Q. Can I become a business partner of your services?

A. Maybe, from time to time we work with serious business minded individuals that exude the mindset we look for and only after careful consideration we might partner with you and your company to provide the logistics behind your solutions to your clients. You can outsource the corporate credit building process to our company or we can provide a whole turn-key solution to your clients and provide funding, but you must provide us with the reseller fees, and all signed, dated, and notarized documents that we require.

Q. Can i become a reseller of your products and services?

A: No, not unless you are SERIOUS about selling good products and services. If you are not serious about it, and do not market the products and services properly, then absolutely not. more than likely you will post bogus ads on craigslist or build a website that is very misleading and unprofessional to our industry too entice people into your services that would have a negative impact into who we are and what we do. We protect our industry from those who wish to mislead the public with lies and unrealistic funding that isn’t possible at this time, and about what these leverage services can actually do for them. It is for this reason that we do not have an anyone can join up reseller program in place. We are extremely selective with regard to whom we allow to sell our products and services. A lot of these resellers from other companies are the types of resellers posting bogus ads online that are creating a lot of confusion in the marketplace. We do not want those types of resellers working for us.

Q. I’ve seen a lot of postings on the internet about million dollar funding, is this true?

A. For real estate credit and real estate funding, Yes. For straight up CASH funding, No, but inexperienced people continue to post such negative ads online to entrap you to use their programs and costly services. One of the most common ads out there now, is where your fico score or bad credit will not play a roll in obtaining the cash financing. The fact of the matter here is that responsible credit is always needed. This world revolves around credit, credit and more credit. If you have not learned to master your credit we strongly suggest you start doing so immediately, and truly learn what it can do for you.

Q. Can I pay for your turn-key business establishment solution or any of your services on the back end after funding, and can I make monthly payments?

A. No, we’ve been seriously burned by people in the past. We no longer offer that as an option. As a new client or reseller, this option is not granted until you’ve established a working relationship, ordering history, and paid on time each of your invoices, and you are ordering products and services on a regular basis. You are purchasing a service and no one works for free so why would you think that we do?

Q. How do I know I will not get ripped off if I buy a shelf corporation with corporate credit?

A. Ahh! The most asked question around in the industry by far. If you want to get that warm and fuzzy feeling that we do exist, perform and would like to meet some of the corporate credit engineers behind our credit building programs, get on a plane and visit our company’s President and put some action into your skepticism. If you buy a shelf corporation or any other service or service package within 2 weeks after meeting us in person we will refund you up to $299 in air travel expenses within 30 days of making a purchase. We have clients from time to time that drop in and meet us. An appointment is required and do not expect to take your corporation back with you that same day as there are documents to be filled out and to be filed before we can turn them over to you. But if you desire to take the shelf corporation documents with you an up front payment is required. You will only be taking the corporation home with you and no corporate credit will be provided along with the other services that are included in the turn-key solution until the full amount is paid off within two weeks of meeting us and no refunds are allowed the minute you step out of our office. We require a two week lead time to have the desire documents on hand so you may take them home with you. We have the right at our sole discretion to cancel or move your meeting to another place and time with us at a later date based on our schedule of current and upcoming events. You must provide us with enough notice for an appointment to be setup.

If you read this far we appreciate the time you’ve taken to educate your self on these leverage services. We hope that the information provided here will make you a better inform consumer and that you are able to distinguish the myths, hypes and shear lies being filtered into this marketplace on a daily basis. We also value your trust, investment and most importantly; taking action by joining the GSCSC, Inc. family.

We only cater to a selective group of wealth builders and SERIOUS clients, and we do not cater to the masses! If you are SERIOUS, then contact us. If you are not, please don’t waste our time and yours. Go somewhere else, and pick and poke over every detail, and when all is said and done, you won’t be any further ahead than you were before. To Purchase Shelf Corps, TAKE ACTION AND INVEST IN YOUR FUTURE TODAY! Don’t wait an entire year for your funding when you need the money today. When your investing in a shelf corporation, it is life changing and you are one deal away from being a multi millionaire, IF YOU DO IT PROPERLY. Get in the game and stop being an outsider on your own home turf. Action is the key to success, let your passion be your driving force and your imagination be your only limitation.

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Personal Credit Builder Program

Saturday, November 29th, 2008

Welcome to the GSCSC, Inc. website, and the GSCSC, Inc. website blog. In this week’s article, we will be discussing our Personal Credit Builder Program. Our personal Credit Builder Program, just like our Corporate Business Credit Builder Program will help you to increase and improve your FICO credit score. With our economic state, and the fear that most business owners are facing right now, you need to be equally concerned about your personal credit.

Credit Repair Program

Are you serious about repairing your personal credit? Are you really and truly serious? If so, you have found a serious solution. Our credit repair and restoration solution
service package will be the very last one you will ever need. 

Only a one time fee of $548.00 is paid for a guaranteed 720 credit score. NO other fees are charged for this service, and it is guaranteed. Our solution is so effective that we are the only company on the Internet that is willing to offer the following guarantees with our credit repair programs. Here are the guarantees:

list of 2 items

• Standard Program – Guaranteed 720 credit score in 12 months or your money back. In fact, if your credit score is not 720 in 12 months, we will double your money back, guaranteed!

• Express Program – Guaranteed 720 credit score in 6 months or your money back. In fact, if your credit score is not 720 in 6 months, we will double your money back, guaranteed!

