Welcome to the GSCSC, Inc. website, and the GSCSC, Inc. website blog. This article and announcement introduces our Primary Revolving Tradeline Account Program. Remember that primary revolving accounts, and primary installment accounts can assist you in building a strong personal credit score that is more apt to help you get approved for a bank loan, mortgage, a new car, or a credit card.
Happy Turkey Day to All:
Starting today, and ending on December 26, 2008, we have dropped our pricing on all of our tradeline programs. This include: our Primary Installment Tradelines, our Primary Revolving Tradelines, and also includes our Primary Installment Trade Reference program, and our Primary Revolving Trade Reference program. The prices you’ll see here will revert to our normal pricing structure on December 26, 2008. We hope that you enjoy these savings. Here’s our Primary Revolving Tradeline Account Program.
Primary Revolving Tradeline Account Program
Thank you for your interest in our Revolving Tradeline Account Program. One of the most important aspects of building personal credit is having an outstanding history of paying your accounts on time.
Unfortunately, obtaining VALID, VERIFIABLE PRIMARY REVOLVING OR INSTALLMENT TRADELINES or CREDIT LINES that report to your personal credit files can be extremely difficult, especially tradelines or credit lines with larger credit limits. More and more these days, so called credit repair companies try to sell you aged, seasoned tradelines, authorized user accounts, and unfortunately most of these, are outdated credit repair schemes and are red flagged by the credit bureaus.
The only type of tradeline that can withstand the credit bureaus, and the constraints of the credit scoring model, are those tradelines that can: A. BE VERIFIED. B. PROVE THAT YOU ACTUALLY DO BUSINESS WITH THEM. C. ARE VALID SINCE YOU PAY A MONTHLY BILL WITH THEM. And D. HAVE YOU LISTED IN THE TRADELINE ACCOUNT PROVIDER’S DATABASE AS A VALID CUSTOMER, and furthermore, the tradeline cannot be aged, seasoned, or back dated to reflect a false credit history Or false payment history. Our Revolving Tradeline Account Program ensures that these tradelines you buy meet these critical criteria and ensure that your purchase is not red flagged by the credit bureaus. We further ensure that when potential lenders look at these accounts on your personal credit reports, they won’t question them either, and you are more likely to get a loan based on these tradeline accounts being listed on your credit reports.
History of our personal revolving tradeline program:
Since the announcement of the FICO 2008 update to the credit scoring model and lenders reluctance to qualify loans based on aged, or seasoned accounts, so called primary and joint accounts and authorized user accounts, we have been doing extensive and in-depth research to find professional and legal ways to legitimately report positive credit on our clients personal credit reports and on their corporate business credit reports as well. We have spent countless hours and a lot of money along the way, and now have a professional and legal strategy to use.
After about twelve months of extensive and in-depth research and development in tradeline account testing and reporting, we have the ability to report VALID, VERIFIABLE revolving credit lines and installment credit lines on our client’s personal credit reports and VALID, VERIFIABLE revolving trade references and installment trade references on their corporate business credit profiles as well, and none of these programs have been rejected or red flagged by any of the major credit bureaus.
In order to legally and properly report VALID, VERIFIABLE tradelines or credit lines to all of the personal credit bureaus and to legally report VALID, VERIFIABLE trade references or credit lines to all of the business credit bureaus, we MUST FOLLOW CERTAIN STRICT GUIDELINES, and they are:
We must pull at least 1 credit bureau report in order to verify that our clients meet minimum credit requirements.
We must report all history (good or bad) to your credit reports. There are no exceptions!
We must provide you with a credit limit in line with a specific purchase, Equipment, tangible goods, Etc.
We cannot “back date” or otherwise falsify any reporting of any credit line to your personal or business credit reports. There are no exceptions!
Your credit limit must be a real credit limit and you must have actual ability to use it.
You must be able to purchase actual products such as computer systems, and they must be delivered to you via FedEx or some other valid means.
Our primary revolving tradeline accounts have the following features in place with each account:
These primary revolving tradeline accounts report directly to Equifax, Experian and Transunion, as well as to D&B.
Credit is available for reporting in 30 days.
Credit lines may increase in dollar amounts over time with outstanding payment history.
Credit line is considered a primary revolving credit line.
The revolving tradeline account can be closed anytime after full payment of balance.
Setup time — 72 hour setup in most cases.
Specific Guidelines:
These are the specific guidelines for which we use to determine the amounts charged and paid for these revolving tradeline accounts as listed below. Pricing is subject to change without prior written or verbal notice, and does not represent in any way, a commitment on the part of GSCSC, Inc. or its resellers, agents, affiliates, successors, assigns, subcidiaries, suppliers or otherwise. Holiday special expires on December 26, 2008. GSCSC, Inc. Reseller pricing may be different, so please contact your local GSCSC, Inc. reseller for more detailed information.
Credit Score Limit SetUp Fee Initial Balance Payment
Up to 580 $1,000 $149 $150 $25.00 – 6 mos
Up to 581 – 600 $2,500 $149 $250 $41.66 – 6 mos
Up to 601 – 620 $5,000 $149 $500 $83.00 – 6 mos
Up to 621 – 640 $10,000 $149 $1,000 $166.67 – 6 mos
Up to 641+ $25,000 $149 $2,500 $208.33 – 1 yr
Minimum payment is based on initial balance over a 6 month or 12 month period at 0% interest. Additional purchases and additional payments will result in a different minimum payment on your account.
You are responsible for the entire balance on your account. Late payments result in negative credit history. Failure to pay off your balance prior to closing the account will result in collection activities.
If you have any questions on this program, please feel free to call us toll free at: (800) 922-5170, or contact your local GSCSC, Inc. Reseller. Feel free to send E-Mail to: info@gscsc.net. Enjoy your holiday.
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