Posts Tagged ‘Corporate Business Credit’

Global Software Inc. Www.gscsc.net Richard Goddeau Using Keywords In Page Titles

Monday, January 25th, 2010

Welcome to the GSCSC, Inc. Website, and welcome to the GSCSC, Inc. Website Blog. Continuing on with topics previously discussed, we wanted to bring your attention to another extremely important topic in Search Engine Optimization (SEO) and this is, Using Keywords In Page Titles. This is further explained in this article to help webmasters optimize their websites for better search engine ranking, and better search engine positioning in Google, MSN Search, AOL, Yahoo, and other search engines.

Using Keywords In Page Titles

It is recommended to use keywords in page titles itself. This title tag is different from a Meta tag, but it’s worth considering it in relationship to them. Whatever text one places in the title tag (between the <title> and </title> portions) will appear directly in the title bar of browsers when they view the web page. Some browsers also append whatever you put in the title tag by adding their own name, as for example Microsoft’s Internet Explorer or OPERA.

The actual text you use in the title tag is one of the most important factors in how a search engine may decide to rank your web page. In addition, all major web crawlers will use the text of your title tag as the text they use for the title of your page in your listings.

If you have designed your website as a series of websites or linked pages and not just a single Home Page, you must bear in mind that each page of your website must be very carefully search engine optimized. The title of each page i.e. the keywords you use on that page and the phrases you use in the content will draw lots of web traffic to your site.

The unique combination of these keywords and phrases and the content will draw customers using different search engine terms and techniques, so be sure you capture all the keywords and phrases you need for each product, service or information page.

The most common mistake made by small business owners when they first design their website is to place their business name or firm name in every title of every page. Actually most of your prospective customers do not bother to know the name of your firm until after they have looked at your site and decided it is worth book marking.

So, while you want your business name in the title of the home page, it is probably a waste of valuable keywords and space to put it in the title line of every page on your site. Why not consider putting your keywords in the title so that your page will display closer to the top of the search engine listing? Think about that for a moment. For example: If a potential client is searching for credit and credit repair, you don’t want the name of your company to show up first, before their search term. If someone is searching for business credit, or aged shelf companies, or cpn, or cpn number, or how to get a cpn number, shelf corporations with established credit, you again do not want your company name showing up first.

You will want your potential client to land on a specific URL within your website, based on the keywords, and keyword phrases first, not your company’s name.

Dedicating the first three positions for keywords in the title tag is important, and avoiding the stop words like ‘and’, ‘at’ and the like is crucial in search engine optimization. We will add much more to this article in the coming days.

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Posted in Computers & Internet, Corporate Affiliate And Reseller Programs, Corporate Business Credit, Free Software Programs, Frequently Asked Questions, GSCSC Inc, Global Software & Computer Solutions Centers Richard Goddeau, Global Software - gscsc.net - RICHARD GODDEAU GSCSC, Global Software GSCSC, Global Software Inc, Global Software Inc Www.gscsc.net Richard Goddeau, Global Software Richard Goddeau, Global Software gscsc.net Richard Goddeau, Goddeau, Home Based Business Opportunities, Marketing Services, New Press Releases, New Services, News, Personal Credit, Richard Goddeau, Richard Goddeau - Global Software & Computer Solutions Centers, Richard Goddeau Athens New York, Richard Goddeau Carson City Nevada, Richard Goddeau Computers & Internet, Richard Goddeau GSCSC Global Software, Richard Goddeau Global Software Athens New York, Richard Goddeau Global Software Carson City Nevada, Richard-Goddeau-Gscsc.net, gscsc-richard-goddeau | No Comments »

Richard Goddeau, gscsc.net Corporate Funding Guaranteed!

Wednesday, October 21st, 2009

Welcome to the GSCSC, Inc. Website, and welcome to the GSCSC, Inc. Website Blog. In this week’s article, as the title suggests, “GSCSC, Inc. Corporate Funding Guaranteed”, we want to clear up that issue so people don’t keep losing money. When you visit a website that sells aged shelf companies, you will run into several issues and statements made, which can be very confusing. The first being a guaranty of corporate business credit. Let’s look at this a little further in detail, as an education in this field will help you make the right decisions when purchasing aged shelf corporations.

Global Software Inc Www.gscsc.net Richard Goddeau Explains!

Corporate business credit, what is it? Corporate business credit falls into a few categories: A. Trade or Vendor credit. When you visit a website and you see a statement like: “Obtain business credit without a personal guaranty” IMMEDIATELY STOP RIGHT THERE! What the website does not tell you is that the business credit obtained is only trade or vendor credit, which for the most part, is granted to new or existing businesses without a personal guaranty. However, that is where it ends. The vendor grants you specific terms of payment for a product or service, and so long as you meet those terms and conditions, and you make a small deposit to the vendor, your trade reference is granted. You must pay for the services or products you acquire in order for that trade reference to appear on your business credit profile. However, you must ensure that the trade reference reports to not only D&B, you must also ensure that the trade reference also reports to Experian Business. Unlike D&B, which you can purchase a credit profile from, Experian Business, and Equifax Business, you can’t do this with. Vendors, banks, and so forth, must report to Experian Business in order for a business credit profile to be opened with them. Keeping all of this in mind, here’s the other part of the equation that sucks people in all the time. When you visit a website and see this: “We guaranty corporate funding, without a PG”, WATCH OUT! You are being mislead. No bank, private lender, or any financial institution will guaranty you anything in terms of CASH credit, or credit lines, without performing due diligence, accepting and approving an application, and ensuring that you meet the requirements of that lender. The only time a guaranty is solid, is when your application has been successfully approved, and only then. So if you’re on a website, and you see a statement that guarantees you CASH credit without a credit check, no financials, tax returns, no due diligence performed, ETC, hurry up and RUN THE OTHER WAY! If a bank or hard money lender, or any financial institution for that matter, won’t guaranty you anything until your application has been successfully approved, what would make you think that anyone else should attempt this? Way too many people fall into this trap, and get sucked into buying aged shelf companies with so called guaranteed cash credit, and the buyer ends up losing their money the instant that they send it. The vendor of the aged shelf company, also informs the purchaser that they only need a D&B business credit profile set up, and that they do not have to have other business credit profiles set up, and their personal credit does not matter. This is so far from the truth. Don’t be fooled, you also need an Experian Business credit profile, and an Equifax Business credit profile as well. Though Experian and Equifax pull a lot of data from D&B, credit card payments need to show up on Experian in order to have an Intelli Score credit score for lenders to look into when processing an application.

With our economy in its current state, and the credit crunch that we are in, every single bank now requires a PG on a loan, credit card, or credit line. Until the business has a proven track record for paying back loans, there is no situation that won’t require a PG. However, once the business has proven itself to a lender over a period of time, loans can be changed from PG status to no PG status, but this won’t occur over night. When you buy a credit builder package from any source on the Internet, be sure to ask the source what types of credit are being built, and what business credit bureaus do trade references report on. Now let’s look at other corporate business credit with so called guarantees without a PG: CASH credit, credit cards, loans, LOCS (lines of credit) and what to be careful of when shopping for aged shelf companies on the Internet.

More and more on the Internet these days, you will see companies offering aged shelf companies with pre-existing, pre-approved cash credit, and credit lines. Most of these companies are sold at very high prices, and the purchaser is told that they are guaranteed the credit without a PG, and this is just false misleading information altogether. Many of these aged shelf corporation providers tell their clients that they will have corporate funding in as little as seven to ten days. Wrong again. Very misleading! If the purchaser has bad credit on the personal side, they will not be approved for a line of credit on an existing company, no matter how good the business credit profile may look, and it doesn’t matter how old the company is either. In this industry, and with our current economic situation, and the current credit crunch, if you don’t provide a PG, forget about obtaining the CASH credit or line of credit. Even with a stand-in guarantor, if you are listed on the aged shelf company as an officer, your personal credit will be looked at when a bank or other lending institution is processing a loan application. You can pay higher interest rates on angel investor loans and hard money loans, but due diligence is still going to be required and performed on the individual and business seeking financing. The processing and decision making processes take much longer than seven to ten days, and actual access to the credit lines is usually not immediate. In addition, WATCH OUT FOR THIS STATEMENT AS WELL: “WE GUARANTY FUNDING, AND OTHER EXISTING LINES OF CREDIT, LOANS, CREDIT CARDS, THAT BELONG TO THE PRIOR OWNER ARE GRANTED TO YOU ONCE YOUR COMPANY IS TRANSFERRED OVER TO YOU.” Absolutely wrong, and false misleading information. Banks, private lenders, angel investors, hard money lenders, any financial institution, is not going to turn over existing loans, trade credit, LOCS, Etc, to a new company owner. Don’t fall for that. It is merely a way that many people try to make a fast sale, quick dollar, and take advantage of you. Corporate business credit can only be built on a company, after the date of control change, not before, and any pre-existing credit built prior to that is zeroed out by D&B, lenders, and other business credit bureaus.

Now let’s look at D&B’s requirements. When building corporate business credit, D&B requires you to provide them with very specific and true information. The DATE OF CONTROL CHANGE and START DATE of the BUSINESS CHECKING ACCOUNT are extremely important. If these are not provided, and you are not honest with D&B, your corporate business credit profile will be thrown into investigations and high risk. In addition, no credit can be built on a company prior to the DATE OF CONTROL CHANGE, or prior to the START DATE of your BUSINESS CHECKING ACCOUNT, or the same will happen based on that as well, so when someone tells you that they are going to build business credit on a company, then send it to you, don’t buy into that, as it’s not true. If a company has been provided to you with existing business credit, and the company has been doing business, and you are the new owner, be honest with D&B. Inform them that you are the new owner, and begin building your own business credit. You’ll be happier with the results, and you won’t be red flagged. Any credit built on a corporation prior to the factors that indicate the real start of business, are red flagged. Another important factor, is the state of domisile, and the state to which the company was formed in. If your company is say from Nevada, and you reside in say California, and D&B checks to see if your company is FOREIGN QUALIFIED to do business in California with a Nevada based company, and D&B finds no FOREIGN QUALIFICATION records, the company again is thrown into investigations and high risk. In addition to this, using our example above, if you don’t have foreign qualification, certificates of good standing from both states, and a BUSINESS LICENSE from both states, immediate investigations, and red flagging occurs. Any phone numbers associated with your business, or listed on your business credit profile, MUST BE 411 REGISTERED! If not, your profile again, is thrown into investigations and high risk.

Many aged shelf company providers on the Internet, do not tell you all of these facts, and they also do not help you acquire a company that has been properly set up to have a good business credit profile. More often than not, you as the consumer are mislead by these providers. When you see a guaranty of CASH credit, lines of credit, and so on, question it heavily, and request full proof of this from the vendor. Most likely they won’t provide you with proof, as they don’t have it to provide. As mentioned before, no one can guaranty you anything, and if they do, they are breaking the law. What they should tell you is that they will try to help you acquire the funding, and that they don’t, and won’t guaranty you how much CASH credit that you will receive, or when you will receive it at all since a bank won’t do that until you have actually been approved successfully. In the years prior to 2007, it was possible to get CASH loans, lines of credit, and credit cards for a business without much concern for the business owner’s personal credit, but since 2007, this has all changed, and the criteria for obtaining this type of business credit is much more difficult, even for those persons and businesses that have good credit. Every week we are finding that lenders are tightening up more and more, and that the criteria are being made really stiff, to prevent people from walking away from their personal and business responsibilities. Yes funding is available, but not without a personal guaranty. If someone tells you otherwise, you are being mislead. In addition to the above, no company, including ours, can actually create, modify, edit, or delete anything from a D&B business credit profile. D&B actually does this internally, and no single person or company outside of D&B has any access to their central and internal databases. You can purchase D&B products and services to monitor and add information to your business credit profile, and obtain a free or paid D-U-N-S business credit profile number, but it is D&B that finalizes it, verifies it, and so forth. Packages for opening, maintaining, and monitoring a business credit profile can only be obtained by D&B. Again, no person, entity, business, or otherwise, including our company, can build a business credit profile. We can assist D&B in doing this with the use of their products, and providing them with accurate information, and that is all. The rest is up to D&B directly. Even so called unsecured funding, is still going to be scrutanized, and may still require a PG, which most people won’t tell you. It won’t necessarily fall on you personally, but, there are restrictions on it, and you need to make sure you know what is involved. The real hard cold and truthful fact is, if you are looking for something FAST, and QUICK, you will always fall into the aged shelf company trap every time. If on the other hand, you want to take your time, do things right, and legally, then you won’t fall for false guarantees. We’ve seen so many people fall into that trap, and it is disgusting, and just plain wrong. Don’t be fooled by these false claims. Be very careful out here on the Internet. Remember, seek the professional advice of a certified attorney, certified banker, certified accountant or certified financial advisor before just purchasing an aged shelf company with established credit, or for that matter, anything that sounds too good to be true. In fact, if it does sound too good to be true, it usually is just that. Also, don’t ever pay outrageous prices either, for what sounds like a quick fix. Do your research, and do it carefully.

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Posted in Computers & Internet, Corporate Affiliate And Reseller Programs, Corporate Business Credit, Free Software Programs, Frequently Asked Questions, GSCSC Inc, Global Software & Computer Solutions Centers Richard Goddeau, Global Software - gscsc.net - RICHARD GODDEAU GSCSC, Global Software GSCSC, Global Software Inc, Global Software Inc Www.gscsc.net Richard Goddeau, Global Software Richard Goddeau, Global Software gscsc.net Richard Goddeau, Goddeau, Home Based Business Opportunities, Marketing Services, New Press Releases, New Services, News, Personal Credit, Richard Goddeau, Richard Goddeau - Global Software & Computer Solutions Centers, Richard Goddeau Athens New York, Richard Goddeau Carson City Nevada, Richard Goddeau GSCSC Global Software, Richard Goddeau Global Software Athens New York, Richard Goddeau Global Software Carson City Nevada, Richard-Goddeau-Gscsc.net, gscsc-richard-goddeau | No Comments »

New Offer From GSCSC, Inc.

Thursday, January 22nd, 2009

Welcome to the GSCSC, Inc. Website, and welcome to the GSCSC, Inc. Website Blog. In this week’s article, we will be presenting a combo package. This package includes:

1. An aged shelf corporation or LLC.

2. The Amex/MC/Visa Credit Card Program.

3. Choose from our Silver or Gold packages. Call for new pricing.

This program will only be offered for three weeks. The easiest way to obtain a corporation or LLC is by enrolling in our credit card program. Once you obtain your credit cards, you can easily obtain a corporation or LLC of your choice.

No guarantor is needed for the credit card program. That service is included. The credit card program, due to its popularity, will be offered for a while longer, but will terminate with written notice to all resellers, and clients alike. Call us toll free for more details.

(800) 922-5170

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Tags: aged shelf corporation and credit cards, American Express, Amex, business credit, business credit profile, business credit profiles, Corporate Business Credit, credit card program, credit cards, MasterCard, MC, Visa
Posted in Asset Protection, Corporate Affiliate And Reseller Programs, Corporate Business Credit, Frequently Asked Questions, Marketing Services, New Press Releases, New Services, News, Personal Credit | No Comments »

Real Estate Credit Program

Sunday, December 7th, 2008

Welcome to the GSCSC, Inc. website and the GSCSC, Inc. website blog. In this weeks article, we will be presenting you with the Real Estate Credit Program. GSCSC, Inc. is proud to announce the release of our Real Estate Credit Program to our clients and resellers. This powerful program, even with a shaky, unstable, and uncertain economy, and credit crunch crisis, and financial crunch crisis, can assist you in becoming a very successful real estate investor. You may be asking, “How can this be done?” By following this program, and the training that it offers, you can do this very easily.

We have updated the program from our previous classroom based methodology to a more modern methodology, and we are proud to introduce our advanced methodology of becoming a successful real estate investor to you. Using these techniques, and one of our aged shelf companies with established real estate credit lines, even a novice real estate investor can succeed. Here is our program.

Real Estate Credit Program

Aged Shelf Corporations with Established Credit

Aged shelf companies or aged shelf corporations can offer a business owner a large increase in borrowing power as well as enhanced credibility for their businesses when talking to customers and lenders. The law says that a corporation is a legal person separate from its owners, and thus the ability to be able to have a personal credit profile, and a business credit profile at the same time. As we have stressed to our clients, having two personal credit profiles and using CPN numbers is illegal. The only true way to have more than one credit file is by using your personal credit files, and those by which you obtain by opening up a new business. File segregation is illegal. Again, you cannot have more than one personal credit profile. You can however, have more than one corporate business credit profile, each under a distinct business name, as each corporation or LLC is its own person. We’ve made this clear from the beginning.

The age of the owners do not necessarily correspond with the age of the companies which they may open, and by law, they do not have to correspond, as they are different persons. For example, when the H.J. Heinz Company advertises that it was established in 1869, it does not mean that all of the shareholders are well over 100 years old. It simply means that the company was filed in that year. You can take full advantage of similar credibility benefits when you are advertising to your customers. The age of your company can give greater credibility to customers and lenders than a business that was recently established. So, acquiring companies with established credit and existing credit lines can give the business a big financial boost.

GSCSC, Inc. offers many such corporations and LLCs to its clients. There are many aged Nevada shelf corporations, Delaware corporations, Wyoming corporations, offshore corporations and Canadian Corporations available. The most valuable companies for building a business are aged shelf corporations with established credit. These are companies that already have corporate credit scores and established relationships with lenders.

GSCSC, Inc. has developed and setup a special package and program that we offer to our clients that includes an aged shelf company where we can arrange contact with our lenders who, upon approval, can arrange up to $1 million in real estate credit for real estate purchases. Also included is real estate training, consulting and a supplemental credit building program. The additional credit building program helps our clients to obtain additional CASH credit lines once the business credit profiles, credit scores and credit ratings have been established. The $1 Million real estate credit line is already established, and once the client completes the manditory training, which takes 2-3 days, they may begin using the real estate credit line, even before the business credit profiles are completed. Our Aged Shelf Company with $1 Million real estate Credit Package includes the following items as shown here:

$1 Million of approved Real Estate Credit for Real Estate purchases through your corporation or LLC – You will receive an aged shelf corporation or LLC. The corporation or LLC is a 5 year old clean, clear entity, No Revoke Status, and No Reinstatement Status, and this is provided to you in writing when you obtain your company.