We will be the only company to provide this guarantee in writing to you when you enroll in our Personal Credit Builder Program. The only other charges that may be incurred, would be for VALID, VERIFIABLE tradelines..

list end

To learn more about the most aggressive personal credit repair and corporate business credit building programs in the nation please visit the rest of our website. Be sure to take a look at our Installment and Revolving Tradeline Account Programs. These are programs designed for personal credit and also for business credit.

How Can We Guarantee a 720 Credit Score?

Think about it for a few seconds, and then ask yourself these questions. Even more importantly, think about this in terms of building or repairing your personal credit.

How does someone complete a Rubik’s cube in minutes?

How does someone assemble a rifle in seconds?

How does someone perform brain surgery?

How does someone create websites?

How does someone change the oil in a car?

Just about every talent out there is initially learned through repetition. Repetition allows one to learn through mistakes and improve on processes. This repetition breeds experience. If you couple experience with ingenuity you have a potent combination.
Add to this potent combination constant research, technology, and development and look out! You’ve just created leverage and power.

We have combined our over 16 years of professional experience assisting individuals with credit repair, and through research and ingenuity we have developed solutions such as rapid removal of derogatory accounts and inquiries, addition of primary revolving and installment tradelines to your credit files and achieving development of technology and “insider” credit management techniques to prevent items from being added back to your personal credit files once they’ve been removed. Through extensive and in-depth research and development of our “Advanced Methodology” of personal credit repair, we are able to offer our 720 credit score guarantee because of our rapid and aggressive ability to permanently remove derogatory items and add VALID, VERIFIABLE POSITIVE CREDIT to our clients personal credit files.

Our guarantees are the best in the industry, and not one vendor, provider, or other credit repair company on the Internet can provide a written guarantee like we do, not to mention that the proof is in the pudding. We do not use old disputeing techniques. We use modern technilogical advancements, the law, and powerful insider techniques to remove derogatory items from your credit reports. Our success rate is 98% with all of our clients. This program, coupled with our corporate business credit builder, can change your company’s financial future.

If you have any questions about this program, or about our corporate business credit builder program, please ask your local GSCSC, Inc. Reseller for more detailed information. You may also send E-Mail to: info@gscsc.net. Call us toll free at: (800) 922-5170 or direct at: (775) 297-7250.

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Primary Installment Tradeline Account Program

Thursday, November 27th, 2008

Welcome to the GSCSC, Inc. website, and the GSCSC, Inc. website blog. In this article, we will be discussing our Primary Installment Tradeline Account Program. In addition to this, you may want to read our blog: “Primary Revolving Tradeline Account Program” as well. We offer personal tradelines, and business trade references to help you build solid personal credit scores, and corporate business credit scores. Both types of tradelines are equally important when it comes to building and repairing your personal credit.

In addition to this, you also need Primary Installment Trade References and Primary Revolving Trade References listed on your business credit profiles to help you build a solid PAYDEX score, and an IntelliScore score to help you qualify for corporate CASH funding. Remember, both personal and business tradelines and trade references are available. Here’s our program.

Primary Installment Tradeline Account Program

One of the most important aspects of building personal credit and corporate business credit is having a flawless and perfect history of paying your personal accounts and business accounts on time. Unfortunately, obtaining credit lines that report to your personal credit files and to your business credit profiles can be very difficult, especially those tradelines or credit lines with larger limits. It is also very unfortunate that so many companies out there today, seek to sell you fraudulent tradelines and fraudulent trade references that do nothing for you at all.

The personal credit bureaus and business credit bureaus, now more than ever are performing much more in-depth spot checking on falsely reported tradelines and trade references. Have you ever wondered why the tradelines and trade references that you have recently purchased have not been posted on your personal and business credit profiles? Have you ever been red flagged by the credit bureaus? Are you growing tired of buying programs that just don’t work? We have the answer to solve all of these problems, and you’ll never have to enroll in another program that just takes your money, and leaves you high and dry. This program works!

Our Primary Installment Tradeline Account Program is designed to prevent problems such as these, and to help people like you to build true personal credit, and true corporate business credit.

History of Our Primary Installment Tradeline Account Program

In June, 2007 the underwriting guidelines of most banks, hard money lenders, and most private lenders shifted dramatically. In addition to their normal requirements, banks and other lenders started to require that customers prove that they have a flawless and perfect history of paying loans similar to the credit line they were requesting from a specific lender. 

Once this lending guideline was set in place, we immediately initiated extensive in-depth research, development and testing of our personal and business installment and revolving tradeline and trade reference account programs. We wanted to ensure that our programs would not be red flagged by the credit bureaus, and by potential lenders to which our clients were seeking funding from. We had to ensure the safety of our clients purchases. We had to ensure that they got the best, as so many companies don’t care about the client, and it shows up more and more every day. just look at all the people who have been red flagged already by the credit bureaus.

We quickly surmised that the only solution was figuring out a way that we could legally report a VALID, VERIFIABLE tradeline to the personal credit bureaus, and also legally report a VALID, VERIFIABLE trade reference to the business credit bureaus.

In July, 2007 we began searching for a group of solid investors who would be able to provide the funds necessary to implement this exclusive strategy, and help us to provide powerful solutions to our clients. We came up with the team of solid investors that we needed to help us with this strategy.

As a result of this key relationship which we established with these solid investors, in late September, 2007 we pooled together $10,000,000.00 of funds from our investors and started a finance company that offers personal and business tradelines and trade references to our clients.

In October, 2007 we rolled out our personal tradeline program and our business trade reference program and began offering all of our clients personal credit lines and business credit lines of up to $50,000.00 (higher limits may be available upon request). This proved to be an invaluable service, resource and credit building program for all of our clients.

