CPN Scam Alert And Warning
Wednesday, November 19th, 2008Welcome to the GSCSC, Inc. website, and the GSCSC, Inc. website blog. In a previous blog spot article that we published: “Myths Of CPN Numbers”, which can be found on our website, we discussed the ever popular subject of CPN (Credit Privacy Numbers) which now more than ever, are being promoted to supposedly help people in this current economic issue that our country is facing. More and more people are losing their jobs, homes, their other personal property, businesses, investments, everything that they worked so hard to keep. It is only going to get worse before it gets better. Banks tightening up even more, makes it very difficult now to get personal and business loans. In addition to this, there is also a credit card scare out there that appears to be getting much closer to happening, which also frightens small business owners as well.
More and more companies out there today on the Internet, are selling these CPN programs, which are a major scam. Just today, we received this from a private investigator, and we wanted you all to see this.
CPN Scam Warning:
CPN (Credit Privacy Number) services are a new twist on old credit repair scams. These CPN services offer to give a fresh start to people with bad credit by locating and providing an unused social security number or made up numbers that resemble a social security number. The customers of the CPN service are typically told that for a non-refundable fee of $300.00 or more, they will be given a fresh social security number that they can use to create a new credit file or credit history. This is called file segregation, which is illegal to do. Persons who are tempted to use these fraudulent types of services should know the following about these CPN services:
1. Use of a false social security number or other ID number that resembles or represents a social security number constitutes fraud under a variety of federal laws. These laws include penalties up to and including imprisonment and a very stiff fine. After prison, you’ll have a criminal conviction on your record for the rest of your life.
2. Credit card and finance companies typically rely on data services to check the social security number of credit applicants. When they run a social security number, it becomes immediately clear that either the SSN has not been issued yet OR has been issued, but the date of issuance does not match the age of the person using it. Both are obvious fraud indicators and will result in rejection of the credit application and possible referral to government fraud investigators. Only the Social Security Administration can issue a social security number. Any company or service that claims it can do so is breaking the law and should not be patronized. Companies that you suspect that are creating, issuing, using, or building new credit profiles on these various types of numbers, should immediately be turned in to the Federal Trade Commission, the Federal Bureau of Investigation, and the attorney general. If you suspect that you are a victim of a CPN scam, you should immediately contact your local attorney general, and the attorney general of the state to which the company resides that sold you the CPN service. After this, file complaint with the Federal Trade Commission, and the Federal Bureau of Investigation. Remember that these services are fraudulent right from the start, so don’t use them.
I Hope this helps break down this issue, and I also hope that it helps to clarify the real truth behind these so called CPN numbers, which are 100% illegal to use.
Patrick L Baird
Private Investigator
Now, based on this, would you want to use a CPN? Why would you even consider buying one? These numbers will ruin you, your credit profiles, and will remain a thorn in your side for the rest of your life. Please, we beg you, do not create these CPN numbers, do not buy these CPN numbers and do not use or distribute these CPN numbers for any reason and do not try to build credit on these CPN numbers because you will surely pay for it in a manner to which you totally did not, or would not expect. As we acquire more information on these so called CPN numbers and CPN services, laws, Etc, we will make them available to you.
If you want to check the validity of your existing CPN number, simply go the this website:
and enter your CPN number into the search box, and see what you come up with. If you are interested in getting a true CPN number for your personal privacy protection, simply contact the credit bureaus, and request one. They are free. Most of all, they do not look like, resemble, or in any way represent a new SSN, and you cannot perform FILE SEGREGATION on these numbers, or build credit on them. All you are allowed to do is to protect yourself from having to disclose your SSN, which of course, is permitted by Federal law. File segregation, and building credit on an unused social security number, on a tax identification number, altered SSN, or altered D-U-N-S corporate ID number is illegal. We hope that the SSN Validator website helps you to clearly understand that fraudulent CPN numbers are illegal, and you can easily find out with this website, if the number is already assigned, and to whom it’s assigned to. Remember, fraudulent CPN numbers are found out about very quickly, because when creditors look at the age of the number, and the age of your credit profiles, and see that there is no match on the ages, you are in trouble. Be wise, and most of all, stay away from these credit repair scams. Thank you.