You submit valid real estate purchase proposals for funding. You can receive up to $1 million in secured real estate credit for real estate first mortgages by a lending institution. Plus, we have established key relationships with many additional private lenders who are willing to lend to corporations as well as individuals. Naturally, the lender will first need to verify that the property value will support the loan amount and that the loan is safe for the lender through approved underwriting before each transaction is funded.

We have arranged millions of dollars in credit and financing for clients. HOWEVER, NATURALLY, THERE IS NO GUARANTEE THAT ANY PARTICULAR TRANSACTION WILL BE FUNDED. THE DISTRIBUTION OF THE REAL ESTATE CREDIT LINE IS SUBJECT TO APPROVAL OF LOAN SAFETY BY THE LENDING INSTITUTION AND THE PRIVATE LENDER(S) THAT WE WORK WITH.

One-On-One Training - We send an expert who has earned over $1,000,000 in real estate to your home town to train you how to use the approved real estate credit lines and how to make the most money investing in real estate. This is a comprehensive, in-depth 2-day training program and is manditory in order for the client to begin using the established real estate credit lines. This is not classroom training. This is individual one on one hands-on, face-to-face training in your home town.

The personal real estate trainer will look for properties with you, will show you how to put the offer together, usually with little to no money out of your pocket, and how to make the most money investing in real estate.

The Founder/President and highly trained management staff of GSCSC, Inc. has been offering this program to clients since 1994. Every single client who has participated in the one-on-one training program has been extremely satisfied.

Whether you are a new or experienced real estate investor, we are more than confident you will be very satisfied with this one-on-one training program. Other than the expenses incurred for the purchase of this powerful program, there is only one additional expense that you must come up with. You will cover the trainer’s travel and lodging fees. The reason for this is that whether the trainer needs to walk across the street to get to you, or travel across the country, we want to make sure you have the minimum expense and we do not want to mark up the cost for everyone because the travel costs vary. A typical cost may be six hundred for round trip tickets and two hundred a day for hotel and food. So, the cost is very minimal.

Additional Credit Lines for Non-Real Estate Purchases – An assigned corporate credit builder coach, will work with you to build your corporate credit reports. This also includes a structured program with a toll free support line. Your credit coach will work with you directly, one on one, so that you can use, tailor, and build additional credit for your needs.

Personal Credit Builder Program – This program is included at no additional cost when you purchase this powerful program. If your personal credit scores are not high enough to qualify you for CASH FUNDING from traditional credit lines, this program will help you to meet those requirements. This program is offered free to clients for a limited time only. Be sure to check our blogs often to see the latest specials being offered by GSCSC, Inc.

For a limited time only, when you purchase an aged shelf company with established real estate credit lines, you will also receive a FREE package of five (5) VALID, VERIFIABLE TRADE REFERENCES with your purchase. We will establish the relationship for you, make purchases, and pay them off, and thus provide you with a means of obtaining an 80+ PAYDEX credit score on your corporate business credit profiles. If you already have an existing business, these trade references can be used to further increase your corporate business credit scores and corporate business credit ratings with D&B, Experian Business, and Equifax Business.

Package Price: $34,686.00 Limited Time Offer.

How does the program work?

After the lender has successfully verified the value of the property securing the loan, and the lender has approved the transaction through standard underwriting practices and procedures and sufficient loan safety, up to $1 million will be wired into escrow on a deal by deal basis for the purchase of real estate or other secured items. Again, this is not a guarantee. Funds are disbursed only after a lender has fully agreed to finance a particular transaction for the client. Credit is also available for a wide variety of business equipment, automobiles and other items that can be tailor made for your needs that can be obtained as part of the corporate credit builder program and as part of the corporate credit coaching program.

Real estate financing is available for residential, commercial, raw land or other real estate as well as other secured property or equipment. Your Personal Real Estate trainer will show you how to prepare acceptable offers to purchase property using the real estate credit lines and the additional corporate credit lines established on your company. The trainer will also show you how to prepare offers that do not specifically require a cash down payment, and much more.

Will the corporation or LLC have a Dun & Bradstreet D&B number and PAYDEX credit score?

This is a common question that we get asked every day by potential clients. The answer is yes. A D&B number, submission for a PAYDEX credit score and credit ratings and tailoring additional credit built for your specific needs is acquired as part of the additional credit lines support program, offered to you in the credit builder program.

Can I use the funds any way I want?

This too, is a common question that we get asked every day by potential clients. This depends on what you want to use the funds for. If the transaction makes business sense for both you and the lender, and it is within reasonable safety parameters, yes. The money will be wired into escrow to purchase items such as real estate or it may be paid directly to the corporation or LLC from which you are purchasing other items. The lender has great flexibility but no successful lender will blindly wire a million dollars of CASH into your bank account without first taking a look to be sure that there is sufficient value to secure the loan. All of the clients currently enrolled in this program who have followed the instructions taught in the one-on-one training course and who have followed the advice of the Trainer have been able to obtain CASH financing for real estate purchases.

Can I borrow money without using my own personal credit?

Yes. The secured credit lines are available with 100% corporate credit without regard to personal credit scores, depending on lender requirements. Alternatively, the underwriter may have you combine the company’s strength with that of your own to boost your borrowing power. Naturally, this is subject to the safety of the loan to the lender. Some lenders that we use will require this be done with the use of your personal credit, while others that we work with may not. So it’s up to the lender.

How in the world can you and your company do this for me with today’s tight credit market?

We have direct access to a very strong, stable lender who has, for many years, built up a very robust network of private investors who invest money in real estate mortgages. So, rather than working directly with traditional banks, our lender funds the line of credit distributions directly from its vast network of private investors. In one of our recent website blogs, we discussed hedge funds, and offshore banks. This is one of the vast number of resources that GSCSC, Inc. taps into for this program.

Can I use the real estate credit and corporate credit to purchase the corporation or LLC from you, or pay for it on the back end of a CASH credit line that I obtain?

Absolutely NOT. You must purchase the corporation or LLC with your own funds. We’ve been burned in the past doing things like this before. As a business owner, you need to prove to us and to our network of lenders that you have put some investment and capital of your own into the startup costs of your business. It is one way to show us that you are serious, and that you take real estate investing seriously.

Can I put some of the cash in my pocket?

There are specific ways to structure property purchases so that you are able to receive cash back in your pocket from the purchase of property, though this is not guaranteed. The methods used for doing this will be taught in the real estate training course that comes with the program.

Who approves of the loans and real estate or other purchases that I will be making?

The real estate training course will show you exactly how to make acceptable offers and exactly how to structure them, and the lender approves of the financing transactions.

Do you and your company provide real estate investments for me that I can purchase using the corporate credit established on my company?

We get this question asked by potential clients all the time. Whereas you can use the real estate based funds provided by the real estate credit lines to purchase any acceptable piece of real estate from a potential Seller, investments that have been pre-screened by the course instructor of the course are often available if desired. This is offered as a convenience only and, you are not required to purchase these properties. You can use the funds to purchase other properties that you find apart from those offered in the course. In addition to this, GSCSC, Inc. also has available, Safe, Secured Notes, which you may also acquire. Ask one of our representatives about our Safe Secured Notes Program.

What kind of real estate can I buy?

With this powerful real estate credit program that we offer our clients, you may purchase these forms of real estate as shown here:

Residential Real Estate.

single family Dwellings.

multi-Family Dwellings.

commercial Real Estate.

foreclosures and Raw Land.

single Family Foreclosures.

Multi-Family Foreclosures.

Developments and Rehabilitations including the associated materials and labor costs. Complete details are taught in the manditory real estate training course.

Government Subsidies Where Possible, including HUD houseing, Low Income housing and more.

Can I obtain 100% financing without taking cash out of my pocket to purchase properties?

Yes. The methods in which the 100% financing is structured are taught in the real estate training course when you obtain one of these packages from GSCSC, Inc..

Can I get more than $1 million in real estate credit?

No, not right away. The initial maximum granted on each company is for $1 million subject to review of the value of the real estate and lender underwriting procedures. By following the training that you receive, you can learn how to increase the amount that can be borrowed. We do make limited exceptions to this rule if a deal is properly structured, and it holds sufficient value to support the increase. In some cases, we extend the real estate credit lines when clients show a perfect pament history over a period of time. Usually clients will have to establish a good working relationship with us and our lenders to support increases in the real estate credit lines.

Do I have to have business credit profiles created in order to use the real estate credit lines with my company?

No. The real estate credit lines are already established on these companies, and do not require a D&B, Experian Business, or Equifax Business credit profile. However, we will assist you with reporting these credit lines to those business credit profiles when it is time.

Once I have enrolled in the real estate credit program and receive my company, when is the credit line active?

When you have enrolled in the real estate credit program, and paid for your company and received it, the real estate credit lines are already established and are active. However, before you are granted access to the credit lines, you must participate in the approved training that is provided to you in the real estate credit program.

What are the interest rates on the real estate credit lines?

It depends on the market and the current government rates at the time of funding. It is the same answer if someone were to ask you, How much does a car cost? It depends. It depends on the market interest rates and the risks of the loan you are applying for. As of this writing, low-risk loans, where the corporation or LLC will be used to help you purchase a home in which you will reside, interest rates are currently 5-8%. Medium risk loans, such as short-term rehabilitation financing are 9-12%. High risk loans can be thirteen to twenty-four percent. High risk loans may be for properties near hazardous areas or for high-risk short-term construction. It also depends on the state in which the property securing the loan is located because there are different interest rate requirements in different states. The numbers listed above are examples only. Because of the interest rate variations over time and other factors we do not make promises on what the interest rates our lender(s) will charge in the future.

Can I use the real estate credit to refinance properties that I now own, such as my home, or rental property?

Yes. This is available to our clients, even for your own homes that you own or rent out. When you purchase this package your Personal Trainer will show you exactly how to do this and how to properly structure the deal and how to get this type of financing.

Can I build credit on a corporation or LLC I already own?

Yes. We currently offer a custom program where this is possible but it would take a much longer period of time to complete, and would cost about the same as purchasing an existing corporation or LLC with the real estate credit lines already established on the company.

Can you prove that other client’s corporations or LLCs have been approved for the real estate credit lines?

Yes. We can prove that several hundred loan distributions have been made to our clients under this powerful program. We have letters from the lending institution which can be provided to you as an example only, that has approved the $1 million real estate credit line, subject to real estate funding proposals that pass their underwriting procedures. The lender and its network of funding sources will work to obtain preferable rates. Though the amount has been established, naturally, the lender will need to be absolutely sure that the property value will support the loan and that the loan is safe to the lender before distributions are made.

Do you have other clients who have done this successfully?

Yes. One of our clients in Tampa Florida, and one of our clients from Washington D.C. started out with nothing and each of these clients indicates to us that they now have built a $6 million net worth by following the training that they received from GSCSC, Inc. under contract with our course trainer. Two other clients in Florida and Delaware indicated that they purchased $450,000 in business equipment within the first two months of receiving their packages. Another client of ours retired was a state worker and is now a full time active real estate investor, even at this time. A client in California is earning more money on his part-time activities than he is making on his current job, and he is currently one of our resellers of this program. Naturally, results vary from client to client. The program will only work for you if you do and follow the real estate training methods and techniques provided to you in this program.

What percentage of your clients are successful?

We are told by the head course trainer that 87.3% of the clients who have gone through the real estate training programs that we provide our clients with, are engaged in one or multiple real estate transactions, according to the course trainer. The few remaining people are either in the process of acquiring deals or have not put forth the required effort as taught in the course by the trainer.

Can I trust you and your company?

Absolutely! We have been in business since 1987 first as a sole proprietorship, and we fully incorporated the business in late 2000 and we are wholly committed to your success. We have a strong incentive for you to be successful for three main reasons. These reasons are:

1. Taking care of our customers is the right thing to do.

2. It makes business sense for us because most of our business is through word of mouth referrals from happy customers. And,

3. When you are happy you will be more likely to be a repeat customer of GSCSC, Inc. Our goal is to satisfy your needs and to have a long-term relationship with you. That is why we fully disclose that the funding is subject to one of our associated lenders approving each transaction and we do not guarantee financing of any particular transaction to any client in our real estate credit program.

What Will I Learn From the Training Course Associated With the Company that I am purchasing from you?

GSCSC, Inc. has contracted and setup a key relationship, established with one of the most professional and profitable real estate investors in the nation. Neil Auricchio, will teach you the very basics of purchasing real estate, right up to the most advanced techniques in the industry for purchasing real estate in a shaky economy. Purchasing real estate in the traditional sense, in today’s current market is outdated investment practice, and if you are using these outdated techniques, you probably have been turned down by most major lending institutions, especially for real estate transactions. You will learn the strategies and techniques that Neil Auricchio uses, to invest in real estate and it will help you become successful, even in the current credit crunch, and economic crisis that we are now in.

Do You Have Testimonials from Existing Clients?

Yes. We have actual written letters from clients/students who have used the real estate credit program and students who have attended the courses. In some cases, we can also allow you to speak directly with the head course trainer, but this will require advanced notice.

I have a particular property I want to buy. Will your real estate credit program work for me to acquire it?

Just about any real estate transaction can be funded directly through this program if there is sufficient safety to support the loan. One of the biggest mistakes a novice real estate investor can make in this program or any other real estate investment program, however, is to fall in love with one specific property. Many of the most successful real estate investors in our program make several offers every week. What our program can do is to tell you if the deals you have in mind are or are not to your benefit. The very experienced consultant that comes to you with the real estate credit program will help you sort out the good from the not so good real estate transactions.

Moreover, the training course tells you where to find the most profitable transactions and how to properly structure your offers. Very experienced and very new clients consistently say they enjoy tremendous benefits from the training and consulting that GSCSC, Inc. provides. We suggest that you watch the DVD training courses that we provide you or attend the live courses prior to using your consulting time so that you and your consultant will be on the same page. The difference between this real estate credit line and a traditional line of credit obtained through a traditional bank is as follows:

With a traditional line of credit an appraisal and loan safety analysis is performed before the line of credit is granted and usually requires a personal guarantee from the business owner, especially now with the current market the way that it is. Its unfortunate that most traditional banks have stopped funding real estate purchases.

With traditional credit lines, loans, and most credit cards, especially in today’s current market, a personal guarantee is always required by the credit granter.

With this program, since the property is presented to the lender after the conditional credit is presented, the appraisal and loan safety analysis is performed afterwards, and the portion of the available credit line is allocated to the particular project if and or when the appraisal and loan safety analysis is favorable to the lender granting the loan.

Will my personal credit score be involved in the real estate transaction and how will it affect the decision?

Your personal credit score is not necessarily a part of the approval process. Depending on which lender that we use to acquire your funding, they may or may not choose to use it. If the underwriter asks for it, it may or may not be used so much for loan qualification purposes as much as it is more likely to be used to verify the integrity of the person who controls the corporation or LLC. In other words, if the president or manager of the corporation or LLC has bad credit it does not necessarily affect the loan approval, depending on the lender’s specific requirements. However, if the person or persons who control the corporation or LLC have a continuous pattern of fraudulent activity that has resulted in fraud judgments being placed on the personal credit reports of the individual or individuals controling the company, then it would likely be a matter of honesty. So, bad personal credit may or may not have as much weight in the decision, depending on the lender’s requirements, but habitual lack of honesty does. Your credit reports will be looked at to further help us to validate that you are who you say that you are, as we must abide by standard lending practice and lending procedures with respect to the real estate credit lines established on your company.

How long does it take to get a transaction financed with this real estate credit program?

We get asked this question on an every day basis by potential clients. Soon after the lender is satisfied that there is sufficient loan safety to secure the loan, and the lender is willing to fund the transaction. We do not make promises on the time that it will take to close a loan, however, the loans tend to close faster than those of traditional lenders. Adequate time is needed to analyze the transaction for lender safety. Remember to give yourself enough time in order for the lender to properly perform the due diligence required. The lender will not bypass the required loan safety procedures simply because you are in a hurry to purchase a specific property. They will not forgo underwriting guidelines and procedures because you will lose the transaction if they don’t fund it on your timetable. They will not bypass security guidelines and procedures because you will lose money that you have spent for earnest money, appraisals or other items. They will only fund the transaction when they are satisfied with the loan safety and when the lender is satisfied that it is safe to fund the transaction. So, give yourself sufficient closing time to allow for this need. Here is just one example of a property that was just financed for one of our newest clients during the last week. This client just started with us about one month ago, and we financed this deal.

Client: Offer was made where the corporate real estate credit line provides cash for a first mortgage on a property in Arkansas.

Seller: Seller of the property carries back a second mortgage. We can provide you with sample contracts showing you how to make such offers when you enroll in our real estate credit program.

The 1st mortgage loan was 50% of the purchase price of the property being purchased. Up to 80% of the value can be financed under the right circumstances and if the lender feels that the loan is safe to grant to the client.

The 2nd mortgage loan payable directly to the seller of the property was the other 50% of the purchase price of the property that the seller was selling to the client.

The corporate real estate credit client was able to purchase the property for little to no money out of his pocket. Here is a perfect example of a real estate deal that will probably not get financed under this program:

Client wants to buy a property he or she has been interested in FAST. Purchase price $500,000.

Client wants to close in seven days, and Client has put earnest money up for the transaction, and Client is in contract with the Seller of the property.

Client wants to borrow the entire $500,000, and needs to do something FAST or the Seller is going to pull out of the deal and Client will lose the earnest money and other money that was put up for the deal.

Client needs funds in 24 hours, 1 week, or IMMEDIATELY.

Client also wants to borrow $150,000 to fix up the property in order to flip it and sell it fast.

Client states that its a good deal and Client does not want to lose the property, and Seller is upset about how long it is taking to close the deal with the Client.

Client wants to borrow $650,000 on a $500,000 purchase price. (See A Problem Here?)

Client says the property is worth $1 million.