When our customers request a personal installment or revolving tradeline, or a business installment or revolving trade reference for their personal or business credit profiles, we dip directly into the $10,000,000.00 pool of funds and transfer an amount equal to the credit limit requested into a separate account as required by federal banking laws. The funds now placed into this separate account are used to secure the credit amount requested by the customer. These funds remain in this separate account until such a time the account is closed. The customer does not ever have access to these funds.

The loans issued by our finance company are serviced by a national Fortune 500 company. This Fortune 500 company handles the servicing of the account as well as the credit reporting. They will report both good and bad credit histories, so it is highly recommended that you pay your bills on time or before the actual due date to prevent negative reporting.

Our primary installment and revolving tradeline and trade reference accounts have the following features attached to them upon setup of each tradeline or trade reference, and they are:

These tradelines and trade references  report directly to Experian, Equifax, Transunion, and also to D&B.

Credit is available for reporting 30 days after the 1st payment is made on the account.

Credit line is considered to be a primary installment/note loan.

Credit line can be closed anytime after 6 months.

When the account is closed, the loan payment history will show that the loan is paid in full, provided that there is no balance due.

Credit line is reported by a nationally recognized fortune 500 company.

No credit check is required or performed in order to obtain the tradeline or trade reference.

Setup Time — 72 hour setup time in most cases. 

For a limited time starting on November 26, 2008, until December 26, 2008, the pricing of our tradelines and trade references have been reduced to assist our clients in obtaining these powerful tools to help them build their personal and business credit. After this offer expires, our normal pricing structure will be resumed. 

Limit  SetUp Fee  Monthly Fee  $1,000.00  $249.00  $25.00   $2,500.00  $299.00  $50.00   $5,000.00  $349.00  $75.00   $7,500.00  $349.00  $100.00   $10,000.00  $349.00  $125.00   $15,000.00  $399.00  $150.00   $25,000.00  $449.00  $175.00   $37,500.00  $499.00  $200.00   $50,000.00  $499.00  $225.00   You are responsible for the account, and any payments associated with the account. 

All late fees associated with the account are the responsibility of the client.

Failure of the client to pay any balance due will result in collection activities.

Remember both good credit and bad credit histories are reported to your personal credit files, and to your corporate business credit profiles. We strongly recommend these tools for the serious client that knows what these tools can do for their personal credit and for their corporate business credit.

If you have any questions about this program, please feel free to send E-Mail to: info@gscsc.net. Call your local GSCSC, Inc. Reseller for more details, or call us toll free at: (800) 922-5170.  

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Tradeline And Trade Reference Scams

Tuesday, November 25th, 2008

Welcome to the GSCSC, Inc. website, and the GSCSC, Inc website blog. In this article, we will be discussing tradeline and trade reference scams. Many companies out there today try to sell you invalid tradelines or invalid trade references for your personal credit reports, and for your business credit reports. DO NOT BUY THESE TRADELINES OR TRADE REFERENCES. They just don’t work. Here is how they get you.

Tradeline Scams

 

We get dozens of calls daily from people looking to enhance and improve their personal and business credit profiles with the addition of aged or seasoned tradelines and aged or seasoned trade references. This article will go over the different types of tradelines and trade references and what these tradelines and trade references can and cannot do for you. Keep in mind all of the information that you read on the Internet, and compare it to what we are providing here.

 

Before we talk about the different types of tradelines, and trade references being sold out there today, I want to address one item that a lot of people forget while they are hunting for ways to improve their credit score.

 

A HIGH CREDIT SCORE IS NOT WHAT YOU ARE LOOKING FOR……LET ME REPEAT THAT…..YOU ARE NOT LOOKING FOR A HIGH CREDIT SCORE…..LET ME EXPLAIN.

 

When I ask customers why they want a tradeline for their personal credit profile, or why they want a trade reference for their business credit profile, they frequently tell me that they want a better credit score, but in reality it is not a high credit score they want, but instead they want to be approved for a loan of some sort. They want a mortgage, car loan, business loan or just a credit card. What they are seeking is purchasing power, but they do not go about it the right way. Instead, they buy fraudulent tradelines or trade references with the false hope of gaining purchasing power.

 

What you must understand is that your personal credit report is not public knowledge; but, your business credit report is; your friends and neighbors don’t know your personal or business credit scores unless you reveal it, or they are pulled and purchased, and most times your family doesn’t even know it. If that is the case, there is no reason to have a high credit score other than to improve your ability to purchase items on credit.

 

That being said, do not let anyone sell you a tradeline or trade reference on the merits of the score you will obtain from it. Having a 750 personal credit score and a PAYDEX business credit score of 80 will not guarantee that you have any purchasing power. That is like having a shiny new red car without an engine; it may look nice but it won’t get you anywhere, especially if its fraudulent!

 

Authorized User Accounts Scam – AU accounts did wonderful things to your credit score and took advantage of a major loophole people used to build their credit. You could “piggyback” onto someone else’s credit line and not only see large increases in your credit score but you were able to qualify for bigger and better loans.

 

The problem is that this loophole is all but effectively closed. In April of 2007, FICO announced that they would change the scoring model to remove this loophole. Since then, FICO and the credit bureaus have been involved in a lawsuit and the scoring model has not yet been updated.

 

THIS DOESN’T MEAN THAT YOU ARE STILL ABLE TO TAKE ADVANTAGE OF THE LOOPHOLE. Even though the credit bureaus haven’t eliminated the loophole, the lenders have. You must understand that the lenders read the newspapers also, and as soon as this loophole was made into public knowledge their underwriting guidelines changed to specifically address credit reports that have multiple authorized user accounts listed. This means that even if you were to add authorized user accounts and see large credit score increases you would still get denied for your loan. Unfortunately, many people are still selling this type of tradeline. They are even sometimes calling them “joint” accounts or “seasoned primary accounts”.

 

Aged Primary Account Scam – One of the new ways scammers are preying on people is to sell them what they call “aged primary trade lines. The thought here is that they would add you to an account that is years old, thus tricking the scoring model (similar to authorized user accounts). The problem is that the credit bureaus have already closed that loophole years ago. When a company adds a new customer the credit bureau is expecting new data. How do you think it will look if a credit card company has a new client that magically has years of history. Why didn’t this company report them before this date? The credit bureaus know exactly what is happening and have closed this loophole before it ever opened. When a creditor reports old history on an account they will show the date opened as 2 or 3 years ago (whatever the supposed open date is) but they will not show any payment history. This means that your credit report may look like it has an account for 2 or 3 years but you will see no score increase or any other benefit. In addition to the closure of the loophole, the credit bureaus are aggressiveley pursuing these companies that are reporting false data and closing them down. When they are closed down, all the clients that have ever been reported have their accounts instantly removed from their credit reports. They lose the account, score increase and lose all of their money.

 

The only tradelines that are legitimate and can stand the test of time are primary tradelines that are not artificially aged, and which you as the customer, must actually do business with. If you are not doing business with a reported tradeline, it will get red flagged.

 

Our tradelines and our trade references are not artificially aged, and while they will ultimately help your credit score they will allow you to actually get approved for the loans you are seeking. Our shiny red car comes with an engine!

 

Trade References, much like tradelines for personal credit fall into these same categories as well. D&B, Experian Business, and Equifax Business are all privy to these schemes, and red flag companies and reporters all the time. Be certain that you abide by Federal, State, and local regulations for the use of tradelines and trade references. Do not get caught up in the easy, fix it overnight scams out there. Do things proerly and professionally.

 

If you have any questions about this article, send them to our technical support department at: support@gscsc.net. You may also call toll free at: (800) 922-5170, or you may reach us direct at: (775) 297-7250.

 

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CPN Scam Alert And Warning

Wednesday, November 19th, 2008

Welcome to the GSCSC, Inc. website, and the GSCSC, Inc. website blog. In a previous blog spot article that we published some time ago, entitled: “Myths Of CPN Numbers”, which can be found on our website, located at this link:

http://www.gscsc.net/news/myths-of-cpn-numbers-3.html

we discussed the ever popular subject of CPN Numbers, more commonly called (Credit Privacy Numbers) which now more than ever, are being promoted and sold by fly by night companies to supposedly help people in this current economic issue that our country is facing. More and more people are losing their jobs, homes, their other personal property, businesses, investments, everything that they worked so hard to keep. It is only going to get worse before it gets better. Banks tightening up even more, makes it very difficult now to get personal and business loans. In addition to this, there is also a credit card scare out there that appears to be getting much closer to happening, which also frightens small business owners as well. As GSCSC, Inc. is a reseller of the Credit Secrets Bible, and as we do everything that we can to help protect people from being taken by CPN scams, we want you to take a very close look at any videos on YouTube, that deal with CPN Numbers, and then return to our website and get the real facts.

More and more companies out there today on the Internet, are selling these CPN programs, which are a major scam. One of the companies selling these CPN numbers, and doing so at a rapid pace, is Legal CPN, which we have received many calls about from those of you whom purchased the CPN numbers from. So many of our incoming clients that called us after receiving these illegal CPN numbers, found out that their CPN numbers were either recycled SSN numbers, altered EIN numbers, and even worse. Only four months ago, websites out on the Internet were fewer and fewer, as CPN number crack downs were happening more and more, but since the credit crunch, many of these websites are appearing more often. Just today, we received this from a private investigator, and we wanted you all to see this. Before you do read the information below, check out the following video. This video explains much of this, and verifies the accuracy of what we are discussing here, fraudulent, illegal CPN Numbers.

In addition, the company we listed above: Legal CPN is also out advertising guaranteed funding, with CPN Numbers, Tradelines, and Business Credit, again, not something possible in this industry today.

CPN Scam Warning:

CPN (Credit Privacy Number) services are a new twist on old credit repair scams. These CPN services offer to give a fresh start to people with bad credit by locating and providing an unused social security number or made up numbers that resemble a social security number. The customers of the CPN service are typically told that for a non-refundable fee of $300.00 or more, they will be given a fresh social security number (SSN Numbers) that they can use to create a new credit file or credit history. This is called file segregation, which is illegal to do. Persons who are tempted to use these extremely fraudulent types of services should know the following about these CPN services:

1. Use of a false social security number or other ID number that resembles or represents a social security number constitutes fraud under a variety of federal laws. These laws include penalties up to and including imprisonment and a very stiff fine. After prison, you’ll have a criminal conviction on your record for the rest of your life.