The property may be worth $1 million in theory, but appraisals are done based on actual prices and not what prices should be. So, with this purchase in mind, we now have a comparable of $500,000 in the marketplace by which other properties in the area will be appraised. Though we, as real estate investors, can argue this point until we are blue in the face, lenders usually make and approve loans based lower than what the appraised value or prospective purchase price is and not based on what the purchase price could be or should be. Not that there are not exceptions to this rule; but expect this rule to be followed by the lender in most cases. Remember, we are not dealing with old real estate purchasing techniques, we are doing things differently now.

Major Benefits To The Program

Here are the major benefits to the Real Estate Credit Program offered to you by GSCSC, Inc. These benefits include the following:

Enhanced Credibility – When advertising, customer trust is enhanced when statements such as: “We have been in business since”…, are used. This program offers enhanced credibility to you and your clients.

Corporate Credit – Much easier when establishing credit with banks, suppliers, investors and venture capitalists. This program provides you with a rock solid, comprehensive, in-depth corporate credit building, and personal credit building strategy that can enhance your borrowing abilities with most lenders, even in tough times.

GSCSC, Inc. has a list of established companies that are available for immediate purchase. The companies are sold on a first-come, first-served basis. There are corporations available that have established bank accounts and established real estate credit lines. The companies are free from tax or legal liability. One exception may include California corporations where an annual franchise fee is due on the company each year.

The real estate course trainer has a multitude of clients who are involved in one or multiple real estate transactions using their companies that were acquired directly through our service. Our real estate course trainer has also purchased several of these entities for his own use as well.

One of the biggest parts of the program is education. We are offering a corporation or LLC and training on how to use it to successfully buy and sell real estate. Our program is unique and to our knowledge as of this writing, an identical program of this nature is not offered by any other organization anywhere else.

There are specific expenses that we incur on your behalf when we provide you with the corporation or LLC and the associated training and consulting services. Because these expenses are not recoverable by us once you enroll in the program and acquire the company and its benefits, they are NON-REFUNDABLE items. To fulfill some loan requests for our clients,the loan may be referred to third parties. The loan fulfilled through the third party may or may not require use of the company that is being purchased through this program. We will strive to satisfy your needs to the very best of our ability within the scope of our program. Be absolutely sure that you’ve made a well thoght out decision before enrolling in this program. GSCSC, Inc. clearly states that this program is not for everyone. It is however, beneficial to serious real estate investors that want to continue to build wealth.

GSCSC, Inc. can also provide a credit bureau approved virtual office in any US state and many foreign jurisdictions including an address with mail forwarding, telephone number and fax number. All companies are supplied with a toll free business number as well. Nominee officer and director privacy services are also available so that your confidentiality can be maintained. GSCSC, Inc. offers its clients the strongest form of asset protection and privacy protection anywhere. In addition to this, GSCSC, Inc. can provide you with a corporate identity package, and complete web presence. GSCSC, Inc. also provides business marketing services to its clients. Ask us about these services when you call us to enroll in our real estate credit program.

If you would like a blank shelf offshore corporation or LLC, these entities are also available for purchase. We can also establish and setup a US or offshore bank account for your corporation or LLC. You will have online access to your account as well as a debit card. For smaller amounts of money, you will use your debit card for purchases. For larger amounts, you will use the bank’s online service and wire money to those from whom you want to make purchases. GSCSC, Inc. provides the required Eligible Introducer Letter to the banks so that your account may be established without your presence. All you do is provide us with documents, and signatures to verify who you are, and we do all the work for you. It’s that simple. GSCSC, Inc. is here to meet your needs.

GSCSC, Inc. routinely reviews and visits the most advantageous local and offshore banking and incorporation jurisdictions. We have established key relationships with banks worldwide and can tailor make a plan that best suits your individual needs.

Real property prices and real estate lending programs are cyclical in nature. So, as a client you understand and agree that our program may change without notice. We provide service under this program for one year on an appointment, as available, basis. Contact us for more details.

To order an Aged Corporation or Shelf Corporation with Established Credit (also referred to as shelf corps with established credit or shelf corps with credit or shelf corps with credit lines or aged corporations with established PAYDEX scores), please call GSCSC, Inc. toll free at this number: (800) 922-5170. You may also reach us direct at this number: (775) 297-7250 and speak with one of our specialists who will gladly assist you. You may also request more information by sending an E-Mail to: info@gscsc.net with questions. Please call Monday through Friday between the hours of 9:00 AM and 7:00 PM Pacific Time.

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Wealth Building And Asset Protection Opportunities

Wednesday, December 3rd, 2008

Welcome to the GSCSC, Inc. website, and the GSCSC, Inc. website blog. We first of all want to thank you for the many responses that we’ve had with respect to all of our new blogs, and all the inquiries that we’ve received regarding our programs and services. In this article, we will be talking about Wealth Building and Asset Protection Opportunities.

Wealth Building and Asset Protection Opportunities

Date: Tuesday, December 02, 2008 3:24 PM

In This Issue:

Make Money Now Investing in Notes

Safely Earn 8-18% Per Year

$1 Million Real Estate Credit Program

The Strongest Asset Protection Available On the Planet

Aged Company Special Sale Extended One Week!

Captive Insurance Company – $1.2 Million Income Tax Free

Additional Services Available to Help You Succeed

Make Money Now Investing in Notes

Safely Earn 8-18% Per Year

I looked online today and saw that US banks are paying an average of 3% interest on savings. It is doubtful if this will even keep up with inflation. In other words, not gaining or losing, but you know how the banks work right?

Many of my past and current real estate investment clients are now earning 8% to 12% or even 18% or more investing in notes. So, if you have a spare $50,000.00 sitting around somewhere that you are just doing nothing with during this economic crisis, why not put it to work for you and earn $4,000.00 to $9,000.00 a year?

What is a safe secured note?

One definition of a safe secured note is: “A short-term debt security, usually with a maturity of five years or less.” The notes in which my real estate investment clients invest in, are secured by real estate in a very low LTV (loan-to-value) position. In this way, if the borrower on the note does not pay on the note, the client can easily take over the property and be repaid from the proceeds. The key to the safety of the note is the property that secures the note.

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“GSCSC, Inc. currently has safe secured notes that are available for you to acquire right now.” Contact your local GSCSC, Inc. Reseller for details on how to acquire these safe and secured notes. Available while supplies last!

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Here are some great tips:

1. Only invest if the loan to value ratio is 75% or less. This gives you cushion to make money if you need to foreclose.

2. Don’t pay any more for the note than you would pay for the property if you were seeking a fair bargain.

3. Get proof that the property is insured.

4. Know the property’s appraised value.

5. Only invest in 1st mortgage position.

Here are some examples:

1. If you invest $50,000.00 and hold the note for 5 years at 8% per year, you’ve earned $20,000.00 and have turned $50,000.00 into $70,000.00.

2. Let’s say you invest $50,000.00 in the same 5 year note. You earn interest for three years, earning $12,000.00. The real estate securing the note is worth $100,000.00. You stop receiving payment, so, you foreclose and sell the property. Let’s say the foreclosure cost $2,500.00 and you pay $7,500.00 in real estate commission fees, for a total expense of $10,000.00. You have now earned $50,000 and have turned $50,000.00 into $102,000.00.

So, even if the worst thing happens, you stop receiving payment, you may stand to earn even more money.

The recent mortgage crisis happened because lenders were lending up to too high a percentage of the value of the property. I firmly believe that if the rules mentioned above would have been followed, the recent financial situation would not have occurred.

Our mission at GSCSC, Inc. is to “Protect and Grow the Finances of Our past and current Clients.” I know of no better way right now to grow finances in a safe, secure manner than to invest in secured notes.

GSCSC, Inc. currently has safe secured notes that are available for you to acquire right now. If you are interested in investing in safe secured notes, call your local GSCSC, Inc. Reseller for more details or call a GSCSC, Inc. Secured Note Representative at: (800) 922-5170. For more details, send email to: info@gscsc.net, and someone will contact you back within 24 hours.

$1 Million Real Estate Credit Program

Has the current recession and credit crunch crisis taken away your major investment avenues? With the downfall and future uncertainty of the stock market and most other investments available, where can you turn to generate large profits quickly during this recession and current credit crunch crisis?

GSCSC, Inc. proudly announces the $1 million real estate
credit program which was specifically designed to help our clients successfully invest in real estate.

The $1 million real estate credit program is a unique program that we provide to our clients where we arrange up to $1 million in financing for real estate purchases with a private network of investors. In addition to the financing, the program includes personalized training on how to invest in real estate by a millionaire real estate investor and trainer, which is necessary to help an entrepreneur succeed.

“This personalized training is not DVD or classroom training,” states Richard Goddeau, Founder/President of GSCSC, Inc. “This is real world hands-on training and it’s individualized to meet the needs of the client. GSCSC, Inc. absolutely refuses to put together a classroom training section to this program as that would only gain mediocre results for our clients. There are plenty of classroom, DVD and online training programs available out there today, but if you are truly serious about getting solid results and making money investing in real estate, then you need personalized hands-on one on one training in real life real estate investing situations, by an expert that understands exactly how real estate investing truly works and how to succeed. This is exactly what we provide to our clients.”

We also offer a reseller program for those who want to make money selling this program to others. Some of our resellers are making over $100,000.00 a year with this program.

How does GSCSC, Inc. accomplish a 100% satisfaction rate with this program? The answer is simple. We do it by putting in place a complete package for the client that includes resources no other company in the nation is offering. Here’s what you get:

1. An aged shelf company for the client to obtain corporate business credit with.

2. $1 million of secured real estate credit for investing in real estate. Must be used for real estate only.

3. Personal one-on-one training in your home town by a millionaire real estate investor and trainer.

4. Additional credit lines for non-real estate purchases once business credit profiles are built.

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“Some of our current resellers are earning over $100,000.00 a year reselling this program.”

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How does the program work?

The client receives an aged shelf corporation or LLC. This provides them with the ability to use corporate credit separate from personal credit and asset protection for their investments and personal assets. With the help of the personal trainer, the client submits real estate purchase proposals for funding. They can receive up to $1 million in secured real estate credit for real estate purchases by a lending institution. In addition to this, GSCSC, Inc. has established and maintains key relationships with many additional private lenders that are willing to lend to our clients when they find lucrative real estate investments. These private investors help the client avoid the road blocks that most traditional banks now place on real estate investors. If you are not sure that these restrictions and road blocks are limited to one type of investor, try applying for credit, and see what happens when you do it.

GSCSC, Inc. provides clients hands-on training by sending successful real estate investors to the client’s home town that will help clients find lucrative real estate properties that generate a positive monthly cash flow. These trainers also help the clients negotiate the deals, including obtaining better prices, low or no down payments, better financing terms and even government subsidies where available.

Using this powerful combination of an aged shelf company, corporate business credit rather than personal credit, using a personal real estate investing trainer and the network of lenders and investors eager to fund lucrative real estate bargains, the client has a powerful team in place to help them close deals and begin making money right away.

GSCSC, Inc. notes clearly here that this program is not for everyone. We will not offer this program to someone that does not follow the guidelines and training necessary to succeed or for those that choose poor real estate properties to invest in. This is not traditional real estate investing tactics, but a more modern method to obtain the results that you are looking for. The client must follow specific guidelines as set forth by our investors.

In order to continue making the program a success for all of our clients, it’s imperative that every client succeeds and there are steps necessary to follow to ensure that every client becomes a successful real estate investor. “This is yet another example of why we don’t use the classroom or DVD model with this program as we did in the past,” emphasizes Mr. Goddeau. “With the classroom or DVD model that we used with clients prior to releasing this one, there was no way to properly prove and ensure that the client not only understands how real estate investing works, but helping guide them through real life real estate deals from beginning to end as well was nearly impossible to do.” This issue has now been addressed by this new model, and works well with those real estate investors that truly know a good program and opportunity when they see it.

Some of our clients choose not to use the program for themselves right away, but rather resell the program to people that they know that could benefit from it first. The advantages to this strategy are that they could make a great deal of money as a reseller and even use some of the profits from reselling to pay for the program for themselves at a later date. This also gives the client the ability to test the new model and program on someone before they invest in it. The reseller program is solid and has been tested to ensure results for our clients.

With the recession closing down most available business opportunities for everyday investors and blocking the opportunities for entrepreneurs to start new businesses, GSCSC, Inc. has found a solution that not only survives during the recession but thrives in it as well.

For more specific and detailed information about the GSCSC, Inc. $1 million dollar real estate credit program, including the opportunities available to you as a reseller, request our program brochure. To begin a faster journey towards becoming a successful real estate investor, please call GSCSC, Inc. at: (800) 922-5170 right away.

The Strongest Asset Protection Available On the Planet

“If you or your family have personal and business assets, including cash, stocks, bonds, property, businesses and inheritance, then you are vulnerable to losing everything you own by a single lawsuit or judgment brought against you,” warns Richard Goddeau, Founder/President of GSCSC, Inc. “Everyone is vulnerable and your assets can be taken away in a split second by one simple court judgment brought against you. If you have built up substantial assets in your business, and also have substantial assets that you gained personally, you will want to protect them at all costs.

GSCSC, Inc. has helped many thousands of clients with asset protection and privacy protection services including business executives, medical professionals, attorneys and everyday people like yourselves, just trying to make a living and build a nest egg. One of GSCSC, Inc’s clients included a surgeon who was in the middle of eight breast implant lawsuits after it was found that silicone had leaked from implants due to the manufacturers’ design. This manufacturer had to file bankruptcy. Since the manufacturer was no longer available to be sued, the lawyers went after the surgeon himself, though he wasn’t at fault. He enrolled in our asset protection and privacy protection program.

The surgeon had to file bankruptcy to clear away the lawsuits. Beforehand, however, his personal and business assets were under the jurisdiction of a licensed and bonded foreign trustee outside of the United States court’s jurisdiction. The trustee refused to release the funds to the surgeon’s legal enemies. As soon as the bankruptcy removed the debts and liabilities of the surgeon, the foreign trustee released the funds back to the surgeon.

The advantages of setting up an asset protection based and privacy protection based Cook Islands trust compared with a domestic trust are the powerful asset protections and privacy protections that the Cook Islands trust provides to the holder of the trust. With a domestic trust, the trust is required to follow the orders of the U.S. judge and if these orders include turning over the trustees’ entire assets to their legal enemies, then the trust must obey the orders of the judge. The Cook Islands trust however is not required to obey the orders of the U.S. judge and the Cook Islands offers a host of additional protections services for the trust that simply do not exist anywhere else in the world.

These days, you can never leave anything to chance when it comes to protecting your personal assets and your business assets. A stranger, business partner or even a best friend can very quickly turn into your worst enemy when an accident or business dispute occurs. If you have family, especially children, just imagine all of the trouble that they can get you into as well. Simply put, you need to protect yourself and your business before it is too late.

For more information about offshore trusts including the Cook Islands trust, please feel free to call GSCSC, Inc. toll free at: (800) 922-5170 or contact your local GSCSC, Inc. Reseller for more detailed information.

Aged Company Special Promotion Extended One Week!

Our Clients Asked for an Extension and We Are Listening to them! For a limited time, get an 11% Discount on Aged Shelf Companies – Expires December 9th, 2008.

We received a lot of calls over the last week from clients asking if we could extend the time period for our aged shelf company sale, due to the holidays.

GSCSC, Inc. is extending its 11% discount on all of our aged shelf companies, even our offshore aged shelf companies. Take advantage of the benefits an aged shelf company or aged shelf corporation provides during this limited extension special offer. Now is the time to build corporate business credit.

Captive Insurance Company Formation

How to Get Tax-Free Income on 1st $1.2 Million of Your Earnings. Is this possible?

You may have heard about captive insurance companies and what tremendous tax and money saving strategies they are for major corporations. In fact research shows that about 80% of the S&P 500 companies own one or more captive insurance companies. But did you know that they can work very well for smaller sized businesses as well.

A captive insurance company is an insurance company specifically created to insure its parent company. Basically, a captive insurance company is created as a self-insuring insurance company. This is a powerful opportunity for you to save a great deal of money in taxes, eliminate the money you are paying to your current insurance company and instead invest a smaller amount of this money into your own captive insurance company and earn revenue from the
investments the insurance company invests in. What can a captive insurance company do for your business?

Provide a much lower cost for insurance (thus saving you money).

The first $1.2 million earnings per year is tax-free.

Premiums are deductible.

Captive insurance provides coverage for areas your current insurance company may not be insuring you under.

Money from the insurance can be invested in sources that produce income, such as a high yield Swiss bank account.

Offshore captive insurance companies offer you even greater benefits.

For more specific information about forming your own captive insurance company and detailed benefits you will receive by setting one up, please feel free to call GSCSC, Inc. toll free at: (800) 922-5170 or feel free to contact your local GSCSC, Inc. Reseller for more detailed information. This is an exciting new service and program that we know our clients and resellers will love.

Additional Services Available to Help You Succeed!

Managing your estate, including various companies and trusts can be very complicated and time consuming. You may have been wanting to make some changes to your existing aged shelf companies including:

Name changes and updating officer lists.

Handling State Filings Fees.

Office staffing to answer phones or receive packages without having to hire additional employees.

estate planning or tax strategies for this years tax return.

Are you taking full advantage of all of the benefits available to you? Do you need any help making changes or updating your estate? Do you need your personal credit repaired?

You probably already know that GSCSC, Inc. can help you with asset protection, incorporating services, business credit building strategies, personal credit repair strategies and offshore banking services, but did you know we can also help you with many of the smaller tasks including business document filings, setting up office programs including a receptionist to answer phones and sign for packages; without having to hire additional employees, corporate kits, corporate seals, corporate binders, tax reduction strategies, estate planning and much more.

We also provide you with peace of mind by providing a free asset protection checkup to go over your asset protection and wealth building strategies with you to make absolutely sure that you are completely protected. Our core mission is to help our clients not only protect their assets, but grow their wealth as well.

For more detailed information about the additional services that we can provide you, please feel free to call GSCSC, Inc. toll free at: (800) 922-5170.