2. Credit card and finance companies typically rely on data services to check the social security number of credit applicants. When they run a social security number, it becomes immediately clear that either the SSN has not been issued yet OR has been issued, but the date of issuance does not match the age of the person using it. Both are obvious fraud indicators and will result in rejection of the credit application and possible referral to government fraud investigators. Only the Social Security Administration can issue a social security number. Any company or service that claims it can do so is breaking the law and should not be patronized. Companies that you suspect that are creating, issuing, using, or building new credit profiles on these various types of numbers, should immediately be turned in to the Federal Trade Commission, the Federal Bureau of Investigation, and the attorney general. If you suspect that you are a victim of a CPN scam, you should immediately contact your local attorney general, and the attorney general of the state to which the company resides that sold you the CPN service. After this, file complaint with the Federal Trade Commission, and the Federal Bureau of Investigation. Remember that these services are fraudulent right from the start, so don’t use them.

I Hope this helps break down this issue, and I also hope that it helps to clarify the real truth behind these so called CPN numbers, which are 100% illegal to use.

Patrick L Baird

Private Investigator
 

Now, based on this, would you want to use a CPN? Why would you even consider buying one? These numbers will ruin you, your credit profiles, and will remain a thorn in your side for the rest of your life. Please, we beg you, do not create these CPN numbers, do not buy these CPN numbers and do not use or distribute these CPN numbers for any reason and do not try to build credit on these CPN numbers because you will surely pay for it in a manner to which you totally did not, or would not expect. Just one example occured recently since we published this article which we feel is important to note here for our readers. A client of Legal CPN located here:

http://www.legalcpn.com

called us after she received one of these so called CPN numbers. She ran the CPN number through the SSN Validator website, located here at this URL:

http://www.sssvalidator.com

and was she surprised to find out that the CPN number she was issued, belonged to someone else from Florida. Yet, the number she was issued was supposedly SSN validated. They sent her forms for starting up a DBA business, and told her to use the number to open a business, and yet the CPN number, was a recycled SSN or EIN belonging to someone else, but somehow, according to her paperwork, was supposedly registered to her. How fraudulent is that? Legal CPN has been taking $80.00 and more for the illegal CPN number scams from many people, and once they sign the contract, which indicates no refund, the client is losing their money right from the start. GSCSC, Inc. is glad to have placed the SSN Validator link on our website, but unfortunately, in this client’s case, was much too late to help her. Our readers should download our free EBook on this subject. You can download this free CPN Numbers EBook for free from our downloads page here at:

http://www.gscsc.net/files/cpn-numbers.exe

and read through it completely. As we acquire more information on these so called CPN numbers and CPN services, laws, Etc, we will make them available to you. So many people fall victim to used SSN Numbers, and CPN scams, and it is a very serious problem. Don’t fall for this scam.

If you want to check the validity of your existing CPN number, simply go to this website:

http://www.ssnvalidator.com

and enter your CPN number into the search box, and see what you come up with. Do not at all be surprised at what you will find out. We have warned you about this. If you are interested in getting a true CPN number for your personal privacy protection, simply contact the credit bureaus, and request one. They are free. Most of all, they do not look like, resemble, or in any way represent a new SSN, and you cannot perform FILE SEGREGATION on these numbers, or build credit on them. All you are allowed to do is to protect yourself from having to disclose your SSN, which of course, is permitted by Federal law. File segregation, and building credit on an unused social security number, on a tax identification number (TIN), altered SSN, or altered D-U-N-S corporate ID number is illegal. We hope that the SSN Validator website helps you to clearly understand that fraudulent CPN numbers are illegal, and you can easily find out with this website, if the number is already assigned, and to whom it’s assigned to. Remember, fraudulent CPN numbers are found out about very quickly, because when creditors look at the age of the number, and the age of your credit profiles, and see that there is no match on the ages, you are in trouble. Be wise, and most of all, stay away from these credit repair scams. Thank you.

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Personal And Business Tradeline Programs

Friday, October 31st, 2008

Welcom to the GSCSC, Inc. website and the GSCSC, Inc. website blog. In today’s article, we will be introducing our Personal and Business Tradeline Programs. One of the most important items for building a rock solid personal or business credit profile, is the use of PRIMARY TRADELINE ACCOUNTS, PRIMARY tradelines, INSTALLMENT and REVOLVING tradelines. Without these primary accounts, most tradeline providers offering similar services, are very rapidly red flagged by the personal and business credit reporting agencies. In most cases now, with more and more SPOT CHECKS being performed on personal credit reports, and especially on the companies reporting tradelines, you will find more often than not, that the tradelines you purchase, won’t ever get reported. This is because the holder of the account for example Joe Smith, is reported as having a five year history with Home Depo, with a good credit history, and on time payments, and when the credit bureaus check with Home Depo, and find that Joe Smith was never a customer, that he is not in their database, the credit report containing that line is reported as fraudulent, and the line is removed, or may not even appear on the report at all. In this case, Joe Smith loses perhaps, $1,500.00 which he paid to a company for a fraudulent trade line. In addition to this, the company that reported the illegal, invalid tradeline is also red flagged, and in addition, all of its customers are red flagged as well. Unsuspecting people pay for such types of tradelines for both their personal credit reports, and also for their business credit profiles as well, not knowing the real trouble that is awaiting them.

In order to prevent being red flagged by these bureaus, and more importantly, the banks, and private lenders to which you will aproach for funding, you need valid tradelines that can be verified, showing up on all of your reports, and those tradelines, you must actually be doing business with. Our unique tradeline programs, are a complete set of programs for businesses and for personal credit profiles alike, and these tradelines can all be verified once they appear on your business credit profiles, and on your personal credit profiles. And, since you are actually doing business with these tradelines, they won’t be red flagged by the credit bureaus, banks or private lenders because you are paying a monthly bill, and you are receiving a monthly statement that can be verified. This is the type of tradeline or trade reference that you want on your personal and business profiles.