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Posted in Asset Protection, Corporate Affiliate And Reseller Programs, Corporate Business Credit, Frequently Asked Questions, Marketing Services, New Press Releases, News, Personal Credit | No Comments »

Frequently Asked Questions

Tuesday, December 2nd, 2008

Welcome to the GSCSC, Inc. website and the GSCSC, Inc. website blog. This blog spot is used to answer some of the most Frequently Asked Questions that we answer on a daily basis through E-Mail, by phone, and on our weekly Conference Calls. We will be adding much more to this blog spot section as we compile many more of your questions from E-Mail, your phone calls, and from our weekly conference calls. Check back often, as this blog will be updated frequently. Thank you.

Here is a compiled list of the most frequently asked questions that we get from potential clients on a daily basis. We have tried to break these down into personal credit and business credit questions and answers. If your question is not on this list, please let us know, and we’ll be glad to add it here for you.

What are Shelf Corporations with 80 PAYDEX Credit Scores?

Shelf corporations with 80 PAYDEX scores are business entities that allow you to obtain financing whether be it mortgages or business loans today versus waiting around for years to be able to have a corporation buffer the liabilities based on its good credit history just as if you would a person with good credit. Shelf corporations or shelf companies are merely companies that are formed over a year ago or more, which continue to age for many years and are also known as aged corporations, seasoned corporations or shelf corporations.

Most people neglect to keep these companies up to date, and more often than not, these shelf corporations end up in revoke or reinstatement status, and these companies are more difficult to build corporate credit on. Our aged shelf corporations come free and clear of any tax or other liabilities as outlined in our service agreement contracts.

Below are some of the most asked questions we receive from our web audience with regard to shelf corporations, personal credit, corporate credit and funding. We wanted to place these questions on our website so that visitors, clients, and resellers could have a resource to refer back to, and where they can get the most common answers to their questions. We hope that this covers the majority of your questions. More questions and answers will be added as we compile them from our growing list of questions.

Q: What are Shelf Corporations?

A. Shelf corporations are merely a business that’s been established for a minimum number of years and can vary in aged history. Shelf corporations basically sit on the shelf waiting for someone to take them over and actively conduct business with them.

Q. Are Shelf Corporations Legal to use?

A. Yes, you are basically buying a company or business if you will, that’s all ready been formed and hopefully is free of any tax or other liabilities. Be very careful to select a provider that takes proper care of their aged shelf corporations, as you do not want to buy one of these entities that could have potential re-aging issues.

Q. Can I use a CPN number for building personal credit to obtain business credit since my personal credit is bad?

A. Absolutely NOT. Many people have come to us wanting to build personal credit profiles in order to obtain a high enough credit score to qualify for business funding, small business lines of credit, small business loans, corporate cash funding, business credit cards, personal lines of credit, personal loans, and the like.

Visit our website blog: “Myths Of CPN Numbers”, and our blog: “CPN Scam Alert and Warning”, to see why we do not allow this, and why we won’t work with anyone that has a so called CPN number. They are illegal, and FILE SEGREGATION is not something that we want to be involved with. We run rigorus checks to ensure that potential clients are not using CPN numbers. We use this website to check SSN validation:

http://www.ssnvalidator.com

to see if the age of the client, and the number that they provide, is a proper match. If the age of the number does not match the client’s birth date, then we will not work with the client. Only valid SSN’s are worked on.

Q. How do I prevent Re-Aging by the business credit bureaus and by the banks?

A. In most cases, you cannot do this. However, with our companies, and our “Advanced Methodology” of building corporate business credit, the Re-Aging of the company usually does not occur. Our services that prevent this from happening are superior in the industry. One way to prevent this from happening if you do not have one of our companies, is to make sure that you purchase a company that has never been revoked or reinstated. If for some reason, you have a company that has been revoked or reinstated, we have an in-house process for getting around the re-aging issue of the company.

Q. Why should I purchase an Aged or seasoned Shelf Company from GSCSC, Inc.?

A. You need one of these entities in order to establish a history for your company. If you buy an aged shelf corporation, and it is one that has no liabilities, or re-aging issues attached to it, you can shave years off of the corporate credit building process. Corporate image improves with age, so why should you take years to build that image with a new corporation, when you can do it with an aged shelf company.

Bidding on Federal and State contracts may require your company to be a certain age. Obtaining bank loans is often easier if you can show your company has a history of existance, and also a history of paying its bills on time, and over time. Obtaining corporate credit cards and leases often eases with age. You need to take into account when and how that age will affect what you are doing.

Q. Do you provide just the empty aged shelf corporations with out corporate credit attached?

A. Yes, however we prefer to facilitate a shelf corporation that already comes with a corporate credit package in place with an 80 PAYDEX business credit score. Shelf corporations without a corporate credit rating will not allow you to obtain large rounds of funding like you desire. That is why we provide a whole turn-key shelf corporation business establishment package, and assist you in building your business credit scores and ratings from the ground up. If you prefer to do this on your own, feel free. We will sell you the empty shelf corporation, but be careful how you proceed with building your corporate business credit. One wrong mistake made, and you will blow it.

Q. Why is it that your company prefers to use aged shelf corporations aged for up to 10 years, rather than those that are aged for up to 2 years?

A. Based on our funding experience and the types of funding we are known to facilitate for our clients, seasoned corporations of up to 10 years require little to no documentation for the type of funding we provide. However, be aware with the banks and other lending institutions tightening up more and more, the “No Docs” theory is out for now. You can still obtain the same amount of CASH funding for your business with a shelf corp of up to two years of age, say versus a 10 year old corporation, however, one with more age and mor maturity, and an outstanding corporate credit history are more likely to obtain larger amounts of funding. Don’t get hung up on the years of age, focus on obtaining the financing that you need.

Q. Do you and your company guarantee bank funding or any credit line funding with these aged shelf corporations and do you provide a written guarantee?

A. Absolutely Not! Banks don’t guarantee funding so why would you think that we do? It’s illegal and against the law to guarantee bank funding. We will not just say or tell you the things you like to hear so we can win your business. We are aware that others do it and are making these claims to win your business; and if that is what you want to hear or participate in, we suggest you go there because we don’t play those games here. Based on our funding experience of 18 years combine industry experience; if you have a borrower with a clean credit history, a strong fico score and a strong corporate credit and PAYMENT history, you will tend to see larger rounds of funding. However, we will not and cannot guarantee to you how much you will receive. We do not outsource our funding to other companies; our funding divisions will prepare you and your company for corporate funding. Do not think that this is going to be a FAST quick fix, or something that you can obtain over night; it just won’t happen.

Q. Can I purchase an older corporation older than 10 years?

A. Yes, but there is an additional investment to purchase something older. The amount funded will not change so if you are planning on purchasing one for the sake of getting more money at funding we advise you not to unless you need the age for other related matters in your line of business. You’ll be able to obtain the same amount of money with a corps that’s a little younger. Again focus on getting the money that you need.

Q. Can shelf corporations have multiple owners?

A. Yes, but all partners need to have clean credit histories with NO DEROGATORY items on their personal credit reports. All stake holders of corporations need to have a clean credit history. Ask your self this simple question: If you were the bank would you lend money to someone who can’t take care of their personal debt responsibly, I bet not. The business funding side is a lot different than the mortgage lenders and you will be surprised at how picky they are with their requirements.

Q. Do you provide shelf corporations to everyone?

A. No, we prefer to facilitate shelf corporations to sophisticated serious investors of wealth and seasoned pros who understand the power a shelf corporation with corporate credit will do for them. We disqualified dozens of prospects a year based on our business ethics. So many irresponsible people out there think that this is the easy way to FAST MONEY, and many companies out there, take full advantage of this fact, and they will sell you the sun, moon and stars to get a quick buck. We want serious people only enrolled in any of our programs. If you are not SERIOUS, then please take your business somewhere else.

Q. Are there any requirements to invest in a shelf corporation with your company?

A. Yes, a good clean, clear credit and PERFECT PAYMENT history with NO DEROGATORY items and a minimum experian credit score of 700 or better: no exceptions. If you have been told that clean credit isn’t needed to obtain both secured loans and unsecured loans we suggest you go there because we do require a clean credit history, and the banks and other lending institutions will require this as well. If you think not, try it and see how fast your applications get turned down when you apply for funding.

Q. Will I be able to obtain corporate mortgages and business loans with shelf corporations?

A. Yes, we will cement the corporate credit rating of an 80 PAYDEX business credit score with each corporation and/or provide VALID, VERIFIABLE Experian Trade References for an additional investment cost. Please note: The Trade References that you will be provided with, if required, must be trade references that you do actual business with. We will not, and do not sell or provide our clients with aged, seasoned, back-dated or falsified tradeline or trade reference data, as this is illegal. In addition, we will not build for any client, personal credit or corporate business credit on CPN (Credit Privacy Numbers) as this is also illegal to do.

Q. Do you provide a corporate identity package with each shelf corporation that you sell?

A: No, but we can certainly provide one for your corporation and it’s an optional service. We can provide a complete fresh turn-key web design, logo and traffic campaign with your shelf corporation or existing corporation in 2-4 weeks. It’s important to have an online presence about your company’s services and build assurance to the lender that you do exist. Using Yahoo, MSN, Gmail and other free accounts is a tacky and unprofessional way of doing business. You need to look as professional as possible if you want to capture the most amount of funding. Compliment your business with a corporate web design that says you have arrived! Please contact us direct about our turn-key corporate web design identity packages.

Q. If I have bad credit will you be able to clean my credit?

A. Yes, we can delete your derogatory items off your personal credit reports and clean up your personal credit, and increase your personal FICO credit score, by adding brand new VALID, VERIFIABLE PRIMARY INSTALLMENT and REVOLVING TRADELINES and TRADE REFERENCES or POSITIVE CREDIT to your credit files and to your corporate business credit profiles if you already have them, before you can invest in a shelf corporation from our company or obtain business funding through our in-house funding division.

Q. Do you provide any credit partners or someone to act on behalf of my company?

A. No, not any longer. It is very expensive to do, and we’ve been burned by this strategy in the past. Only owners of corporations are allowed to seek funding, based on the current lending practices of all banks. Our financing guidelines now require that all owners of an entity be listed on docs. If you have bad personal credit clean it up because no one will lend to you. What makes you think that your bad credit deserves to be rewarded?

Q. Can I customize my shelf corporation document filing?

A. Absolutely Not, so don’t ask! Our relationship with our business partners, banking institutions and government agencies are much more important than your money. If you ask us to deviate from our normal paperwork flow, we ask that you keep this in mind; “We don’t need your business that bad and you can take it somewhere else”.

Q. I am looking for $1-$5 Million Dollars in funding, do you provide that at this time without docs?

A. No, so please don’t ask. We get these calls all day long from people who are gullible enough and desperate enough to think that some banking institution will blindly lend millions of dollars to a company just because of their strong corporate credit profiles. Strong corporate credit profiles today alone, are just simply NOT ENOUGH TO PROCURE CASH FUNDING. These lies are being dispelled via internet mediums such as craigslist and fly by night companies that are looking to capitalize on your greed and poor knowledge and they will tell you everything you like to hear so they can get you into their programs; they will even guarantee your funding. Banks don’t guarantee funding so why would a company that’s not a bank do so, have you ever thought about that? – We all would love more than anything, to raise millions of dollars in working capital without any documentation but unfortunately you got to have the assets, real tax returns and financials to back your game up with the bank as they will ask for the sun, moon and stars should you ever request that kind of money from them. Listen, do yourself a favor, and build your wealth by playing it smart. Do it the right way, and be extremely careful of another scheme out there as well, and that is FINANCIALS, and TAX RETURNS. Many companies out there will tell you that they have valid financials, and tax returns, all sealed, signed, Etc, or they can create them for you. Do not fall for this fraudulent scam. If an aged shelf company is not in business, and has not conducted business, then how can it have valid, verifiable financials or tax returns? Simply put, it can’t. The only true and valid documents that can be provided, are those of a business that is actually doing business, and that have filed these documents during the company’s lifetime in business. If someone offers you documents of this nature with an aged shelf company, which has no record of doing business, then watch out. Stay away from these service providers.

Q. How much money can i realistically raise with my existing or shelf corporation, considering the current market and economic state?

A. Expect to raise realistically about up to $300K and if you aggressively work on obtaining more funding all year long you will be able to obtain more in due time to surpass that amount. Our programs are for every day Americans of all nationalities who would like a better opportunity at building wealth. We teach, show and guide you through the entire process. We take a genuine interest in your business and you as the owner of that business!

Q. If i buy more than 2 aged shelf corporations from your company, can I get a major discount in pricing on them?

A. No, not unless you are a certified reseller, so please don’t ask. We get these calls all day long as well and more than likely you aren’t serious about buying even one and you just want to see how cheap we would sell them to you at a lower price based on an assumption, and you might even be a compeditor, looking to see if you can beat our pricing structure. The rule of thumb is all shelf corporation packages are sold at the market price per solution unless you are a paid registered reseller. You know very well that these leverage services give you access to higher lines of funding that otherwise you wouldn’t have access too, so don’t think that we aren’t on to your game plan here.

Q. Do you provide wholesale pricing?

A. No, not unless you are a certified reseller of our products. The kind of pricing you are looking for isn’t realistic to our time, cost, process and the amount of paperwork that is required in order to provide a turn-key solution at a wholesale cost. If you want wholesale pricing, become a paid registered affiliate with GSCSC, Inc.

Q. Can I become a business partner of your services?

A. Maybe, from time to time we work with serious business minded individuals that exude the mindset we look for and only after careful consideration we might partner with you and your company to provide the logistics behind your solutions to your clients. You can outsource the corporate credit building process to our company or we can provide a whole turn-key solution to your clients and provide funding, but you must provide us with the reseller fees, and all signed, dated, and notarized documents that we require.

Q. Can i become a reseller of your products and services?

A: No, not unless you are SERIOUS about selling good products and services. If you are not serious about it, and do not market the products and services properly, then absolutely not. more than likely you will post bogus ads on craigslist or build a website that is very misleading and unprofessional to our industry too entice people into your services that would have a negative impact into who we are and what we do. We protect our industry from those who wish to mislead the public with lies and unrealistic funding that isn’t possible at this time, and about what these leverage services can actually do for them. It is for this reason that we do not have an anyone can join up reseller program in place. We are extremely selective with regard to whom we allow to sell our products and services. A lot of these resellers from other companies are the types of resellers posting bogus ads online that are creating a lot of confusion in the marketplace. We do not want those types of resellers working for us.

Q. I’ve seen a lot of postings on the internet about million dollar funding, is this true?

A. For real estate credit and real estate funding, Yes. For straight up CASH funding, No, but inexperienced people continue to post such negative ads online to entrap you to use their programs and costly services. One of the most common ads out there now, is where your fico score or bad credit will not play a roll in obtaining the cash financing. The fact of the matter here is that responsible credit is always needed. This world revolves around credit, credit and more credit. If you have not learned to master your credit we strongly suggest you start doing so immediately, and truly learn what it can do for you.

Q. Can I pay for your turn-key business establishment solution or any of your services on the back end after funding, and can I make monthly payments?

A. No, we’ve been seriously burned by people in the past. We no longer offer that as an option. As a new client or reseller, this option is not granted until you’ve established a working relationship, ordering history, and paid on time each of your invoices, and you are ordering products and services on a regular basis. You are purchasing a service and no one works for free so why would you think that we do?

Q. How do I know I will not get ripped off if I buy a shelf corporation with corporate credit?

A. Ahh! The most asked question around in the industry by far. If you want to get that warm and fuzzy feeling that we do exist, perform and would like to meet some of the corporate credit engineers behind our credit building programs, get on a plane and visit our company’s President and put some action into your skepticism. If you buy a shelf corporation or any other service or service package within 2 weeks after meeting us in person we will refund you up to $299 in air travel expenses within 30 days of making a purchase. We have clients from time to time that drop in and meet us. An appointment is required and do not expect to take your corporation back with you that same day as there are documents to be filled out and to be filed before we can turn them over to you. But if you desire to take the shelf corporation documents with you an up front payment is required. You will only be taking the corporation home with you and no corporate credit will be provided along with the other services that are included in the turn-key solution until the full amount is paid off within two weeks of meeting us and no refunds are allowed the minute you step out of our office. We require a two week lead time to have the desire documents on hand so you may take them home with you. We have the right at our sole discretion to cancel or move your meeting to another place and time with us at a later date based on our schedule of current and upcoming events. You must provide us with enough notice for an appointment to be setup.

If you read this far we appreciate the time you’ve taken to educate your self on these leverage services. We hope that the information provided here will make you a better inform consumer and that you are able to distinguish the myths, hypes and shear lies being filtered into this marketplace on a daily basis. We also value your trust, investment and most importantly; taking action by joining the GSCSC, Inc. family.

We only cater to a selective group of wealth builders and SERIOUS clients, and we do not cater to the masses! If you are SERIOUS, then contact us. If you are not, please don’t waste our time and yours. Go somewhere else, and pick and poke over every detail, and when all is said and done, you won’t be any further ahead than you were before. To Purchase Shelf Corps, TAKE ACTION AND INVEST IN YOUR FUTURE TODAY! Don’t wait an entire year for your funding when you need the money today. When your investing in a shelf corporation, it is life changing and you are one deal away from being a multi millionaire, IF YOU DO IT PROPERLY. Get in the game and stop being an outsider on your own home turf. Action is the key to success, let your passion be your driving force and your imagination be your only limitation.

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Posted in Asset Protection, Corporate Affiliate And Reseller Programs, Corporate Business Credit, Frequently Asked Questions, Marketing Services, New Press Releases, News, Personal Credit | No Comments »

Business Credit Builder Program

Sunday, November 30th, 2008

Welcome to the GSCSC, Inc. website, and the GSCSC, Inc. website blog. We are proud to announce our Corporate Business Credit Builder Program! In conjunction with several service providers in the corporate business credit industry, we are happy to bring you this powerful and exciting program. Even though banks and other lending institutions are tightening up more and more, business credit is still available, and is still going strong, despite what many people may be saying. In fact, GSCSC, Inc. is still going strong, despite what anyone may think. We continue to grow, expand, and to provide cutting edge technology and services to clients nationwide.