 

Let’s get straight to the point of this week’s article. Do You Want a 720 to 850 Credit Score Across the Board Within Six Months? Take control of your financial future by investing in the most comprehensive and cost-effective credit restoration program in the nation. Over the last decade we have developed what we call the “advanced methodology of credit repair and credit restoration”.  This advanced approach assesses each client’s unique credit situation and determines the fastest, most cost-effective methods to improve the client’s credit scores across all of the major credit bureaus. Our firm utilizes the most cutting-edge methods of credit repair and credit restoration, which allows us to attack every negative mark on your credit report within a very short period of time. This exclusive program provides a three-prong approach to credit repair which may include the following: 1. Non-Traditional Credit Repair to Remove Derogatory Accounts and Credit Inquiries from all credit bureaus.2. Addition of Valid, Verifiable Positive Tradelines (If Required).3. Credit Management and Development Assistance to all clients. Our Aggressive Approach to Credit Repair Non-Traditional Credit Repair 

We have developed proprietary in-house technology and methods to effectively address every derogatory account and inquiry without being “red flagged” by the credit bureaus. This is an essential part of our program because traditional credit repair companies do not utilize our technology, processing techniques, or our “advanced methodology of credit repair”, therefore credit disputes are mor often than not, disregarded by the personal and business credit bureaus and they are classified as “frivilous”.

 

Addition of Positive Tradelines Addition of the proper number and classification of positive tradelines is an essential part of credit development so long as they are VALID, and VERIFIABLE primary tradelines. Addition of positive credit establishes a favorable payment history, which is required to obtain high credit scores and qualify for large purchases. We have developed a proprietary in-house method of adding the required VALID and VERIFIABLE number of positive primary accounts to your files within 30-60 days. Credit Management and Development Assistance Credit management is extremely important when building personal and business credit. Improper management of open accounts will temporarily lower scores and hinder your ability to qualify for high-limit credit lines. We teach you how to use your available credit to “leverage” more available credit and insulate your files, thereby preventing large monthly fluctuations in your credit scores across the board with all of the bureaus. 

Traditional credit repair companies only focus on removal of negative accounts, which only account for 35% of your total credit score. Worse yet, removal of these trade lines in certain situations will lower all of your credit scores dramatically. Don’t allow them to play “russian roulette” with your credit. Consult a professional that specializes in not only removal of derogatory accounts, but assists with addition of positive credit and teaches “insider” credit management techniques to you at the same time. Traditional techniques such as simply disputing accounts with the credit bureaus and addition of “seasoned” tradelines on a valid SSN, or even on an illegal CPN number have proven ineffective, yet large numbers of so called “law firms” and various fly-by-night companies continue to offer these obsolete methods of improving your credit at a premium price. Check out our Myths Of CPN Numbers article on our website for more information about the illegal use of CPN Numbers. File Segregation or willful intent to defraud lenders to gain credit is illegal.

 

If you have any questions regarding this program, please feel free to contact us at: info@gscsc.net or call us toll free at: (800) 922-5170.   

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Insider Techniques To Raise Your Personal Credit Score Fast

Thursday, December 20th, 2007

Thank you for visiting Global Software & Computer Solutions Centers, Inc. In this week’s article, we will be discussing insider techniques to raise your personal credit score fast. If there is one main question that I’m frequently asked by my new and existing clients more than any other about credit or credit repair, it’s this, “What’s the fastest way to raise my personal credit score?” My immediate and clear response to anyone that asks this specific question is always the same, “How much do you want to raise it?” There are a wide number of reasons why I ask that specific question. Most consumers would probably not understand why I would counter their question with one of my own, but after reading this article, I am sure that you will understand why.

If you wish to increase your personal credit score rating from say 580 points to say 650 points, then your strategy will be very different from someone wanting to go from 670 points to 725 points. Why is this? The answer is very simple if you think about it, because your starting point is different which requires a different approach and method of attack altogether. Also, while the removal of negative items from an individual’s credit report will almost always lead to an increase in the personal credit score, it’s a very basic concept at best. Therefore, within this specific article, we’ll discuss somewhat, the insider techniques known by very few people (since this is what our company specializes in publishing), and to which lays out the real truth of personal credit and corporate business credit.

In direct relationship to just removing negative items from your personal credit reports, these are techniques which you can use even if you have NO derogatory information on your personal credit reports. We’ll start with the most overlooked credit repair strategy first and that’s your DEBT to CREDIT RATIO factor value. The most fraudulent belief statement that I’ve been hearing for over 15 years now is, “I have excellent personal credit, and I pay all my bills off in full every month!” That statement might in fact be true to the consumer, but what a lie it truly ens up being in the end. This is a false belief statement for one to buy into, and understanding your debt to credit ratio factor value holds the key to getting your “credit mindset” right.

Your debt to credit ratio factor value simply stated here is your ratio of debt to total available credit that you have been extended by your creditors, and which includes (revolving credit accounts only). For example, if you have $10,000 in total unsecured revolving credit accounts and you’re currently in debt $2500, then your debt to credit ratio factor value is 25%. Since the main way that potential lenders make their money back from you by extending credit to you, is by charging you interest, one of the most important elements of the credit scoring model is driven specifically by your ability to maintain balances and pay your debts over a specific period of time. This shows your true (long term) credit worthiness which is most profitable to potential lenders since they make most of their money primarily via interest and not through annual fees.