If you structure your business the right way, and build corporate business credit in the right way, you can still receive corporate CASH FUNDING. You may be asking, “Will I have to personally guarantee bank loans, and other forms of corporate business credit?” The honest answer to this question is yes. you will indeed have to provide a PG (Personal Guarantee) in the initial stages, but you can move away from this down the road if you build your corporate business credit and your corporate business credit profiles properly. It is going to take time, and there is no quick fix to obtaining CASH FUNDING these days. You will have to properly structure your business, and if you are buying aged, seasoned tradelines or trade references from companies on the Internet, forget it. This won’t work. You will need to have Rock Solid, VALID, VERIFIABLE TRADELINES OR TRADE REFERENCES showing up on your personal credit files, and on your corporate business credit profiles in order NOT to be RED FLAGGED by the personal and business credit bureaus. Aged, seasoned tradelines and aged, seasoned trade references, sold out there today, are going to cripple you right from the start if you buy and use these outdated credit repair, and credit building schemes. Unless you are doing business with the tradelines and trade references that you have reporting to your credit files and to your corporate business credit profiles, then these tradelines and trade references are worth nothing to you at all.

Business Credit Builder Program

Our professionally developed Corporate Business Credit Builder Program is much more than just a credit builder product that gets your business unsecured trade credit accounts with a few retail business to business vendors. The GSCSC, Inc. Corporate Business Credit Builder program will take you through a complete process of building your corporate business credit from start to finish. In fact what we provide is a time tested and proven process and advanced methodology that builds a rock solid foundation for business success and the likelyhood of:

Building a business credit profile with all major business credit bureaus and specific boutique bureaus that match your industry

Obtaining VALID, VERIFIABLE TRADELINES and TRADE REFERENCES for both personal credit files, and for business credit profiles

Obtaining credit lines with companies regardless of personal credit, personal credit history or personal guarantees

Building a strong business credit profile that will increase the likelihood of obtaining bank lines of credit

Access to banks and other financial institutions to obtain unsecured bank lines of credit and other loans with no other additional backend fees

Staying clear of strategies offered by so called credit building companies that are fraudulent and / or unethical

Compliance – The single most important step in building a business. Making absolutely sure you and your business are Credit-READY

Ability to obtain hundreds of thousands of dollars in trade credit lines for your business

Ability to obtain hundreds of thousands of dollars in unsecured business bank credit lines for qualified clients, once lenders begin granting this program again

Access to Increased Sources of Capital regardless of personal credit for qualified clients

Protection of Personal Assets from Business Activities

Lower Personal Liability from Business Activities

Building Business Credit Separate from Personal Credit

Lowering the Use of Personal Credit in Your Business

Lowering the Chances of Being Red Flagged as a High Risk Business and being Put on a No-Credit List

Increasing the Likelihood of Credit Approvals for Business Credit

Being in Compliance with Local, State and Federal Agencies

Lowering the IRS Tax Audit Risk

Lowering the Need for Personal Guarantees in Your Business

The Ability to Increase the Likelihood of Success

The Corporate Business Credit Builder Program offers much more than any other financing or credit service program available today. The goal of our program is not to just get you credit and financing, but to help you build a successful business long term. The mission of GSCSC, Inc. is to “Directly help change the corporate business world through small business success.” We want to be a direct part of changing the statistic that 8 out of 10 small businesses fail every single year. We can’t do that if all we do is get a small business owner a few secured lines of business credit or unsecured lines of credit or vendor or trade credit and that’s it. We are here to assist you in building your business and providing access to the capital, resources and knowledge needed to start, grow and succeed in your business.

Features offered as part of the program:

One of the most valuable services included as part of our GSCSC, Inc. Corporate Business Credit Builder Program is the access to business financing with banks and other lending institutions.

Bank Financing:

As a registered member of our Corporate Business Credit Builder Program you will not have to pay additional backend fees to obtain unsecured lines of credit or obtain financing with our network of lenders and financing companies. Most other service providers charge backend fees.

There are several companies online that offer access to unsecured business credit lines and financing. All of which charge a backend fee between 7% – 15% of the amount you obtain. A few years ago we acquired one such company and now use their network of lenders/banks and their in-house system for matching our clients with them. We eliminated the backend fees altogether so our Corporate Business Credit Builder Program clients wouldn’t have any additional backend fees that they would need to pay once they are a member, and approved for a credit line, saving clients as much as $35,000.00 in backend fees.

A typical qualified member/client would be able to obtain approximately $200,000.00 in business lines of credit, which would have initially cost them $14,000.00 on the backend of their credit line. Now we offer that service for FREE to our Corporate Business Credit Builder clients. Just see what some of our past and current clients have been able to obtain by going directly through our Corporate Business Credit Builder Program:

Auto-fleet account for three vehicles with GMAC with no personal credit check or personal guarantee

Auto lease for a Hummer with no personal credit check or personal guarantee

Over $150,000.00 in retail vendor credit or trade credit with no personal credit check or personal guarantee

A $75,000.00 line of credit with Dell Computers, no personal credit check or personal guarantee

Truckers have received fuel cards with over $3,000.00 a month spending limit no personal credit check or personal guarantee

Real estate investors have received over $100,000.00 in credit lines with hardware stores to remodel homes all with no personal credit check or personal guarantee

Start-up company able to receive over $100,000.00 in tradelines of credit with office supply, furniture and computer stores and much more with no personal credit check or personal guarantee

Building leases granted to companies with no personal credit check or personal guarantee

Corporate business credit profiles created with scores and ratings with the top three major business credit bureaus

Visa/Mastercard granted to businesses with three different banks totaling $95,000.00 in credit limits all with no personal credit check or personal guarantee

Unsecured business lines of credit totaling $250,000.00

This is just a sample of what our clients have been able to achieve with our unique Corporate Business Credit Builder Program. This program has been extensively tested, and it truly works!

For a limited time, get this powerful credit builder package, plus our personal credit builder package and FREE credit repair when you enroll in the Corporate Business Credit Builder Program and when you purchase one of our aged shelf companies. We will work with you through every single step of the program, and help you succeed. That is our goal. If you have any questions about this program, please contact your local GSCSC, Inc. Reseller for more details. Send E-Mail to: info@gscsc.net for more information and pricing. Feel free to call us toll free at the following telephone number: (800) 922-5170. You may also call us direct at this telephone number: (775) 297-7250. We look forward to assisting you in building a rock solid business, and a rock solid corporate business credit profile that you can be very proud of. We also look forward to helping you improve your personal FICO credit scores to further assist you in obtaining bank lines of credit, unsecured bank lines of credit, real estate credit, credit cards, business loans, and more. Feel free to call us any time.

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Posted in Accounting Software, Asset Protection, Corporate Affiliate And Reseller Programs, Corporate Business Credit, Marketing Services, New Press Releases, News, Personal Credit | No Comments »

Asset Protection And Privacy Protection Program

Friday, November 21st, 2008

Welcome to the GSCSC, Inc. website, and the GSCSC, Inc. website blog. In this article, we will be discussing our Asset Protection and Privacy Protection Program. This is one of the most important aspects to operating a successful business. Protecting your Personal and Business Assets is extremely crucial, especially when there are more and more money hungry individuals, businesses, and tort lawyers, looking to sue you and your business for everything that you own. If you use a strong Asset Protection and Privacy Protection instrument, you will make it extremely difficult for anyone to come after you personally, and you will make it even more difficult for someone to come after your business. Note: Before you begin thinking about Asset Protection, and Privacy Protection for your business, there is one vital key element to implement first. That vital key element is to build your corporate business credit first. After building your corporate business credit, gaining assets, and making yourself as public as possible during the corporate credit building process, and obtaining your funding, CASH, Etc, then you will want to move into Asset Protection and Privacy Protection. Some people also call this Business Privacy. I get asked all the time, is Business Privacy real, and can it help you from getting sued? The answer to this in the beginning is NO. In the beginning, Asset Protection and Privacy Protection or Business Privacy, and corporate credit building are not a good mix. You want to put yourself out there as much as possible when you are building your corporate business credit, but once it is properly established, and once you have something solid, and valuable that you want to protect personally, and within your business, Asset Protection and Privacy Protection do play an important role in preventing you from being sued by money hungry lawyers, individuals, and companies out there that are failing, and want to take you and your business for everything that they can, in order to remain operational. Here is our Asset Protection and Privacy Protection program.

Complete Asset Protection Program

Introducing our Complete Asset Protection Program! Nevis corporations and LLC’s, formed on the small Caribbean Island east of Puerto Rico, have become one of the most attractive and convenient offshore corporation structures in the world by the enactment of the Nevis Business Corporation Ordinence of 1984. The support of the Nevis government in the development and administration of the corporate registry provides the international practitioner and investor with total cooperation and commitment unparalleled in the offshore industry.

Nevis Corporations Offshore Privacy and Asset Protection

When you are choosing an offshore domicile for complete Asset Protection and complete Privacy Protection, the following factors should be very heavily considered and are provided for in Nevis companies as follows:

Political Stability;

Governments Policy of Maintaining Offshore Haven Status;

Confidentiality and Anonymity Provided by Statute;

Tax Exemption Provided by Statute for a Nevis Corporation;

Excellent Communication Facilities;

Complete Accessibility of the Offshore Haven.

Trustee Services that are stable and reliable.

The advantages of Nevis companies provide for a stable, convenient and discreet domicile to carry out business activity when the use of an offshore haven would be beneficial or necessary.

The Nevis Business Corporation ordinence 1984 is an exceptionally flexible and very powerful international business statute incorporating both American corporation law and English common law concepts:

No taxes are imposed in Nevis Corporations or LLC’s upon income.

Nevis Limited Liability Company or Nevis LLC law offers superior Asset Protection and Privacy to corporation law of other jurisdictions and is strictly governed.

Nevis Asset Protection and Privacy provisions are superior to other countries

Nevis Corporation dividends or distributions which are not earned on the island are free from local tax

Annual reports or financial returns are not required

The corporation can own an offshore bank account for enhanced Asset Protection and Privacy Protection

Principle office and records for a Nevis Corporation or Nevis LLC may be located anywhere in the world

Directors, Officers and Shareholders need not be citizens or residents of Nevis

A corporation or LLC may act as Director and as Secretary

Bearer shares are permitted with a Nevis Corporation or LLC, many places usually don’t allow this

More Nevis IBC Benefits…

Here are a few more equally important benefits of our Complete Asset Protection and Privacy Program. These are:

Limited business activity may be carried out in Nevis while still maintaining tax exemption

Nevis Corporations and LLC’s may redomicile into and out of Nevis if desired

A Managing Director of a Nevis Corporation may be appointed to guide the activities of the company if desired

Directors and Shareholders may act by unanimous consent without a prior meeting being held

A Note From Richard Goddeau, the Founder/President of GSCSC, Inc.

About the search for Nevis

We spent a lot of time, effort and money researching and looking for an offshore domicile program that we could honestly recommend to our business clients who are seeking the complete Asset Protection and complete Privacy Protection of a base outside of the United States. There are literally hundreds of places promoting their spot as the best.

The one thing that I demanded and insisted on right from the start, was absolute propriety, where there would be a scrupulous regard for international law and the laws of the United States of America. No phony banks, no money laundering, no tax evasion. There’s been a lot of that around the world, and I wanted no part of it.

So when I finally arrived to visit Nevis, an independent nation, which has joined St. Kitts to form the Federation of St. Kitts & Nevis, I was very intrigued with this. The more I investigated this, the more confident that I became that we had found a truly peaceful, law-abiding base for our clients seeking complete Privacy and strong Asset Protection. After returning to the United States, GSCSC, Inc. put together a powerful Asset Protection and Privacy Protection package that we now offer to our clients across the U.S.

The fact that Nevis’ corporate law and Nevis Asset Protection and Privacy Protection provisions are largely based on U.S. and British codes was one of the first and most important aspects of the country that attracted me. For GSCSC, Inc, and our customers, that meant no major legal problems in understanding how to do business there.

Many of our clients seek to expand their businesses around the world and need to be free of the cumbersome legal code questions and corporate procedures they face in some domiciles. They need a very secure, dependable, stable and reliable domicile, a place where they know that the laws will be fairly and honestly followed. That’s Nevis. And believe me, we’ve thought long and hard about this before deciding that we could recommend Nevis to our clients. With our long history of doing business with multitudes of corporate clients and our reputation to guard them and their Assets, we don’t dare go with anything but the very best for our clients. That is why we recommend this program.

There were other important factors as well, of course. We had to look at Nevis corporations and LLC’s from a strictly business point of view. Knowing our clients, and knowing that their personal and business Assets have to be protected at all costs, we looked for a secure and private base that offered such things as these:

No disclosure of Owners, Officers, or Directors.

Strong, safe banking institutions.

No requirement for annual financial returns.

Freedom to locate offices and records wherever desired

Ability to maintain certain control without ownership.

No requirement that officers or directors be citizens of the country where Assets are Protected.

Freedom to issue bearer shares.

Authority to redomicile in or out of the country.

Highly regulated and extremely strict privacy laws.

Nevis corporations and LLC’s more than met our requirements. Underlying all of these considerations is the fact that Nevis is a stable, parliamentary, democratic country. That’s why I can honestly recommend this powerful Asset Protection and Privacy Protection program to any business client who wishes to enjoy the benefits of an offshore domicile and to highly consider Nevis for this purpose. I think many American business people simply don’t realize how they can benefit from an offshore domicile. Complete Asset Protection and complete Privacy Protection are two of the major factors.

With more and more tort lawyers, individuals, and other businesses enjoying wide latitude these days, an offshore domicile could be the cheapest form of liability insurance an American company could find. Right now the U.S. is in the midst of a “litigation explosion.” I think Nevis is the kind of bomb shelter many businesses need to escape the fallout from that explosion.

Nevis Complete Management Package

Our Full Service Management Contract and Full Service Management Package will cover all of the following services listed below, including incorporation of your Fiduciary Structure, at no extra cost except for courier fees. The Fiduciary Structure will have a $2,495.00 annual renewal fee. Let our experienced team of experts take care of your Asset Protection and Privacy Protection needs. See what is included below. The Nevis Complete Management Package Includes the Following Services:

Formation of a Nevis Asset Protection and Privacy Protection Limited Liability Company (LLC)

Offshore bank account established in a Class A Top-Rated Bank (at the time of incorporation

Caribbean mailing address with mail forwarding

Caribbean telephone number answered by a live receptionist

Caribbean fax number

Annual registered agent fee

Annual government fee

Nominee directors & officers

Debit card (at time of incorporation)

Brokerage accounts (at time of incorporation)

Online access to bank and brokerage accounts

Power of attorney (POA) giving you 100% control

Offshore Asset Protection and Privacy Protection Trusts

An offshore Asset Protection and Privacy Protection trust is considered by many experts to be the strongest Asset Protection and Privacy Protection vehicle on the planet when established in the proper jurisdiction. Assets are conveyed to the offshore trusts. You designate the trustees, settlors and beneficiaries. Only a few jurisdictions have laws that strongly favor the offshore Asset Protection and Privacy Protection trusts that most businesses favor. These jurisdictions are the Cook Islands, the Isle of Man, and the island of Nevis. All three jurisdictions have powerful laws that provide very strong Asset Protection and Privacy Protection, and they are politically stable.

Most if not all Legal Experts agree that the Cook Islands has the strongest of Asset Protection and Privacy Protection case law history anywhere in the world, and this is why most business owners seek out this type of program from us to Protect their Personal and Business Assets.

If you would like, you can name yourself as the only beneficiary to the trust. Alternatively, you can have several beneficiaries listed on the trust if desired. Any trustee that is appointed to your trust, must be fully qualified and licensed to provide trustee services in the jurisdiction where the trust is setup. The offshore government thoroughly screens and regularly audits all trustees. Any unsuitable trustee can be replaced by you. You can remain in total control of the investments or you can legally require the trustee to take your direction on investments.

Advantages of an Offshore Trust

The major advantage of an offshore trust of course, is Asset Protection and Privacy Protection. Personal and Business Assets are kept out of the reach of money hungry individuals, companies, or creditors. US Judges and those in other locations do not have legal jurisdiction over foreign citizens. Local judges cannot legally compel the foreign trustee on your trust to release funds to your judgment creditor, to an individual, or to a company. The Cook Islands, Nevis, and Isle of Man do not recognize any form of judgments that originate in a foreign country, such as the United States of America. Any form of litigation must be initiated in the offshore jurisdiction to reach the Assets that you are Protecting. Some offshore jurisdictions place many obstacles in the way for those who attempt to bring any litigation to the trust. In Nevis, for example, a creditor must post a $25,000.00 cash deposit to bring the suit against a Nevis trust. In the Cook Islands, the suit must prove beyond any reasonable doubt that Personal or Business Assets were transferred into the trust in order to defraud the creditor in question. This is most difficult to prove.

With a Cook Islands Asset Protection and Privacy Protection Trust, the statute of limitations states that the time limit for your opponent to claim fraudulent transfer is one year or two years after the underlying cause of action. Therefore, when the lawsuit is completed in the U.S., the statute of limitations in the offshore jurisdiction will usually have expired. The lawsuit, therefore, could no longer be successfully pursued in the Cook Islands after that time. As a result of this, there are exceedingly few trust lawsuits ever pursued by U.S. courts in the Cook Islands. Moreover even if the lawsuit is brought before the clock runs out, the opponent must prove without a doubt that your sole intent for creating the trust was to willfully defraud that particular creditor which is hard to prove. To top it off, the proof must be beyond the shadow of a reasonable doubt, which is a very high legal hurdle to even attempt to jump over.

Keeping it Secure

One of the best and strongest Asset Protection and Privacy Protection strategies and instruments that you can use to protect you personally, and which will also protect your business, combines the Nevis Corporation or Nevis LLC and a foreign trust such as one created in the Cook Islands. Personal and Business Assets, such as offshore bank accounts, can be held by the Nevis Corporation or Nevis LLC. All of the membership interest (ownership of the Corporation or LLC) is given to the foreign trust. A U.S. resident, such as the one having the legal tools created for them by GSCSC, Inc, can be the manager of the Nevis Corporation or Nevis LLC. The manager has all legal control over the Nevis Corporation or Nevis LLC and signature authority over all of the bank accounts. When properly structured and properly operated, Personal and Business Assets are protected from seizure by judgment creditors, individuals, and companies trying to bring suit against you. It is possible, in this case, for a U.S. resident to control all of the Personal and Business Assets, to have full access to them, and yet own none of them at all, even though you actually do.

When the “bad thing” (the lawsuit) happens to you or your business, you temporarily have the licensed, bonded trustee step in as manager or director of the Corporation or LLC and manage your accounts. Now the trustee will do for you what you have paid them for: Protecting Your Assets. Doing things in this way, the only time the trustee steps in on your behalf is when your Personal and Business Assets would be taken by the court system.

When the “bad thing” goes away you are immediately restored as manager or director of the Corporation or LLC.

The offshore trust is best suited for offshore bank and brokerage accounts. U.S. courts have jurisdiction over U.S. real estate. The domestic courts dealing with your case can legally demand seizure of such types of Assets. Titles for domestic real estate can be held in the Nevis Corporation or Nevis LLC that is owned by the trust, but should be liquidated and all of your funds should be moved offshore in the event of legal duress. To avoid these issues however, you can also setup a Land Trust, and Living trust to be used along with this strategy to further protect yourself, your Business, and your Personal and Business Assets. Thus, it is best to keep the Personal and Business Assets that you own completely out of reach of the domestic courts at all cost.

The appointed trustee assigned to your company is fully licensed and bonded, meaning that they went through very intensive background checks before a license was granted to them. The trustee is fully bonded, meaning that funds managed by the trustee are fully insured. Moreover, the trustee company that we utilize is over 30 years old. Again, with most Asset Protection and Privacy Protection trusts, the only event in which the trustee steps in on your behalf is when your funds are threatened by the courts. So the main two alternatives in such an event are as follows: 100% chance of funds being seized by the courts vs. accounts being protected by a licensed, bonded trustee that has faithfully protected client funds for over 30 years.

Comparison of Offshore Trusts Jurisdictions

Wealth Protection: Specific Provisions

Bahamas

Belize

Bermuda

Cayman Islands

Cooks Islands

Gibraltar

Jersey

Turk & Caicos
PROTECTION OF SETTLOR:
Settlor can be a Beneficiary

yes

Retention of control by Settlor

yes

Protection from subsequent bankruptcy

yes

yes
PROTECTION OF BENEFICIARY:
Spendthrift beneficiaries provisions

yes

Avoidance of forced heirship

yes

PROTECTION FROM FOREIGN JUDGEMENTS:
Specific non-recognition provisions

yes

Is the Hague Convention applicable?

no
PROTECTION FROM CREDITORS:
Exclusion of Statute of Elizabeth laws

yes

yes
Trust invalid if transfer fraudulent

Creditor must prove fraudulent transfer

yes

yes
Clear definition of fraudulent transfer

yes

Separation of creditor claims

yes

yes
Statutory limitation on fraudulent transfer

yes

(2 yrs)

yes

(6 yrs)

yes

(6 yrs)

yes

(1 yr)

OTHER ISSUES:
Retroactive protection for immigrant trusts

yes

Community property provisions

yes

Specific exclusion of foreign law

yes

Choice of law is binding

yes

yes
Custodian trustee permitted

yes
What is needed for Offshore Companies and Accounts

Name for Company

Contact address

Contact Name

Shipping Address

Billing address for the Credit card payment, you can fax a check, western union, bank deposit or wire as well.

Contact email

Director(s)/Manager(s) and addresses

What is Needed For the bank

Completed application

Notarize copy of passport or Drivers License

Bank reference letter

Personal reference letter for a Doctor, attorney, CPA or another person in business

Utility Bill to show proof of residency

Original Bank Statement

What is needed for the Cook Island Trust

Completed application

Notarize copy of passport or Drivers License

Bank reference letter

letter for a Doctor, attorney, CPA or another person in business

Utility Bill to show proof of residency

Original Bank Statement

Once we receive your signed, notarized service contract, and payment, all documents will be professionally prepared, and emailed or shipped to you for final signature, and the services will be rendered. If you would like more information on this Complete Asset Protection and Privacy Protection Program, please feel free to contact one of our business consultants, or ask your local GSCSC, Inc. Reseller for more details. Call us toll free at: (800) 922-5170.

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Posted in Asset Protection, Corporate Affiliate And Reseller Programs, Corporate Business Credit, Marketing Services, New Press Releases, News, Personal Credit | No Comments »

Aged Shelf Companies Affiliate Program

Wednesday, February 20th, 2008

Thank you for visiting Global Software & Computer Solutions Centers, Inc. Once again, we are on the cutting edge and forefront of the corporate business credit industry. We are proud to announce the release of our Aged Shelf Companies Corporate Affiliate and Reseller Program. Many clients have wanted to become direct resellers of our products and services over the last several years, and we finally launched this new exciting service program. How would you like to be able to purchase a ten year old seasoned aged shelf corporation with established corporate business credit for only $1,000.00? What if you could buy these entities at a mere fraction of what all those so called wholesalers and retailers on the Internet are selling their aged shelf companies for? This capability is finally here. This is a major breakthrough for those persons that are looking to save money, but that want to build true corporate business credit rapidly. Though there are no quick overnight fixes, by buying our aged shelf corporations with established corporate business credit at wholesale pricing, with the credit already established, you will be further ahead of those other people just like you that are buying these same aged shelf corporations at retail prices. Many retailers out on the Internet charge $10,000.00 or more for their aged shelf corporations, and it is up to you to build business credit on the corporation after you receive it. How would you like to buy wholesale aged shelf corporations with established corporate business credit, including: cash lines of credit, corporate business credit cards, equipment and vehicle leases, and more, ready to use right out of the box, the day you get your package? Now you can with our aged shelf companies affiliate and reseller program. You will have a jump start on your compeditors, and we will help you build a rock solid business that is very profitable. This program can earn you a substantial income.

Most consumers and professional business owners and entrepreneurs know that the prices are high for seasoned aged shelf companies with established corporate business credit. Even many so called wholesale dealers claim to offer you the best possible pricing anywhere, but WATCH OUT. These wholesale dealers sell you companies that are reinstated, that have been revoked at one time or another, many of which have severe liabilities, and which also have problematic incumbrances or that have potential high risks for the purchasing party. You also know that most retailers on the Internet of these high demand entities will offer them to you with limited corporate business credit, vendor credit, trade credit, and more often than not, no cash lines of credit, corporate business credit cards, vehicle and equipment leases, business loans, Etc. Usually you must pay high prices for these extras, and still more for the creation and setup of your corporate business credit profiles. You do not have this problem when you purchase wholesale aged shelf corporations with established corporate business credit from us. The corporate business credit is completely built on the aged shelf corporations before you purchase them. The business is ready to use right out of the box when you purchase it, and we can also add extra high limit credit line amounts to your existing corporate business credit profile to further enhance your company’s credit worthiness. You can obtain commercial lines of business credit, small business lines of credit, corporate business credit cards without a PG, real estate credit, business loans, and much more. With all of the benefits of becoming a registered affiliate or reseller, you can’t afford not to become a reseller. Our pricing structure is the best, and our products and services delivered with our aged shelf corporations are unmatched in the industry. We only deal with clean aged shelf companies, and each of these aged shelf companies is approximately 8 to 25 years of age. There are no tax or other liabilities attached to our companies, and we will deliver product that you won’t find anywhere else on the Internet. Our list of aged shelf companies with established corporate business credit with ages ranging from 8 to 25 years of age are the hardest to find, and they are also the most in demand by clients, retailers, wholesalers, and by most business owners and entrepreneurs.

When you become a registered affiliate or reseller, you will have access to wholesale pricing that even our largest wholesale and retail compeditors cannot compete with. We are only accepting a limited number of registered affiliates and resellers this year. This helps us to prevent the market from being flooded by allowing an unlimited number of affiliates or resellers to be marketing these companies at such low prices. Once we’ve reached our goal and filled our positions with registered resellers and affiliates, we will not be accepting any other applications. The time to act is now. To view more details on this, visit our affiliate program page at: http://www.gscsc.net/affiliate-programs.htm Let us help you build a profitable business that you can be proud of for many years to come. All of our companies are clear and clean, and our trade references were established, and all can be verified by Dun and Bradstreet when they perform their investigations on your company. Our Experian tradelines as well, are also verifiable with D&B and Experian Business. In addition to this, you can also offer your clients corporate business plans: http://www.gscsc.net/business-plans.html You are also able to offer personal credit repair services: http://www.gscsc.net/personal-credit-repair.htm Take a look at these links as well: http://www.gscsc.net/business-credit.html http://www.gscsc.net/toll-free.html http://www.gscsc.net/merchant-accounts.htm http://www.gscsc.net/marketing-services.html http://www.gscsc.net/offers.html As a registered affiliate or reseller, all of these services can be part of your corporate packages when you sell our wholesale aged shelf companies with established corporate business credit. For more details on this exciting program, call us at: (800) 922-5170. More information about this program will be added to this website page, so come back and visit us often. To become a registered affiliate, you can request our forms to sign up, and payment may be made through our website by using either PayPal or Google Checkout.

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Posted in Business & Finances, Corporate Affiliate And Reseller Programs, Corporate Business Credit, Finance Financial Services, Frequently Asked Questions, GSCSC Inc, Global Software & Computer Solutions Centers Richard Goddeau, Global Software - gscsc.net - RICHARD GODDEAU GSCSC, Global Software GSCSC, Global Software Inc, Global Software Inc Www.gscsc.net Richard Goddeau, Global Software Richard Goddeau, Global Software gscsc.net Richard Goddeau, Goddeau, Goddeau Richard, Goddeau Richard Credit, Home Based Business Opportunities, Marketing Services, New Press Releases, New Services, News, Richard Goddeau, Richard Goddeau - Global Software & Computer Solutions Centers, Richard Goddeau Athens New York, Richard Goddeau Carson City Nevada, Richard Goddeau Computer Service & Repair, Richard Goddeau Computers & Internet, Richard Goddeau Credit & Debt Services, Richard Goddeau GSCSC Global Software, Richard Goddeau Global Software Athens New York, Richard Goddeau Global Software Carson City Nevada, Richard-Goddeau-Gscsc.net, gscsc-richard-goddeau | No Comments »

Ten Fatal Business Mistakes To Avoid

Thursday, January 31st, 2008

Thank you for stopping by Global Software & Computer Solutions Centers, Inc. In this weeks article, we will be discussing the ten fatal business mistakes to avoid. It is not a complete or comprehensive listing of all the fatal business mistakes that nearly all entrepreneurs and business owners make, but it is a good start nevertheless.

Special Alert Bulletin for Entrepreneurs and Business Owners Who Need Corporate Business Financing:

The ten Most Devastating and Fatal Mistakes Entrepreneurs and Business Owners Make When Financing Their Businesses … and How to Avoid Them. Which one of these all-too-common business mistakes will
cost you your business, peace of mind … and even your
home? Find out inside this article – and also discover how to get unlimited cash financing for your business and investments WITHOUT Risking Your Personal Assets, Lowering Your Personal Credit Score, or Damaging Your Personal Credit History. So the big question is, “How much are you willing to risk for your business?”

As a business owner and entrepreneur, you’re hardwired to enjoy a greater level of risk than the average person. But, do you enjoy the thrill of business and investing so much that you’re willing to risk the following?:

Being denied corporate business credit?

Being hounded by creditors?

Declaring bankruptcy?

Being denied a mortgage?

Paying more than your fair share of interest on your loans?

Losing your house?

Losing your car?

Losing Everything you own?

If you answered “no” to one or more of these questions, this may be the most important article that you’ve read in a very long time. If you’re like most entrepreneurs, investors, and business owners that we’ve met over the past 20 years, you’re in very serious danger of facing all of these horrific problems. And it’s all because of you and your business.

You see, most, if not all entrepreneurs and business owners typically make one or more financially devastating and fatal business mistakes when financing the launch, operation, and/or growth of their new or existing businesses. In most cases, they don’t realize that they’re making a very serious and fatal business mistake. And to tell the truth, even when they do realize that they’re making a serious and fatal business mistake, they lull themselves into thinking that the consequences will be a very minor annoyance, until one day, they can’t qualify for a credit card or mortgage. Or they can’t get the to-die-for financing offered on the new car they’re buying. Or they’re hounded by creditors and eventually have to declare bankruptcy.

To help you avoid these very chilling and all-too-probable consequences, we’ve put together and assembled a list of the ten most devastating and fatal financial business mistakes that nearly all entrepreneurs and business owners make. These are very serious and critical errors that can very quickly bury your business, smother you in personal debt, and destroy your financial future forever.

The professional team of business financing experts at Global Software & Computer Solutions Centers, Inc. have helped thousands of entrepreneurs and business owners just like you avoid these expensive blunders while at the same time, building solid, valuable corporate business credit, and along with it, the business of their dreams! Follow our timetested ways of avoiding these ten entrepreneurial dreamkillers, and you’ll be on your way to a much more secure, satisfying, and financially rewarding future for you and your family.

Devistating Mistake #10 Trying to build true corporate business credit fraudulently — More and more these days on the Internet, you will find many fraudulent companies out there trying to sell you fraudulent business tradelines or business trade references. Do not ever buy these fraudulent and illegal business trade references from anyone on the Internet. This is sure to get you RED FLAGGED by the business credit reporting agencies, and you might as well close down your business once that happens. Be extremely careful with who you deal with on the Internet, it could cost you everything. If you want to properly build, establish and maintain true corporate business credit, visit our business credit page at: http://www.gscsc.net/business-credit.html If you want to purchase any of our 8 to 25 year old aged seasoned shelf corporations with established business credit at wholesale prices, and you want valid trade references, visit: http://www.gscsc.net/affiliate-programs.htm For a limited time only, when you purchase one of our aged shelf corporations with established business credit, get a free corporate business plan. Visit: http://www.gscsc.net/business-plans.html and also visit: http://www.gscsc.net/offers.html to see a list of our current free offers. In addition to this, visit: http://www.gscsc.net/toll-free.html and look at our options for getting a local and toll free business number, 411 listed.

Devastating Mistake #9 Using personal credit to finance your business — The handsdown biggest and most common fatal business mistake entrepreneurs and business owners make is using their personal credit to finance their businesses. Common examples include:

Paying for business expenses with your own personal credit cards or those of a friend or family member

“Borrowing” money from your personal savings, checking, retirement or other investment accounts to “invest” in your new or existing business

Obtaining personal loans to finance your business expenses

If you’ve used one or more of these financing methods to fund your entrepreneurial ventures, we’re not surprised. Shockingly, and sadly, many so called business startup experts recommend these methods to their clients for funding new and existing businesses. Their advice is wellintentioned but nonetheless, it is incredibly dangerous. The reason for not using your personal credit for business purposes is really quite simple: You WILL destroy your personal credit. It’s inevitable.

By using your valuable personal credit for business expenses, you run the high risk of: Lowering your personal credit score considerably. When you personally guarantee business-related financing, the lender will require a personal credit check be completed on you. Every time an inquiry into your personal credit history is made, your personal credit score takes a hit. The lower your score drops, the harder it is to secure corporate financing…especially corporate financing with the most favorable terms from
potential lenders.

Reducing the amount of credit available for personal use. The more credit that you have personally guaranteed with potential lenders for your new or existing business, the higher your debt-to-income ratio soars … and the less that potential lenders will be willing to give you for personal use. Signing that loan for your business could prevent you from getting a mortgage on the new house you plan to buy a year from now, or it could stop you from getting financed for the new car that you want.

Losing everything. When you use all of your personal resources or personal credit to finance a business, you chain your financial security directly to your company’s success. If the company fails for any reason, you’ll be left holding the bag … and your personal finances will sink along with your business. You’ll never recoup the “loan” you took from your retirement account to get your business launched. Creditors will be calling you for payment. And if things get bad enough at this point, you may have to declare bankruptcy.

To protect your financial security, don’t use your personal credit to finance your new or existing business. Instead, take serious action and steps to secure credit in your company’s name WITHOUT Risking Your Personal Assets, Lowering Your Personal Credit Score, or Damaging Your Personal Credit History. Building true corporate business credit takes time, so don’t rush it, and don’t try to take on too much too quickly. That can also hurt you along with damaging you and your new or existing business.

Devastating Mistake #8 Putting all of your personal assets at high risk — Each time that you provide a personal guarantee for any type of credit extended to your new or existing business, you seriously jeopardize your personal assets, such as savings and investment accounts, your car, and even your home. If your business can’t pay off its debt, the bank will come looking for you to make good on the loan.
A business entity established as a sole proprietorship is most susceptible to this serious high risk. Although you can establish, build and maintain true corporate business credit as a sole proprietor, you will be completely liable for all personal and corporate debt. Your personal credit history will be based solely on activity associated with your social security number because you will not have a corporate tax ID number or D-U-N-S business credit file number. As a sole proprietor, you also have no legal means for separating your corporate business credit and your personal credit.

The best way to protect your personal assets is to incorporate your business. You’ll shield yourself from personal liability for the company’s debts and typically you will also reduce your tax burden.

Devastating Mistake #7 Contaminating your personal credit history and your personal credit profile — When people marry, they vow to share their lives. For some goodhearted but financially nave couples, this means sharing personal credit. Unfortunately, adding your spouse to your personal credit profile isn’t a show of undying loyalty and devotion. It’s credit file contamination – an almost unforgivable sin if you’re a true business owner.

When you initiate joint credit, your spouse’s credit history becomes part of your personal credit file. If your spouse misses a payment on a bill that is due, or if he or she pays the bill late, the delinquency affects your personal credit even if you were not the cause of the problem. The matter is complicated further if you haven’t taken steps to separate your personal credit from your company’s corporate business credit. Credit file contamination created by a spouse’s credit history could easily keep you from achieving your business goals – because it will prevent you from securing the corporate financing necessary to grow your new or existing company.

To avoid credit file contamination, keep your credit history completely separate from your spouse’s history. If your spouse ruins his or her own personal credit, then you’ll still have a good credit history to support your family, as well as your new or existing business.

Devastating Mistake #6 Not paying your bills on time with your creditors– one-hundred percent of the time, You misplaced your credit card bill and sent in your payment a few days late. It happens to the best of us, right? Maybe so, but as an entrepreneur and business owner, you can’t afford even a single late payment for any of your bills. Your personal credit file and your corporate business credit file and your credit scores are a complete in-depth history of your credit activity. Not paying your bills on time can very quickly ruin your personal credit files and your corporate business credit files.