Over the span of several years of in-depth research we’ve discovered without question that carrying the proper debt to credit ratio factor value will boost your personal credit score faster than paying off your bills in full each month. Although you will want to do this more often than not, from time to time you will want to carry balances in order to build viable credit and payment history. Our company researchers have argued with the Better Business Bureau on this topic for a very long time and they still disagree with our findings (despite sending them proof from Fair Isaacs own website), located at the following URL: http://www.myfico.com

the organization which initially invented the credit scoring software which is used by all of the major credit bureaus today. We will still keep that argument going as long as we possibly can.

Here is the next question to ask yourself, what do you do if you’re like most Americans and your debt to credit ratio factor is too high? For example, you have $10,000 in unsecured revolving credit accounts but you owe $8500, thereby giving you an 85% debt to credit ratio factor value. How can you bring your debt to credit ratio factor value down enough to help without selling everything you own? The answer is very simple and takes us to the next insider credit building technique which is SUB-PRIME MERCHANDISE CREDIT CARDS.

The single most cost effective (and powerful) tool for consumers to use to increase their high credit limit and decrease their debt to credit ratio factor value is the use of Sub-Prime Merchandise Credit Cards which ultimately report to one or more of the major credit bureaus.

Unfortunately, despite their immense benefits, these are the most misunderstood credit cards in the credit industry. A large portion of the misunderstanding is due to marketers misrepresenting the credit cards and the growing number of companies promoting them. When you learn how they work one very quickly understands why they have been the subject of much misrepresentation, and why many people choose not to use them to build up their credit scores. This is a serious mistake, and if you think about it, it is much more effective than the use of an authorized user account, and carries no credit implications like authorized user accounts do. Let us explain this in a little more detail.

A Sub-Prime Merchandise Credit Card is nothing more than a credit card attached to a line of credit (LOC) which allows you to buy merchandise from a specific vendor (usually the company that sold you the credit card). The actual merchandise (in most cases) will usually be purchased directly through a catalog or an online mall. Where the problem arises is that the credit cards are marketed almost exclusively to the subprime market via email campaigns, telemarketing campaigns and direct mail Etc. The reason for this is that they can advertise almost irresistible offers like “$5,000 Credit Card… GUARANTEED! No Credit Check! NO Cosigner! You cannot be Turned down!” or you might even see this, “Unsecured $10,000 Credit Line! Everyone Is Approved!” We’re sure that you get the general idea here. This is the way that the marketing firms sell these credit cards. You just have to know which credit cards are good, and which credit cards are bad, just like commercial credit cards.

While there are many companies which do this and are “shady at best”, there are a few which do it legitimately and it’s one of the very best kept credit building secrets in the credit industry today, which is used to build your personal credit score and build it fast. Here’s how the whole thing works in its simplest form: The Company approves anyone with a pulse (literally) and gives them a credit card for $2,500 to $12,500 with NO credit check and NO cosigner. However, the credit card is only good for merchandise through their website or catalogs and the consumer is required to put down a deposit on whatever they purchase. After the initial deposit is paid, the remaining balance is financed on the credit card. For example, a person buys $1,000 worth of merchandise. Their deposit is $300 so they then finance $700 on their merchandise credit card and make payments on that financed amount.

Does this sound like a scam to you? If you say “Yes” like most people would say, then you’re missing the whole point… BIG TIME. With a legitimate Sub-Prime Merchandise Credit Card your credit line WILL be reported to at least one major personal credit bureau (or more). Some of the better merchandise credit cards report to all three personal credit bureaus, which can only speed up the credit building process. This means that if you get a $5,000 credit card and you finance $500, on your credit report it will look like any other unsecured credit card and will do three extremely important things for you. These three things are:

1. It will increase your current “High Credit Limit” by $5,000 almost overnight as the account “looks” like any other unsecured revolving credit card account. This is a major key benefit to you.

2. By carrying a small outstanding balance it will positively impact your Credit report by building and showing potential lenders your credit worthiness which is another key benefit to you when building your personal credit score.