A single delinquency can be held against you for years and it can be used to constrict the extension of existing credit or deny new credit which can very rapidly make or break your ability to finance the launch, operation or growth of your new or existing company. There are two important things that you should do to protect yourself from this very serious and critical business mistake. The first, obviously, is to ensure that you always pay your bills promptly, either on the due date or as early as possible before the actual due date of the bill. Second, always keep your personal credit separate from your corporate business credit. That way, problems with your personal credit history will have no bearing on your corporate business credit history. But if you do not take all the necessary steps to separate your corporate business credit and your personal credit, problems with your personal credit file could directly affect your ability to properly establish, build and maintain your corporate business credit and your business.

Devastating Mistake #5 Using your family’s money to finance your new or existing business — When you use your personal credit cards to buy business items, you instantly slash the amount of credit you have available to get the things you and your family need and want.

And if you, like many Americans out there, regard your personal credit cards as the financial cushion that will carry you through emergencies such as an illness that makes it virtually impossible to workwasting your credit on business expenses, ultimately weakens and breaks down your current safety net for your new or existing business. Still, many entrepreneurs and business owners ignore the serious and dramatic consequences of this dangerous practice:

They buy business-related items or items that they do not need with their personal credit cards.

They “borrow” the needed money they’ve socked away for retirement, education, and savings accounts … and “invest” it into the business.

They obtain other personal credit cards, leases, loans and lines of credit to finance the business.

And, once their borrowing limits are maxed out … they try to persuade their spouses or other family members and friends into using their good credit to continue financing the business. It happens all the time.

Be forewarned: if you convince your family members to finance your business, you’re just digging a deeper hole for your family to crawl out of. If your business fails – as ninety-five percent of all businesses do in the first five years, according to the Small Business Administration, your
friends and family could be wiped out financially.

Don’t ask friends or family members to use their good personal credit and cash resources to invest in your new or existing business. As we discussed in Mistake #9, using your personal credit to pay for business expenses is a strategic business error. And if it doesn’t make sense for you, the business owner, it makes even less sense for family members and friends. Keep everyone’s personal credit strictly separated from your company’s corporate business credit. Using other methods to acquire corporate financing for your business are available.

Devastating Mistake #4 Not setting up a corporation and properly establishing, building and maintaining true corporate business credit the right way — Many entrepreneurs and business owners today, are unaware of the value of incorporation. Even fewer understand the essential steps necessary for building the kind of corporate business credit that will ultimately enable them to take full advantage of their entrepreneurial status.

Incorporation makes your business entity stand by itself separate from you, the business owner, as a separate entity with its own liability. Incorporation separates your business assets from your personal assets. If someone decides to sue your company, they cannot legally touch your house, car, or anything else owned by you or your family. But eliminating your personal liability for your company’s debts and actions isn’t the only reason to incorporate your business.

Let’s face it. You are in business to make money. And in order to make a profit and sustain your business, you need working capital – in the right place, at the right time – to help your business grow. By incorporating your business, you enable your business to begin establishing true corporate business credit, which will ultimately provide the funds that you need to grow your business.

But incorporating your business doesn’t automatically qualify you for all the corporate business credit that you need, much less the best type of corporate business credit to obtain. Your goal should be to secure cash lines of credit, not lines of credit that are tied to particular stores or vendors for which you do not need to offer a personal guarantee. You will need this type of corporate business credit, but only in the early beginning stages of building true corporate business credit. To secure this “Holy Grail” of true corporate business credit, you need to follow a well-defined, step-by-step system to build your corporate business credit history and corporate business credit score.

Some of the preliminary steps every entrepreneur and business owner needs to take to secure excellent corporate business credit include: incorporating your business, maintaining a physical commercial address and office, obtaining a local phone number and a 411 listing, and getting a business license and any other permits that may be required. All of this will be checked by the business credit reporting agencies, so do it right.

These very basic steps begin to pave the way for building your corporate business credit score with the business credit bureaus. After you follow those preliminary steps and provide the credit bureaus with the information that they require, and you go through our Corporate Business Credit Builder Program, you will be prepared to approach the handful of potential lenders who will give you a cash line of credit with no personal guarantee. In other words, those few select lenders will help you keep your business and personal assets separate AND give you the cash you need to grow your new or existing business.

Devastating Mistake #3 Rushing the process for establishing, building and maintaining true corporate business credit — True corporate business credit can be an invaluable tool as you build your wealth; because it gives you the flexibility to invest money in ways that you have determined will help you build your new or existing business. Having this resource can enable you to stay in business as you watch your competition close their doors forever. But just as it takes time and patience to build wealth, it takes time and patience to properly build the corporate business credit that enables you to get cash from potential lenders without your personal guarantee. Incorporating your new or existing business is just the starting point of the entire process. The industry standard for building true corporate business credit to the point where you can secure corporate business credit cards, cash lines of credit, equipment and vehicle leases and cash loans without a personal guarantee is typically two to three years.

Global Software & Computer Solutions Centers, Inc. has streamlined its corporate business credit building process so that you can get the corporate business credit that you need in as little as six months. We also offer an elite rush corporate business credit building package for clients that need fast corporate financing. You will then follow the necessary corporate business credit building steps to position your company to qualify for no personal guarantee cash lines of credit, commercial lines of credit, equipment and vehicle leases and corporate business credit cards. This also includes services for the development of a professional corporate business plan for your new or existing business.

Devastating Mistake #2 Not following up on the corporate business credit building process on a regular basis — Once the entrepreneur or business owner begins to follow the prescribed process for establishing, building and maintaining true corporate business credit, many entrepreneurs and business owners simply neglect responsibility and they don’t do enough followup work. This is a very serious and critical business mistake to make. If you don’t keep track of your progress during the process of building excellent corporate business credit, you may miss key elements that could make the difference between getting the cash line of credit that you need … or being denied. The choice is yours.

It is always a good idea to delegate certain responsibilities out to key people within your business, especially if you are extremely busy. But you have to be extremely careful as to which kind of work you delegate. The work that directly affects the growth of your new or existing business and your wealth deserves your personal attention.

Devastating Mistake #1 Not recognizing opportunity costs your business money and the potential to close its doors forever — At the first sign of profits made within a brand new business or the first influx of valuable corporate business credit that comes into a new or existing business, many entrepreneurs and business owners spend way more money than they actually have – or even more than they will make on material goods. Lured by the luxury car, that expensive home or that exotic vacation they’ve lusted after for several years, they quickly and rapidly ignore longterm business goals in favor of temporary and immediate gratification. What a serious business mistake to make.

If you truly want to achieve your longterm business goals, recognize that true corporate business credit and profits should only be leveraged to create greater gains for your new or existing business. Instead of figuring out how much profit you can take out of the business, seek ways to invest your corporate business credit so that it will deliver greater returns for your business for many years to come.

This is not, by any means, a comprehensive list of all the very serious business mistakes that nearly all entrepreneurs and business owners make when it comes to building true corporate business credit. But if you address these costly and dangerous errors right from the start, you will be on your way to building a safe, secure, and financially sound business, the business that you always dreamed of!

Global Software & Computer Solutions Centers, Inc. shows entrepreneurs and business owners how to get at least $30,000 to $100,000 and up – in cash lines of credit to finance their businesses while bulletproofing their assets, slashing their taxes, and safeguarding their personal credit history and personal credit scores. Our programs are time tested and proven to work if you follow the steps.

Global Software & Computer Solutions Centers, Inc. with its groundbreaking, comprehensive Corporate Business Credit Builder Program, is a proven, step-by-step program for separating personal credit from corporate business credit, building your corporate business credit, and obtaining unsecured cash lines of credit! In addition to our Corporate Business Credit Builder Program, you also receive a topsecret list of the handful of potential lenders who offer cash lines of credit without a personal guarantee.

The professional team of business financing experts at Global Software & Computer Solutions Centers, Inc. have already helped hundreds of real estate investors, stock, and other investors and small business owners from a wide variety of industries all over the United States qualify for the cash lines of credit that their businesses need. To learn more about The Ultimate Guide to Building True Corporate Business Credit and our ironclad, financing guarantee, call us toll free at: (800) 922-5170 for a free phone consultation. For a limited time only, get a free corporate business plan when you purchase one of our aged shelf corporations with established corporate business credit. Visit these links for more detailed information: http://www.gscsc.net/business-credit.html for corporate business credit options. Visit: http://www.gscsc.net/business-plans.html for details on obtaining corporate business plans. Visit: http://www.gscsc.net/toll-free.html to get a local or toll free business number 411 listed. And visit: http://www.gscsc.net/offers.html to see our current list of free offers. Also visit: http://www.gscsc.net/merchant-accounts.htm for more information on our merchant accounts. Every business needs good solid accounting software. Visit: http://www.gscsc.net/programming-software-development.htm Call now, you have nothing to lose. There is no better time than right now to establish true corporate business credit.

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Building Corporate Business Credit

Friday, December 28th, 2007

Thank you for visiting our website. In this week’s article, we will be discussing building corporate business credit. True corporate business credit is the means of accessing higher lines of business credit, business funding, and working capital, along with vendor credit or trade credit seperate from your personal credit. True corporate business credit and how to build it properly is a task that takes much dedication, persistence, hard work, a certain length of time, depending on your ability to work the system and must be done right by professionals or by you in order to prevent your new or existing business from being red flagged by the business credit reporting agencies. In this article, we will discuss the actual steps that are required to build true corporate business credit. There are differences in business credit and true corporate business credit, and we’ll do our best to explain the differences in this article.

When a business seeks to build true corporate business credit, in most cases, they go about it in the wrong way. Many fraudulent personal credit repair companies and fraudulent corporate business credit service provider companies will ultimately sell aged shelf corporations, LLC’s and LLP’s to their clients with packages of illegal and fraudulent seasoned tradelines, more commonly called business trade references, for thousands and thousands of hard earned dollars. The first huge mistake made, is buying aged shelf corporations and LLC’s with tax or other liabilities attached to them. The next huge mistake made is purchasing packages of illegal and fraudulent aged seasoned tradelines, or business trade references and having them placed on your corporate business credit profiles. These fraudulent and illegal aged seasoned tradelines, or business trade references will get your company red flagged immediately, and will at the same time, place your company into a high risk status category with the business credit reporting agencies. Once this happens, building true corporate business credit is nearly impossible to do. Another big mistake that new and experienced business owners make, is letting a fraudulent service provider company tell them that they only need to be registered with D&B alone, that they do not have to obtain or build a PAYDEX credit score rating, and that it is going to cost them anywhere from $4,000.00 to $9,000.00 to properly build their D&B corporate business credit profile. This is an outright lie, and misrepresentation, and is the farthest thing from the actual truth that there ever could be. It truly only costs a mere fraction of that amount to do it yourself. You can build your own corporate business credit profile through D&B for $690.00 and get their Self Monitoring service for $359.00. That is all the money that is being laid out by the fraudulent service provider to build your D&B corporate business credit profile, but you are not made aware of this fact. Instead, you pay $4,000.00 to $9,000.00 just for an empty D&B corporate business credit profile, no PAYDEX credit score rating, and look at the profit made by the fraudulent service providers! If you want to build true corporate business credit, visit our business credit page at: http://www.gscsc.net/business-credit.html and see what we can do for you. Also visit our wholesale aged shelf companies affiliate program page at: http://www.gscsc.net/affiliate-programs.htm to learn more about our affiliate reseller programs. Get business loans, corporate credit cards, equipment and vehicle leases, and cash lines of credit. Be sure that the company you’re going to be using is not just giving you vendor credit or trade credit alone. They must also be willing to help you obtain CASH LINES OF CREDIT as well. That is the ultimate and top goal of any entrepreneur and business owner.

Another even larger mistake made, is letting a fraudulent service provider company tell you that funding is UNSECURED, that a PG (Personal Guarantee) is not required, another lie that is so far out there, yet people believe it all the time. WATCH OUT when you hear this. In most cases, the fraudulent service provider company is only building an empty D&B corporate business credit profile, and they are ensuring that your personal credit scores are at least 680 points or higher, and they’re also taking 10% of your lines of credit (LOC’s) and what a nasty price to pay! Yes, you will get the funding, but what a major price you have to pay and come up with to get that funding. The only persons that benefit from these corporate business credit building scams, are the people selling them to you, and they know it. In the beginning stages of building true corporate business credit, you may have to personally guarantee a loan or cash line of credit, but later on, the personal guarantee can be converted to a loan or cash line of credit without a personal guarantee. Building true corporate business credit is a process, and is earned. You don’t just get funding out of the sky, and you will have to personally guarantee it until you’ve built a high enough corporate business credit score rating to warrant getting your funding without a PG (personal guarantee.) If you want to build true corporate business credit, and you truly desire to do it the right way, there is a very specific process involved that you must follow in order to build and maintain true corporate business credit status, and if you do not follow this step by step process, you will almost always have to personally guarantee every business loan or vehicle lease or credit card that you will ultimately obtain for your business. By following this step by step procedure, you will build true corporate business credit that will astound you, and which will also give you the compeditive edge over your competition. We strongly encourage you to visit our business credit page located at: http://www.gscsc.net/business-credit.html and let the experts help you get this done properly.

Just remember that there are no quick fixes, or overnight solutions for building true corporate business credit. The biggest difference between business credit and true corporate business credit is this, business credit requires you to personally guarantee every loan, lease or credit card that you obtain. That is the type of business credit game that potential lenders and banks want you to play. The lenders want you to personally guarantee everything, but there is another way to do it. True corporate business credit on the other hand, does not require a PG or personal guarantee once you’ve properly built your corporate business credit scores and ratings to the point that you qualify for corporate business credit without a PG or personal guarantee. In this article, we’ll provide you with the actual steps required to properly build true corporate business credit. Be extremely careful who you get to help you build true corporate business credit. It could cost you everything, and you could be out of a lot of money, and these fraudulent companies just don’t care! As long as they can take every hard earned dollar from you, that is all they care about, and once your resources are depleted, they will move on to their next victim!

An important note: Before you begin to build and establish true corporate business credit, you need to make sure that your corporation or LLC has a unique name that reflects your business and its activity. We’ll discuss this a little more in detail below. Let’s get started with the actual systematic process needed to establish and build your corporate business credit. Once again, remember that this is a process, and that you need to be registered with all the major players in the credit industry to truly qualify for true corporate business credit, and for any kind of true corporate business credit funding. Don’t allow anyone to tell you otherwise. If you are not registered with D&B, Experian Business, and Equifax Business, don’t even try to qualify for corporate business credit! You will in most cases, be flat out denied access to credit! You just won’t get corporate business credit or funding from these fraudulent service providers unless you pay out huge bond insurance fees, have financials, or your personal credit is in the 680 point range. Even then, your basic level of corporate business credit will not usually be reported to your corporate business credit profiles, so just follow these steps below. Here are the real facts, the truth, and the real steps that you should follow.

Step #1. Name and Form Your Corporation.

We have already discussed naming your corporation. Once you have a name picked out you will need to do a search to make sure that it isn’t already registered (or something very similar). This is usually done during the incorporation process. When choosing a name for your new or existing business if you’ve purchased an aged shelf corporation, be sure that it is unique, that it reflects your business model, and that other businesses do not have similar names. D&B, Experian Business, and Equifax Business do not like to provide good corporate business credit profiles or good corporate business credit ratings to companies that have similar names. This also brings to mind company trademarks, and copyrights. Be sure to trademark your company’s name, and also copyright it, and do this as soon as possible. This will further prevent other businesses of similar nature from using your company’s name or other likeness thereof in their businesses, and adds a layer of protection to your company and its corporate business credit profiles. Also, make absolutely sure that you give a physical commercial address for your corporate headquarters. P.O. boxes and home addresses will severely diminish your ability to build your corporate business credit and this also includes the use of Internet based virtual offices, or the use of mailing services like Mailboxes, Etc. All of the corporate business credit reporting agencies automatically red flag these as fraudulent and high risk programs unless the program is approved as usable through D&B, Experian Business, and Equifax Business. All others are red flagged.

When you have a name, you then need to decide on the type of corporation you will ultimately form. There are many different types of business entities you can choose to incorporate your business under. Most countries offer various types of incorporation structures that you can select from. Carefully select one, and get started. Note: You can set up a US corporation and apply for an EIN (an employer Identification number) even from outside the country. You will need to consult a competent international lawyer and accountant for the complete details on how to do this.

USA corporate entities:

1. The S-Corporation

2. The C-Corporation

3. The Limited Liability Company (LLC)

(Although some people report building corporate business credit with an LLC, it seems the S-corp. and C-corp entity types, are the preferred method to get huge credit limits.) We are not lawyers or accountants, so you will need to do some in-depth research and due diligence in your area to find out what is the best fit for you. To learn the status of each of these business types and what structure is best for your situation, here is a link to the SBA website.

http://www.sba.gov/smallbusinessplanner/index.html

You can use their online small business planner to assess which business structure is best for your state and current situation. Here is the link to access the “Choose Your Structure” page on the Internet:

http://www.sba.gov/smallbusinessplanner/start/chooseastructure/index.html

There are certain business structures that should be avoided at all cost if you plan to build true corporate business credit. These entities are legally registered businesses but usually have their credit profiles tied directly to their personal owners:

1) The Sole Proprietorship This is the most common type of small business structure. The owner and the business are tied together and are liable for each other’s debts. (Not Recommended For Building Corporate business Credit).

2) A General Partnership Another common small business arrangement. No partner is limited from the liabilities of other partners or the business. (Not Recommended For Building Corporate business Credit).

3) A Registered Limited Partnership General partners run the business and limited partners are usually just investors and are not liable for the business debts. The limited partners are only liable for their initial investment. The general partners are personally liable for business debts. (Not Recommended For Building Corporate business Credit).