 3. With a good payment history you are virtually guaranteed to receive “legitimate” pre-approved credit card offers in the future due to other lenders renting your name from the credit bureaus.  This is what you want to happen. Getting your name out there in this way will assist you in building positive credit on your credit reports very quickly if you begin to accept some of those pre-approved credit card offers that you receive in the mail. Just be careful when selecting from these pre-approved offers.  This technique is hard to beat for both cost and effectiveness.  Of course, the whole key here is knowing exactly which credit cards report to the major credit bureaus and which credit cards offer the best rates. The main credit cards that we recommend to our new and existing clients are found here at these website URL locations: http://www.5kcreditline.com And: http://www.csbclient.com    For current Credit Secrets Bible clients of ours, we also have a 24 hour info line at: (801) 350-3999. This number gives you the latest strategies and insider techniques for raising your personal credit scores fast.  The only other thing more effective is the “PIGGYBACKING method” while it lasts. Despite its virtually unlimited potential, the piggybacking method is not used by nearly as many consumers as it should be. It’s easy, effective, and extremely fast. Unfortunately, it’s mostly used among parents and siblings while those who can really benefit from it, stay in the dark.  How it works. Almost every credit card or credit account will allow the primary account holder to add on (at a later date) what’s known as an “Authorized User” or “Secondary Account Holder”. In most cases, when this is done, the entire account history (retroactively) gets posted directly to the authorized user’s credit report regardless of their current age or credit history! Many fraudulent credit repair companies on the Internet will sell these various types of accounts to unsuspecting clients, but WATCH OUT! Nearly all of these companies remove you after 90 days, and many of these accounts have current credit problems associated with them. You can get a majority of these types of accounts from valid sources, such as friends or family. If the person is responsible and pays their bills properly, then you can trust using that account to build your credit score fast. For example, if it’s a credit card with a $10,000 limit which has been paid as agreed for the last 10 years, then that complete history will be posted directly to the authorized user’s credit report. We once saw a client’s credit report that used this technique with his mother. He was only 24 years old at the time and he had a $15,000 Gold credit card on his credit report with history going back 11 years! We laughed as we thought that this kid would have had to be approved when he was about 13 years old for this account to truly be his!  As you can see, this strategy is usually only used by parents and their Children and in most cases with no regard to the benefits that the children are reaping credit wise! In fact, in recent years, due to its effectiveness, this technique has led many individuals with excellent credit scores to “rent out” authorized user accounts on one or even multiple credit cards in return for a fee! We once recall seeing an ad in USA TODAY for just such an opportunity. What a way to make a lot of money on people who are struggling financially. In fact, this method has been exposed on recent CNN news broadcasts, and the credit bureaus are catching on FAST! Like most good credit loopholes, we’re absolutely sure that these methods’ days are numbered much like what may be the case with ADVANCED CREDIT PROFILING techniques. You might be asking yourself this question, “What is ADVANCED CREDIT PROFILING?” We’ll give you a very brief overview of it here in this article.  This is a credit building strategy while not complex, can be taken to very complex levels. Even in its most basic form, its taken advantage of by very few consumers. It involves intentionally building your credit report in a unique way which creates a “profile” that closely fits the criteria of most potential lenders and creditors (as well as the overall credit scoring system). Again, this is an insider technique which can be used in a myriad of complex ways, but for simplicity sake, we will explain it in its most basic form here.  While many consumers will boast when they have 10, 20, 30 or even 50 thousand dollars worth of credit cards listed on their credit reports, many of these same people do NOT have even one mortgage, automotive loan or lease, equipment loan or even a line of credit (LOC) with a local bank or credit union. These other forms of credit create a much more well rounded credit profile for the consumer. This is achieved by showing greater credit account diversity and experience with multiple types of credit due to the various lines of credit (LOC’s) that are held by the consumer. For example, a person with $50K in credit cards does not represent near the credit experience as a person with the same $50K along with a mortgage, an automotive loan and an equipment lease. We have clients who have financed vehicles not because they had to (or even wanted to) but because they “needed to” in order to create a credit profile that would position them in the future to secure the lowest possible rate on a mortgage or lease when they applied for it and needed it.  More complex forms of Advance Credit Profiling involve one subscribing to affluent or semi-affluent business and professional publications and Organizations. These would include: magazines, newsletters, trade journals and national associations. The main goal here is to get ones name placed directly into the databases of these publications and organizations. Why is this? The answer is simple; to get on highly targeted credit campaign lists in order to receive select credit offers from potential lenders. Marketers of credit offers have found that simply renting names of consumers directly from the credit bureaus does not always provide them with enough information about the person as a credit risk anymore. Therefore, it is speculated that many potential lenders will rent a list of potential clients directly from the credit bureaus and then they will cross-reference this list against another list that they have secured from a consumer source such as an affluent business or professional publication, trade journal or organization. We believe that this cross-referencing technique is performed on a frequent basis.  By crossing the two lists together the marketers find the names contained on both lists. This in turn provides them with one highly refined and targeted list to mail their credit offers to. These types of references result in shortening the process of securing a new quality account holder, thus lowering the overall account acquisition cost of new accounts and the risks associated with them.  When a consumer learns how to intentionally put themselves into these types of databases to wind up on these refined lists, the credit building process is sped up exponentially. Of course, many consumers would call this “highly speculative” but we have undeniable experience and proof that it in fact does work. Now let’s move on to another insider technique that can rapidly build your personal credit score fast. This is the infamous DEPOSIT LOAN PROGRAM.  DEPOSIT LOAN PROGRAMS. This is a technique so unbelievable that we actually in fact, proclaimed it had to be a scam before researching the true facts. It allows the consumer (or business) to have a $25,000 to $250,000 loan appear on their personal credit report or on their corporate business credit report as “Paid as Agreed” by way of very creative financing. This powerful credit building method is extremely effective and is not usually within the budget of most ($750 to $7,500 upfront) costs to most consumers. Also, because this technique takes advantage of certain banking laws, we have reason to believe that it could be made unavailable at any time if those banking laws were to Change. Anything that is truly advantageous, usually won’t last long. This powerful credit building method can be used with consumer credit files on SSN’s as well as business and corporate credit profiles done on TIN’s and EIN’s as well as Dun & Bradstreet.  In the end, all of us need to remember that today our credit score is much more important than it has ever been in the history of the credit reporting system. While credit miracles don’t happen overnight as many fraudulent credit repair companies would have you believe, you can create your very own credit miracles by applying simple insider strategies and techniques consistently over a period of time. Before you know it, you’re a very proud member of the 700 Club. The “700 Plus Credit Score” club that is! You can raise your personal credit scores fast, and on your own, but there are no overnight strategies or quick fixes to doing it. You must be patient, willing to really work the system, and be dedicated to making it work for you. You are the engineer and pilot of your future credit profile, so don’t let anyone ruin it. Protect it with your life at all cost. If your credit scores are bad, fix them over time, and not in a hurried or desperate manner.