Corporate Structures In The UK:

Here is a site that describes various British corporate structures

http://www.businesslink.gov.uk/bdotg/action/layer?topicId=1073858805&r.s=tl

Corporate Entities In Canada:

To get up to date information on Canadian business corporate structures please visit this government site http://canadabusiness.gc.ca/gol/cbec/site.nsf/en/index.html

for a current list of types of corporations, comparisons and evaluations, visit this website:

http://www.cbsc.org/servlet/ContentServer?pagename=CBSC_FE/display&c=GuideFactSheet&cid=1081945275353&lang=en

Step #2. Get Your Numbers.

Get Your Corporate EIN number (Tax ID# or Business registration number). This registration is handled by some incorporation service providers. Be sure to check if you aren’t doing the incorporation filings yourself. If these numbers are included in your incorporation services package, also be certain to check that the numbers that you receive are not tied directly to your social security number in any way. Many companies that provide you with corporate registration numbers tie them directly to your social security number, and you don’t want this to happen. Use a supplier that will get your identification number without using your social security number. This is extremely important.

In the USA the IRS issues your Tax ID Number (also called your EIN or Employer Identification Number). Here is the application form link to help you get an EIN number:

https://sa1.www4.irs.gov/sa_vign/newFormSS4.do If you are applying for this number on your own, you will need to input your Social Security number or your Social Insurance number as the IRS likes to know who the individual behind the corporation is. Avoid this if at all possible.In Canada, you will get a BIN or BN number (depending on your choice of corporate entity). Here is the link to the BN registration

http://www.cra-arc.gc.ca/E/pbg/tf/rc1/rc1-fill-05e.pdf

In the UK, you get a detailed explanation of corporate activities at

http://www.companies-house.gov.uk/

Step #3. Get Hooked Up.

It is important that you order a separate business phone line (yes, it is more expensive) and have a physical commercial address attached to this business number. Setting up your business phone with a P.O. Box or your home address is definitely not recommended. You do not want to use Mailboxes, Etc either. As your corporate business credit profile grows, you might receive a phone call from Dun and Bradstreet to verify your information (In Fact, You Will). You need to have a phone that is listed in the business directory (411 directories) and has a commercial physical address listed with it. Using a cell phone as your business phone line, is another corporate business credit building mistake. DO NOT DO THIS! DO NOT use mailing services like Mailboxes, Etc, or certain types of Virtual Office programs. These mail forwarding services, and virtual office programs are all being red flagged by D&B, Experian Business, Equifax Business, and nearly all of the other business credit reporting agencies. There are very few of these programs left in existance that the corporate business credit reporting agencies will allow you to use. Be very selective when using these types of programs. The business credit reporting agencies are all catching on fast to these corporate business credit building schemes, and you will be listed as a potential high risk if one of these services is detected..

When you call to setup your business line, you might be given the option to leave your address out of the phone book listing. This is definitely not a good idea. When you are building corporate business credit, in the beginning, you want to remain as visible as possible. You must be listed in the 411 business directory! You can use this website to register your business numbers and addresses. Visit: http://www.superpages.com and register. The most important item that also goes along with the above information, is getting hooked up and registered with all of the major business credit reporting agencies. By doing this, you set yourself up to be recognized in the credit industry, and you are also doing what potential lenders and credit grantors want you to do, show yourself as an actual registered running business. If you only register with one business credit reporting agency, you will be making a serious mistake. You need to be registered with them all. There are 26 business credit bureaus in total. Do not let anyone tell you otherwise. If you end up registering with only one business credit bureau, you will very quickly find out how fast you can and will be denied any form of credit.

Step #4. Use Your Phone, Be Patient, and Pay The Bill.

Make a few long distance calls from your new business line, and wait for your first business line phone bill to come in the mail. Don’t go crazy! Just make sure you use your business line a few times, and then wait patiently for the first bill. When it comes in, pay it in full, promptly. When this happens, the business credit reporting agencies receive an alert that a bill was paid by your company, and they also see that your phone number plus your address are tied together. This makes your corporate business credit profiles with all of the major players in the corporate business credit industry match, look good, and you are on the way to building true corporate business credit!

Step #5. Setup Your Corporate Bank Account. (This can be done at the same time as step #4).

Shop around to find a bank that understands the difference between a standard business checking account that is tied to your personal credit profile, and a corporate account that is a stand-alone entity. You will probably need to take your incorporation papers, business registration numbers, Etc., with you to open your new corporate business checking account. A great way to check how “corporate friendly” a bank might be is to check the credit cards that they issue. Do they issue business credit cards only, or do they also have a category of corporate business credit cards? Order some checks and make sure to shop for an account that does not have exorbitant monthly fees. It is commonplace for corporate accounts to have higher fees than a personal bank account, but again, it never hurts to shop around and ask for a better deal from perticipating banks. They want your business. When we initially opened our latest corporation, we had some proceeds from the sale of another business that we used as our first bank account deposit. We had just received a large certified check that day! This was totally a coincidence but it turned out to be exactly the right thing to do. This is one of the things we actually did right, although we didn’t find this out until much later on. A retired banker has recently told us some interesting facts about opening your corporate business checking and savings accounts. Tip: Did you know that many banks record your account opening balance? It seems that the bigger your initial deposit is with a bank, the more important the bank will consider you (or your corporation) to be down the road. A year or so from now when you go to your bank and ask for a 6 or 7 figure business loan, they will look at many, many items when considering your request. One of the items that will still be there is the recorded and documented size of that first account opening deposit when you first opened your account with that bank. For the sake of your new or existing business, impress the banks as much as you possibly can. With this in mind, it might be a good idea to really impress them with the size of your opening deposit. How much money could you borrow from friends, family and people who have owed you money? Could you leverage your cash flow for a month or two and end up with a large initial deposit? If you can, you should. You can always withdraw the majority of the money in 2-3 weeks and return it to its rightful owners with a little interest or some kind of token of your appreciation. This is just food for thought.One last thought on your business bank account. Some banks also monitor your monthly balance. They generate a report on your monthly low, high and average balances. This is not overly important until you decide that you want to apply for a large business loan, or line of credit (LOC) from that institution without a PG or personal guarantee. Make absolutely sure that you plan ahead and try to increase your monthly minimum balance over time. This strategy won’t make or break your corporate business credit building results, but you will notice a major difference in the way that the bank treats you, based on the size of your first deposit, and your minimum monthly balance.Step #6. Get Your D-U-N-S 9-Digit Number.

This is one of the most crucial steps in creating your corporate business credit advantage. Dun and Bradstreet is a very powerful company that controls over 70% of the business credit rating industry. The other major players are Experian Business, and Equifax Business. Most potential corporate business credit grantors rely on the PAYDEX credit score that is generated by D&B. Dun and Bradstreet numbers can directly be applied for online, or by phone, and they are typically available in most countries. There is a cost for these numbers, but the cost is well worth it. The fastest way to build your corporate business credit profile and PAYDEX credit score is by purchasing their “CreditBuilder” program when opening your account. This add-on program will allow you to check your PAYDEX credit score. It also allows you to add historical vendors more commonly called trade references, or vendor credit or trade credit history to your corporate business credit profile. So for example, if you have had your corporation for a while and have some valid trade references you can quickly add them to your D&B corporate business credit profile. Just make sure that you do this the right way.We purchased the CreditBuilder program (To be frank, we did not know that there was another option available to us!). We had our D-U-N-S number immediately and a good PAYDEX credit score rating in about nine weeks! You use their service called “eUpdate” to check your corporate filings, your vendors that are reporting your payment history and your PAYDEX score directly from their website.What exactly is a PAYDEX Credit Score?

Your PAYDEX credit score is Dun and Bradstreet’s trademarked numerical indicator of how a firm paid its bills over the past year. It is based on a dollar value. It uses valid trade references or trade reporting data from various vendors that you do business with LEGALLY. Your Dun and Bradstreet PAYDEX credit score will range from 1 point to 100 points. The higher the PAYDEX credit score the better. A PAYDEX credit score of 70 points to 75+ points is needed to really start building your corporate business credit heights. Just make absolutely sure that you report positive and valid business trade references to Dun and Bradstreet when you are adding business trade references to your corporate business credit profiles. And, do know this clearly as well, that D&B, Experian Business, and Equifax Business WILL CHECK YOUR INFORMATION FOR VALIDITY AND ACCURACY. IF YOU FRAUDULENTLY REPORT INFORMATION ON YOUR CORPORATE BUSINESS CREDIT PROFILES, YOU WILL BE RED FLAGGED, NO QUESTIONS ASKED, AND YOU WILL BE PLACED INTO A HIGH RISK STATUS CATEGORY. Once this happens, it is virtually impossible to reverse the negatives from your corporate business credit profiles, and you may have to start over from the beginning and that is just the reality of how D&B and the other business credit reporting agencies actually work!.

Dun and Bradstreet are extremely diligent about maintaining their reputation. They are THE respected business credit authority and take extraordinary measures to protect themselves from reporting miss information and fraudulent filings. So when we tell you never to buy or use packages of so called business tradelines or business trade references with an aged shelf corporation that has tax or other liabilities attached to it, WE COULDN’T BE MORE SERIOUS ABOUT IT! DO NOT DO THIS. IT WILL BE A CERTAIN DEATH SENTENCE FOR YOUR BUSINESS, AND VERY QUICKLY AT THAT.

When creating or updating your company’s corporate business credit profile you want to consider the ramifications of all answers before you submit them to a D&B account specialist for publishing. It is extremely vital and important to establish a great start to your D-U-N-S number and to your corporate business credit profile. Do not lie, but seriously consider if there is anything that you can possibly do LEGALLY to improve your corporate business credit profile before you submit it for publishing.

There is a very good chance that Dun & Bradstreet will call to verify your phone number, that someone actually answers it, and that it is answered with your business name. They might even check to see if you are actually listed in the business phone directory. They have even gone as far as to check government filings to make sure you are actually incorporated and have paid your corporate filing fees and that you are up to date with all of your corporate filings. D&B is very quick to check your business out to the maximum possible extent, so you need to be aware of this from the start. D&B, Experian Business, and Equifax Business will use whatever means that they have to use in order to validate your information, so be very careful. These corporate business credit reporting agencies will verify data through public and even private records if necesary to validate a company’s information. And just remember this as well, there are no corporate laws that protect you as a business owner like the consumer credit laws do for consumers.

That being said, you probably will need to update your company’s corporate business credit profile as time goes on. Adding employees and other branch locations will help your PAYDEX credit score down the line. Here is the ultimate company profile as far as PAYDEX credit score ratings goes according to Dun and Bradstreet (Something to deffinetly shoot for in the future of your new or existing business).• You have been a corporation filing promptly for 5 years

• You have more than $1 Million in gross sales per year

• You have employed more than 50 people

• Your business is incorporated in the same state as the officers residence is

• A business phone that is answered with the business name

• A physical commercial location that looks like a business

• More than one satellite or branch office or location

Some of these items might actually fit your corporate business credit profile in the future, others might not. We only put that list here to show you the ultimate credit worthy business according to the PAYDEX rating scale through Dun and Bradstreet. When filing your company’s corporate business credit profile with a D&B account specialist, it might be very wise to consider “research” or “consulting” as opposed to “home-based” businesses. D&B will give you a much lower corporate business credit score rating if you have a small home-based company. Also, consider whether you might be using friends, family or casual labor in the coming year. A corporation with 5 employees (even part time) gets a more favorable PAYDEX credit score rating than a one-person operation. Again, be truthful. Our personal experience was that we paid for our D-U-N-S number and the CreditBuilder pro package program. We obtained our number and a PAYDEX credit score quickly. Since we had been incorporated for a couple of years we were able to input some previous vendors into our corporate business credit profile who had granted us valid and legal credit terms.

This might have been the reason for our initial PAYDEX credit score being created so quickly. Note: We cannot stress this enough to new and existing business owners. DO NOT EVER PURCHASE SO CALLED BUSINESS TRADELINES OR BUSINESS TRADE REFERENCES OR CREDIT HISTORY FROM ANY SOURCES ON THE INTERNET. THESE TRADE REFERENCES WILL GET YOU RED FLAGGED BY DUN AND BRADSTREET, AND YOUR BUSINESS WILL BE PLACED INTO A HIGH RISK CATEGORY. IN ADDITION, NEGATIVE AND FRAUDULENT STATEMENTS WILL BE PLACED ON YOUR CORPORATE BUSINESS CREDIT PROFILE, AND AT THIS POINT, YOUR CHANCES FOR BUILDING AND OBTAINING TRUE CORPORATE BUSINESS CREDIT WILL BE RUINED FOREVER. Here is the direct link to Dun and Bradstreet on the Internet:

http://dnb.com If you want to build true corporate business credit, and you want valid and legal vendor credit and trade credit, and if you want to obtain cash lines of credit, visit our business credit page at: http://www.gscsc.net/business-credit.html and for a limited time, with the purchase of one of our select aged shelf corporations with established business credit, get a free corporate business plan as well. Here are links to our offers page, and to our business plans page. Visit: http://www.gscsc.net/offers.html and also visit: http://www.gscsc.net/business-plans.html Let us do the job right.

Step #7. Open Your First Corporate Credit Account. Apply for true corporate business credit where you stand a great chance of acceptance by a potential lender. Office supply chains are the best bet for recently incorporated businesses. These types of vendors are recommended for two reasons. First, they seem to be very willing to grant business terms to nearly all new startup businesses. Secondly, they probably have the products you actually need to start and run your new business. Let common sense decide where you should apply first. You want to setup accounts and purchase products from vendors that you will actually use. You do not want to buy something that you don’t really need just for the sake of purchasing it. Hopefully a business supply store has a few items you might need to setup your new enterprise with. If nothing else, you can use these supplies to organize your research into a new business venture. We applied to (and were quickly accepted) by Staples. They granted us a corporate business credit account and a corporate business credit line with no personal guarantee. You might need to fax your application along with your first phone bill in to verify your corporate status. Make absolutely sure you make your application in a business like, professional manner. If you have need for a complete list of valid vendors to use when building true corporate business credit, we can provide this in writing to you via E-Mail, and with the purchase of any of our aged shelf companies. We do not and will not sell you trade references packages. We will help you setup valid trade references, and help you build and maintain your true corporate business credit LEGALLY, and its ratings, but it will take time to get it done correctly and professionally. Visit: http://www.gscsc.net/business-credit.html for more detailed information. The beauty of being accepted by Staples is that they apparently report to D&B and Experian Business at the same time. What is Experian Business? As stated earlier, Dun & Bradstreet is the big dog in the business credit rating arena. Coming in second is Experian Business, and coming in third is Equifax Business. There are a few more, but these are the only three that really matter the most when you are establishing and building true corporate business credit. Unlike Dun & Bradstreet, there is no way to buy your way into an Experian Business account file or an Equifax Business account file (that we are currently aware of). That’s a good thing. You simply find vendors who will ultimately report your payment history to Experian Business and Equifax Business and your corporate business credit profiles will develop by themselves.

If you build your corporate business credit in a steady fashion, and pay your bills when they are due, your Experian Business and Equifax Business credit scores will grow proportionately. Experian Business calls their rating for your corporation’s credit worthiness, an “IntelliScore Score.” Here is a direct link to their website on the Internet:

http://www.experian.com/business/credit_report.html

After you have established your very first vendor account and you have already made a few timely payments, make absolutely sure that you always include your D-U-N-S number on your future corporate business credit applications! Many people will tell you that by doing this, that you are giving your company’s identity to the potential lenders, but this is not so. If you do not know your company’s D-U-N-S number, then you will want to get it and place it on your corporate business credit applications, rather than your social security number.

There are few other vendors that will grant you corporate business credit terms when you are starting out. These vendors have less restrictive guidelines and seem to be anxious to get your business. Here are some examples:

- Cell phone services like Nextel and Verizon

- Delivery services like FedEx and UPS

Note: You must be enrolled in our corporate business credit building programs in order to obtain a complete list of valid vendors, and a direct link to these resources. Visit: http://www.gscsc.net/business-credit.html for more detailed information. Choose whatever vendor suits your situation, apply for corporate business credit terms with that vendor, and purchase something that you actually need for your business. Wait for the bill to come in the mail and pay it in full, even if it is not yet due! There will be various and different types of corporate business credit which will be granted to you depending on the potential lender. You might receive a Net 30, Net 60 or Net 90 day revolving account. These accounts let you charge as much as you need and then pay the balance in full in a pre-determined amount of time. If the bill is paid on time, there is usually no interest due on the bill. Some vendors even offer you “early payment” or cash percentage discounts for paying your bills off early. Others will grant you Lines of Credit (LOC’s) or Credit Limit credit. These LOC’s work much like a traditional line of credit, with a pre-determined interest rate and minimum payment that must be paid off in a specific timeframe.. Make absolutely sure that you know the details of each account you apply for and open. Missing a payment or any other oversight can end up putting your company months behind on your corporate business credit building ladder, and this could damage your corporate business credit severely, so pay your bills, and know your accounts completely. Don’t take any chances. Don’t pay everything off to early either, as this can also have a negative affect on your corporate business credit profiles as well. It may not be a problem to your lenders, but this can be a problem to the business credit reporting agencies, as they know that you are trying to build true corporate business credit without flaws. Paying everything too early can cause them to red flag you in certain situations. So just be mindful of everything.

If you have been in business for a while, and you have purchased the Dun & Bradstreet CreditBuilder Pro program, this would also be a very good time to add some previous vendors to your corporate business credit profile.

Step #8. Check your Corporate Business Credit Scores.

Wait long enough for your vendor or vendors to file their notice of payment history to D&B, Experian Business, and Equifax Business. Give it at least 30-45 days from whenever your vendor processes your payment. Make absolutely certain that your vendors and other potential creditors are truly reporting your payment history to the major players in the corporate business credit industry. It is extremely important to keep an eye on your corporate business credit scores, on your corporate filings and on all of your vendors and their reporting practices. We have tried various credit report services and have not been impressed with any of them yet. We currently just use eUpdate to check on our PAYDEX credit score and hope that our Experian Business and our Equifax Business credit profiles stays in step. Use eUpdate to check your D&B account but don’t check too often. There are reports of people being locked out, red flagged and having to resubmit corporate business credit information after accessing and changing their accounts on a constant basis. This whole process requires patience. Do not check eUpdate more than once per month. Do not apply to more than 3 vendors in a 1 month period. (There